SBI Chandigarh

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About State Bank of India (SBI)

The State Bank of India is the oldest and largest bank in the country. It is a nationalised bank that has an extensive presence all across the country. It has a network of 18,354 branches and about 49,577 ATMs present throughout the length and breadth of the country. The headquarters of the bank are located in Mumbai. It is the leading bank that has been serving the banking requirements of the country’s people for more than 200 years. The bank values its customers and aims at customer’s satisfaction by providing them with the accurate banking solution. The mission of the bank is to deliver the products and services that can help the customer achieve his/her financial objective.
The products offered by the bank are classified under the section: personal banking products, corporate banking products, government banking products and agricultural banking products. These categories further comprise of multiple products like term deposits, loan against property, recurring deposit, education loans and corporate loans. It is the pioneer and market leader in the agri-financing in the country. It even received the “Top Public Sector Bank under SME Financing” award by Dun and Bradstreet. The strength of the bank is the trust of the people in the bank. 

Address of SBI Branches in Chandigarh

The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Chandigarh are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Service Branch Chandigarh105108 Sec 17 BCHD
SBIN00098501600020010172-2714088, 2703772, 2714270
Attawa, Chandigarh

Attawa Sector 42 C Chandigarh Chandigarh , Pin - 160036SBIN00039361600020020172-2602013
HCS Chandigarh

Sector 1, Chandigarh, Haryana , Pin - 160001SBIN00068311600020040172-2749200 5080062, 2741281
Industrial Estate, Chandigarh

M W Marketind Area Phase I Chandigarh Haryana 160002SBIN00015081600020051722650602
SCB Chandigarh

Specialised Comm. Branch, Sco 103 - 106, Sec - 17 B, ChandigarhSBIN00099261600020060172- 2700915
Medical Institute (PGI)PG I Sector 12, Chandigarh, Pin 160012SBIN00015241600020070172-2747012
Panjab Engineering College, ChandigarhSector - 12, Chandigarh 160012SBIN0002452
160002008
0172-2744072
Punjab University
PU Sector 14, Chandigarh, Pin 160014SBIN00007421600020090172-2541252
Ram Darbar, Chandigarh
Ramdarbar Chandigarh, Chandigarh , Pin - 160002SBIN00075011600020100172-2653743, 2651890
Air Force Station ChandigarhNo. 3 BRD Chandigarh 160003SBIN00014951600020120172-2657210
PBB Chandigarh

Sector 17 Blho Complex Chandigarh , Pin - 160001SBIN00040491600020130172-2701673, 2704301
Sector - 7Sec - 7 ChandigarhSBIN00032461600020140172-2794497/ 5080753
Sector - 22 - C Chandigarh
SCO No.291516, Sector 22c, Chandigarh, Pin 160022SBIN00047031600020150172-2721059 0172-2700151
Sector - 23, Chandigarh

SCO 35, Sector 23 C, Chandigarh, SCO 35, Sector 23 C, ChandigarhSBIN00032631600020160172- 2715490 2707357
Sector - 30 ChandigarhSec. - 30, Chandigarh
SBIN00014431600020170172-2638231 0172-2651702
Sector - 31, Chandigarh

SCO No 75 - 76 Sector 31 C, Chandigarh, Chandigarh , Pin - 160031SBIN00058641600020180172-2601686, 2668704
Sector - 41, ChandigarhSector 41, Chandigarh Pin - 160055SBIN00093011600020190172-2629538
Chandigarh Main
Sector 17, Chandigarh. Pincode 160017
SBIN00006281600020200172-2703933/ 2713748
Sector - 34, Chandigarh

SCO 156 - 159, Sector 34 A Chandigarh, Chandigarh , Pin - 160022SBIN00087011600020210172-2602006
Sector - 37, Chandigarh

S.C.O. NO.221, Sector - 37 Chandigarh , Pin - 160036SBIN00065971600020220172-2691196
NRI Chandigarh

111113, Sector17 B, Chandigarh, Pin 160017SBIN00058501600020270172-2709414
High Grounds

High Grounds Chandigarh, Pin - 160004
SBIN000493416000203201762-288014
Chandigarh Housing BoardSector 9, Chandigarh 160009SBIN00106041600020429876186602
Govt. Medical College Hospital

Sector 32, Chandigarh 160032
Govt. Medical College Hospital Sector 32, Chandigarh 160032SBIN00106071600020439815146407
Sri Guru Gobind Singh College, ChandigarhSri Guru Gobind Singh College, Sector 26, Chandigarh 160026SBIN0010608
1600020449855024220
M.C.M. D.A.V. College For Women, Chandigarh
M.C.M. D.A.V. College For Women,
Sector 26, Chandigarh, 160026
SBIN00106091600020459872996781
New Haryana Sectt. Opposite Fire Station

New Haryana Sectt. Opposite Fire Station
Setor 17, Chandigarh 160017
SBIN00106031600020460172-2771721
Shri Rajiv Gandhi IT Park

Govt College For Girls, Sector 11, Chandigarh, Chandigarh
SBIN00106051600020490172-2747010; 9888880304
Sec - 49 Chandigarh
Govt College For Boys, Sector11, ChandigarhSBIN00106061600020500172-2747011; 9815501417
SME Branch Chandigarh

3rd.floor, SCO. 4348, Bank.square, Sector 17. B, Chandigarh 160017SBIN00117051600020540172-2702820, 2702113
SME City Credit Centre, Chandigarh
Dist Chandigarh State Chandigarh Pin 160017SBIN00050221600020930172-5548665
Trade Finance CPC (TFCPC) Chandigarh

SBI Zonal Office 101 - 107 Sector 17b Chandigarh
SBIN00050621600020950172-2703098, 2704692
Zonal Office (punjab) Chandigarh
Chandigarh State Chandigarh Pincode 160017SBIN00067531600025030172-2702114
SAMB, Chandigarh

SCO, 109 - 110, 4th Floor, SBI Zo, Punjab Chandigarh Building, Sector - 17SBIN00042621600029280172-2720579
Office Administration, Department. Chandigarh LHOLocal Head Office, Sector17 A, ChandigarhSBIN00057881600029890172-2714833
Chandigarh

Shopping Centre, SCO NO - 118, 119, 120, Sector - 34 A, Chandigarh - 160022SBIN00304401600050020172-5079276

Products Offered by SBI in Chandigarh

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below: 

Details of State Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.Up to ₹ 10 crores8.35% - 8.80%Minimum - ₹ 1,000 to ₹ 10,000 Up to 30 years
Personal LoanEligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
Central and state Government
Quasi-Government
Central PSUs
Profit making State PSUs
Educational Institutions of National Repute
Selected Corporates
Pensioners
Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas
Maximum - ₹ 15,00,000
11.90% - 16.55%1% - 3% of the loan amount + GSTUp to 5 years
Car LoanRegular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.

Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum

Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Maximum - Up to 85% of on-road price

9.10% - 9.25%

For new car- ₹ 1,000
Pre-owned - ₹ 450 to ₹ 9,100 + GST
Maximum - 7 years
Loan Against PropertyAn employee or
a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling)

Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum

The maximum age shouldn’t exceed 70 years at the time of repayment
Minimum - ₹ 10 lacs
Maximum - ₹ 7.5 crores
9.45% - 11% p.a.1% of the loan + GST
Maximum - ₹ 50,000 + GST
Minimum - 5 years
Maximum - 15 years
Business LoanBusiness units engaged in trading, manufacturing and servicesUp to ₹ 20 croresAs per the bank norms1% of the loan amount15 years
Gold LoanThe age of the applicant should be 21 years and aboveMinimum - ₹ 10,000
Maximum - ₹ 20 lacs
0.10150.50% of the loan amount + GSTUp to 30 months
Education LoanIndian Nationals for pursuing higher education in India or abroad where admission has been secured
For studies in India - maximum ₹ 10 lacs

Studies abroad - maximum ₹ 20 lacs
9.35% - 10.75% p.a.No processing fee15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
HUF
Private Traders
Professionals
Partnerships Firms
Companies
Clubs
Societies & Corporates
-3.75% - 7.25%-7 days to 10 years

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan For Applicants:
Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement

For Guarantor:
Personal Assets and Liabilities Statement
2 passport size photographs
Proof of identification as above
Proof of residence as above
Proof of business address as above
Signature identification from his/her present bankers

Additional Documents for Salaried:
Original Salary Certificate from employer
TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:
Acknowledged copies of three years I.T. returns/ Assessment Orders
Photocopies of challans evidencing payment of Advance Income Tax
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
Car LoanStatement of bank account for last 6 months
2 passport size photographs
Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried)
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)

Proof of business Address
Panchayat Licence
Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet

CMA form
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Project Report
Plan / Estimate / Invoices
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
Power Allocation
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)

Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Gold LoanApplication Form for Gold Loans
Two copies of photograph of the borrower(s)
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy
Education Loan Letter of admission
Completely filled in Loan Application Form
2 passport size photographs
Statement of cost of study
PAN Card of the student and Parent/ Guardian
AADHAR Card of the student and Parent/ Guardian
Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity)
Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill)
Student/Co-borrower/ guarantor's bank account statement for last 6 months
IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee)
Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower
Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

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