SBI Chandigarh

Last Updated : Feb. 27, 2017, 5:57 p.m.

About State Bank of India (SBI)

The State Bank of India is the oldest and largest bank in the country. It is a nationalised bank that has an extensive presence all across the country. It has a network of 18,354 branches and about 49,577 ATMs present throughout the length and breadth of the country. The headquarters of the bank are located in Mumbai. It is the leading bank that has been serving the banking requirements of the country’s people for more than 200 years. The bank values its customers and aims at customer’s satisfaction by providing them with the accurate banking solution. The mission of the bank is to deliver the products and services that can help the customer achieve his/her financial objective.
The products offered by the bank are classified under the section: personal banking products, corporate banking products, government banking products and agricultural banking products. These categories further comprise of multiple products like term deposits, loan against property, recurring deposit, education loans and corporate loans. It is the pioneer and market leader in the agri-financing in the country. It even received the “Top Public Sector Bank under SME Financing” award by Dun and Bradstreet. The strength of the bank is the trust of the people in the bank.

Address of SBI Branches in Chandigarh

The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Chandigarh are mentioned in the table below:

Branch Name	Complete Address	IFSC Code	MICR Code	Contact Number
Service Branch Chandigarh	105108 Sec 17 BCHD	SBIN0009850	160002001	0172-2714088, 2703772, 2714270
Attawa, Chandigarh	Attawa Sector 42 C Chandigarh Chandigarh , Pin - 160036	SBIN0003936	160002002	0172-2602013
HCS Chandigarh	Sector 1, Chandigarh, Haryana , Pin - 160001	SBIN0006831	160002004	0172-2749200 5080062, 2741281
Industrial Estate, Chandigarh	M W Marketind Area Phase I Chandigarh Haryana 160002	SBIN0001508	160002005	1722650602
SCB Chandigarh	Specialised Comm. Branch, Sco 103 - 106, Sec - 17 B, Chandigarh	SBIN0009926	160002006	0172- 2700915
Medical Institute (PGI)	PG I Sector 12, Chandigarh, Pin 160012	SBIN0001524	160002007	0172-2747012
Panjab Engineering College, Chandigarh	Sector - 12, Chandigarh 160012	SBIN0002452	160002008	0172-2744072
Punjab University	PU Sector 14, Chandigarh, Pin 160014	SBIN0000742	160002009	0172-2541252
Ram Darbar, Chandigarh	Ramdarbar Chandigarh, Chandigarh , Pin - 160002	SBIN0007501	160002010	0172-2653743, 2651890
Air Force Station Chandigarh	No. 3 BRD Chandigarh 160003	SBIN0001495	160002012	0172-2657210
PBB Chandigarh	Sector 17 Blho Complex Chandigarh , Pin - 160001	SBIN0004049	160002013	0172-2701673, 2704301
Sector - 7	Sec - 7 Chandigarh	SBIN0003246	160002014	0172-2794497/ 5080753
Sector - 22 - C Chandigarh	SCO No.291516, Sector 22c, Chandigarh, Pin 160022	SBIN0004703	160002015	0172-2721059 0172-2700151
Sector - 23, Chandigarh	SCO 35, Sector 23 C, Chandigarh, SCO 35, Sector 23 C, Chandigarh	SBIN0003263	160002016	0172- 2715490 2707357
Sector - 30 Chandigarh	Sec. - 30, Chandigarh	SBIN0001443	160002017	0172-2638231 0172-2651702
Sector - 31, Chandigarh	SCO No 75 - 76 Sector 31 C, Chandigarh, Chandigarh , Pin - 160031	SBIN0005864	160002018	0172-2601686, 2668704
Sector - 41, Chandigarh	Sector 41, Chandigarh Pin - 160055	SBIN0009301	160002019	0172-2629538
Chandigarh Main	Sector 17, Chandigarh. Pincode 160017	SBIN0000628	160002020	0172-2703933/ 2713748
Sector - 34, Chandigarh	SCO 156 - 159, Sector 34 A Chandigarh, Chandigarh , Pin - 160022	SBIN0008701	160002021	0172-2602006
Sector - 37, Chandigarh	S.C.O. NO.221, Sector - 37 Chandigarh , Pin - 160036	SBIN0006597	160002022	0172-2691196
NRI Chandigarh	111113, Sector17 B, Chandigarh, Pin 160017	SBIN0005850	160002027	0172-2709414
High Grounds	High Grounds Chandigarh, Pin - 160004	SBIN0004934	160002032	01762-288014
Chandigarh Housing Board	Sector 9, Chandigarh 160009	SBIN0010604	160002042	9876186602
Govt. Medical College Hospital Sector 32, Chandigarh 160032	Govt. Medical College Hospital Sector 32, Chandigarh 160032	SBIN0010607	160002043	9815146407
Sri Guru Gobind Singh College, Chandigarh	Sri Guru Gobind Singh College, Sector 26, Chandigarh 160026	SBIN0010608	160002044	9855024220
M.C.M. D.A.V. College For Women, Chandigarh	M.C.M. D.A.V. College For Women, Sector 26, Chandigarh, 160026	SBIN0010609	160002045	9872996781
New Haryana Sectt. Opposite Fire Station	New Haryana Sectt. Opposite Fire Station Setor 17, Chandigarh 160017	SBIN0010603	160002046	0172-2771721
Shri Rajiv Gandhi IT Park	Govt College For Girls, Sector 11, Chandigarh, Chandigarh	SBIN0010605	160002049	0172-2747010; 9888880304
Sec - 49 Chandigarh	Govt College For Boys, Sector11, Chandigarh	SBIN0010606	160002050	0172-2747011; 9815501417
SME Branch Chandigarh	3rd.floor, SCO. 4348, Bank.square, Sector 17. B, Chandigarh 160017	SBIN0011705	160002054	0172-2702820, 2702113
SME City Credit Centre, Chandigarh	Dist Chandigarh State Chandigarh Pin 160017	SBIN0005022	160002093	0172-5548665
Trade Finance CPC (TFCPC) Chandigarh	SBI Zonal Office 101 - 107 Sector 17b Chandigarh	SBIN0005062	160002095	0172-2703098, 2704692
Zonal Office (punjab) Chandigarh	Chandigarh State Chandigarh Pincode 160017	SBIN0006753	160002503	0172-2702114
SAMB, Chandigarh	SCO, 109 - 110, 4th Floor, SBI Zo, Punjab Chandigarh Building, Sector - 17	SBIN0004262	160002928	0172-2720579
Office Administration, Department. Chandigarh LHO	Local Head Office, Sector17 A, Chandigarh	SBIN0005788	160002989	0172-2714833
Chandigarh	Shopping Centre, SCO NO - 118, 119, 120, Sector - 34 A, Chandigarh - 160022	SBIN0030440	160005002	0172-5079276

Products Offered by SBI in Chandigarh

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below:

Details of State Bank of India Products

Product Name	Eligibility Criteria	Amount	Interest Rate	Processing Fee	Tenure
Home Loan	Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.	Up to ₹ 10 crores	9.15% - 11.30%	Minimum - ₹ 1,000 to ₹ 10,000	Up to 30 years
Personal Loan	Eligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing Central and state Government Quasi-Government Central PSUs Profit making State PSUs Educational Institutions of National Repute Selected Corporates Pensioners	Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas Maximum - ₹ 15,00,000	11.00% - 14.00%	1% - 3% of the loan amount + GST	Up to 5 years
Car Loan	Regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000. Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000	Maximum - Up to 85% of on-road price	7.20% - 7.90%	For new car- ₹ 1,000 Pre-owned - ₹ 450 to ₹ 9,100 + GST	Maximum - 7 years
Loan Against Property	An employee or a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling) Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum The maximum age shouldn’t exceed 70 years at the time of repayment	Minimum - ₹ 10 lacs Maximum - ₹ 7.5 crores	9.45% - 11% p.a.	1% of the loan + GST Maximum - ₹ 50,000 + GST	Minimum - 5 years Maximum - 15 years
Business Loan	Business units engaged in trading, manufacturing and services	Up to ₹ 20 crores	As per the bank norms	1% of the loan amount	15 years
Gold Loan	The age of the applicant should be 21 years and above	Minimum - ₹ 10,000 Maximum - ₹ 20 lacs	0.1015	0.50% of the loan amount + GST	Up to 30 months
Education Loan	Indian Nationals for pursuing higher education in India or abroad where admission has been secured	For studies in India - maximum ₹ 10 lacs Studies abroad - maximum ₹ 20 lacs	9.35% - 10.75% p.a.	No processing fee	15 years
Fixed Deposit	An individual either solely or jointly A minor jointly with a major HUF Private Traders Professionals Partnerships Firms Companies Clubs Societies & Corporates	-	2.90% - 6.20%	-	7 days to 10 years

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product Name	Documents
Home Loan	For Applicants: Completed loan application 3 Passport size photographs Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card) Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card) Proof of business address for non-salaried individuals Statement of Bank Account/ Pass Book for last six months Signature identification from present bankers Personal Assets and Liabilities statement For Guarantor: Personal Assets and Liabilities Statement 2 passport size photographs Proof of identification as above Proof of residence as above Proof of business address as above Signature identification from his/her present bankers Additional Documents for Salaried: Original Salary Certificate from employer TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt. Additional Documents for Professionals/ Self- Employed/ Other IT assesses: Acknowledged copies of three years I.T. returns/ Assessment Orders Photocopies of challans evidencing payment of Advance Income Tax
Personal Loan	Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
Car Loan	Statement of bank account for last 6 months 2 passport size photographs Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc. Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried)
Loan Against Property	Application form Financial Statements in case limit is over Rs.10.00 Lakh Copy of Sales Tax / VAT / any other Tax Registration if applicable Details of Property offered along with the latest valuation For existing business, statement of accounts maintained with other Banks
Business Loan	Proof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company) Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company) Proof of business Address Panchayat Licence Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet CMA form Copy of Sales tax / VAT /any other Tax Registration Memorandum and articles of association of the Company/ Partnership Deed of partners etc. Assets and liabilities statement of promoters and guarantors along with latest income tax returns Project Report Plan / Estimate / Invoices Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable Power Allocation SSI / MSME registration if applicable Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above) Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Gold Loan	Application Form for Gold Loans Two copies of photograph of the borrower(s) Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc. Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy
Education Loan	Letter of admission Completely filled in Loan Application Form 2 passport size photographs Statement of cost of study PAN Card of the student and Parent/ Guardian AADHAR Card of the student and Parent/ Guardian Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity) Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill) Student/Co-borrower/ guarantor's bank account statement for last 6 months IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee) Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower
Fixed Deposit	Proof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement