Top Banks 2024
SBI Ghaziabad
Last Updated : Feb. 28, 2017, 10:41 a.m.
About State Bank of India (SBI)
In existence for more than 200 years, State Bank of India (SBI) is the oldest bank in the country. The bank was established in the first decade of 19th century, when the Bank of Calcutta, later renamed the Bank of Bengal was established on June 2nd, 1806. It was then amalgamated with the other two presidency banks namely the Bank of Bombay and the Bank of Madras in the year 1921 and was named the Imperial Bank of India. It was the first joint stock bank of British India. It was after the nationalisation of the bank in the year 1955 that it turned to State Bank of India.
It is the largest commercial bank in terms of assets, deposits, profits, branches, customers and employees. The bank has earned a leading position in the Indian banking and financial market due to the valuable service it renders to its customers.The bank delivers customised products and services to meet the variant needs of customers. It provides a full range of corporate, commercial and retail banking services in India. The bank has the widest coverage with a presence in almost all the clusters. It has a vast network of 18,354 branches and 49,577 ATMs spread within the domestic dimensions. In Ghaziabad alone, the bank has more than 20 branches. The address and contact details of SBI Bank branches in Ghaziabad are mentioned below.
Address of SBI Branches in Ghaziabad
The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Ghaziabad are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Maharajpur | Ghaziabad, U P, Pin 201010 | SBIN0003066 | 110002161 | 0120-2770769, 2775673 |
| SBI Gaziabad | Navyug Market, Ghaziabad, U P Pin 201001 | SBIN0009298 | 110002219 | 0120-2791066 |
| Raj Nagar, Ghaziabad | Raj Nagar, Ghaziabad UP, Pin - 201002 | SBIN0007873 | 110002220 | 0120-2713445, 2752857 |
| Railway Station, Ghaziabad | Railway Station, Ghaziabad U.P., Pin-201009 | SBIN0006776 | 110002221 | 0120-2855035 |
| Kamla Nehru Nagar | Kamla Nehru Nagar Distt Ghaziabad Uttar Pradesh 201002 | SBIN0008110 | 110002222 | 0120-2753858, 2722839 |
| Industrial Estate, Bulandshahar Road, Ghaziabad | Industrial Estate, Bulandshahar Road Dist Ghaziabad | SBIN0003111 | 110002223 | 0120-2706546 |
| Ghaziabad Main | Nav Yug Market, Ghaziabad, Uttar Pradesh - 201001 | SBIN0000642 | 110002224 | 1800 425 3800 |
| Kavi Nagar | B Block Kavi Nagar Ghaziabad, Dist Ghaziabad, 201002 | SBIN0003279 | 110002225 | 0120-2755509 0120-2781578 |
| Model Town, Ghaziabad | Sher Singh Place, G.T. Road, Ghaziabad, Dist Ghaziabad, 201002 | SBIN0003292 | 110002226 | 0120-2717791 |
| AFS Hindon | Airforce Station, Hindon, Dist Ghaziabad, U.P., Pin 201004 | SBIN0005669 | 110002229 | 0120-2632707, 0120-2931837 |
| Vasundhara | Sector - 15, Vasundhara, Ghaziabad , Uttar Pradesh , Pin - 201012 | SBIN0004326 | 110002236 | 0120-2884693 |
| Rajendra Nagar, Sahibabad ( Ghaziabad) | Sector 5 , Rajender Nagar, Sahibabad, UP , Pin - 110001 | SBIN0004366 | 110002244 | 0120-2931834 |
| Kaushambi, Ghaziabad | D12 D, Kaushambi, Ghaziabad, Distt Ghaziabad UP 201010 | SBIN0011946 | 110002305 | 9837428440 |
| RDC, Ghaziabad | RDC Rajnagar, Ghaziabad, Distt, Ghaziabad, UP, Dist Gautam Budh Nagar 201002 | SBIN0011947 | 110002306 | 0121-2763114 |
| Govind Puri | Modinagr, Ghaziabad, U.P. | SBIN0002348 | 110002418 | 1800 425 3800 |
| Indirapuram | Plot No. 13, Nitikhand First, Indirapuram, Ghaziabad 201010 | SBIN0005226 | 110002423 | 9911063011 |
| Govindapuram | A By 32 33, Commercial Complex, Govindapuram, Distt Ghaziabad, Uttar Pradesh, 201001 | SBIN0011469 | 110002462 | 0120-2764898 |
| Surya Nagar Distt Ghaziabad | Surya Nagar, Distt Ghaziabad | SBIN0011478 | 110002465 | 1800 425 3800 |
| Vijay Nagar Ghaziabad | Vijay Nagar, Ghaziabad, Uttar Pradesh, Dist Ghaziabad 201009 | SBIN0011477 | 110002484 | 0120-2841925, 2841926 |
| Pilkhuwa | Pilkhuwa, Dist Ghaziabad, Uttar Pradesh 245304 | SBIN0001481 | 110002521 | 1800 425 3800 |
| Loni, Ghaziabad | Loni, Ghaziabad, U.P., Pin - 201121 | SBIN0002408 | 110002999 | 0120-4600282 |
| Garhmukteshwar | Mohalla Ahata Basti Ram, Behind Old Grain Mandi, Subas Gate Garhmukteshwar, Dist. Ghaziabad 245205 | SBIN0004340 | 245002051 | 5731-221341 |
| Sanjay Nagar, Ghaziabad | Sector 23, Sanjay Nagar, Ghaziabad, Distt, Ghaziabad, Up, Dist Ghaziabad 201002 | SBIN0012964 | 504002215 | 9911300611 |
| Shastri Nagar, Gaziabad | 5 By C 293, Shastrinagar, Hapur Road, Ghaziabad UP 201002 | SBIN0060335 | 110002497 | 0575-2758375 |
| Nehru Nagar Ghaziabad | F10/III Rakesh Marg Nehru Nagar, Ghaziabad, Distt, Ghaziabad (up), Dist:ghaziabad - 201001 | SBIN0013056 | 110002324 | 9911826946 |
| New Arya Nagar, Ghaziabad | 104, New Arya Nagar, Ghaziabad, U.P., Dist: Ghaziabad - 201301 | SBIN0013237 | NON-MICR | 9718831942 |
| Vaishali | Gaur Heights, Sector4, Vaishali, Ghaziabad, UP, Dist: Ghaziabad 201010 | SBIN0013238 | 110002326 | 9990725552 |
| Lal Kuan, Ghaziabad | Plot No 1/2 Suraj Mal Compound, Lal Kuan Chowk, UP, Dist: Ghaziabad - 201002 | SBIN0013409 | 110002327 | 9990725803 |
| CAC, Ghaziabad | Main Branch Building, Ghaziabad, Distt, Ghaziabad, (U.P.) - 201001 | SBIN0011742 | NON-MICR | 990725858 |
| RBO, Ghaziabad | 1st Floor, Navyug Market, Ghaziabad, Uttar Pradesh - 201001 | SBIN0015023 | NON-MICR | 0120-2798820, 2798821 |
| Raj Nagar Extn. | C/O S.G. Impression Plus, Khasra No.1150, Raj Nagar Extn., Ghaziabad, Distt. Ghaziabad. Uttar Pradesh-201003 | SBIN0016604 | NON-MICR | 8826798001 |
| Shalimar Garden | Plot No. H-1, Block- B, Girdhar Plaza, Shalimar Garden, Distt. Ghaziabad Uttar Pradesh-201005 | SBIN0016605 | NON-MICR | 8826283737 |
| Tehsil Compound | 594-M, G.T. Road, Near Pawan Cinema, Ghaziabad, Distt. Ghaziabad, Uttar Pradesh-201001 | SBIN0016606 | NON-MICR | 8826794141 |
| Bhikkanpur | C By O Sh Ajay Pal Singh, Vill And Post Bhikkanpur, Distt. Ghaziabad Uttar Pradesh 201206 | SBIN0017555 | NON-MICR | 8826798107 |
| Pratap Vihar Ghaziabad | J 64, Sector 12, Pratap Vihar, Distt. Ghaziabad, Uttar Pradesh 201009 | SBIN0017739 | NON-MICR | 8826647444 |
| Arthala | House No.35, G T Road, Kailash Road, Arthla, Distt. Ghaziabad, Uttar Pradesh 201007 | SBIN0017740 | NON-MICR | 9650475511 |
| Vasundhra | Sri Ram Business Centre Plot No Ins 12 Sector 9near Kissan Chowkvasundhara Ghaziabad U.P.-201012 | SBIN0017738 | NON-MICR | 8826798115 |
| Nand Gram | Co Madhu Dhupkar 823 Ghokhna 100 Foot Road Nand Gram Distt. Ghaziabad, Uttar Pradesh 201003 | SBIN0017741 | NON-MICR | 8826798022 |
| SBI, Ghaziabad | MLU Plot No, Vaibhav Khand, Indirapuram, Dist. Ghaziabad, Uttar Pradesh- 201102 | SBIN0019147 | NON-MICR | 8826111366 |
Products Offered by SBI in Ghaziabad
The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below:
Basic Details of State Bank of India Products
| Product Name | Eligibility Criteria | Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment. | Up to ₹ 10 crores | 9.15% - 11.30% | Minimum - ₹ 1,000 to ₹ 10,000 | Up to 30 years |
| Personal Loan | Eligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing Central and state Government Quasi-Government Central PSUs Profit making State PSUs Educational Institutions of National Repute Selected Corporates Pensioners | Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas Maximum - ₹ 15,00,000 | 11.00% - 14.00% | 1% - 3% of the loan amount + GST | Up to 5 years |
| Car Loan | Regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000. Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000 | Maximum - Up to 85% of on-road price | 7.20% - 7.90% | For new car- ₹ 1,000 Pre-owned - ₹ 450 to ₹ 9,100 + GST | Maximum - 7 years |
| Loan Against Property | An employee or a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling) Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum The maximum age shouldn’t exceed 70 years at the time of repayment | Minimum - ₹ 10 lacs Maximum - ₹ 7.5 crores | 9.45% - 11% p.a. | 1% of the loan + GST Maximum - ₹ 50,000 + GST | Minimum - 5 years Maximum - 15 years |
| Business Loan | Business units engaged in trading, manufacturing and services | Up to ₹ 20 crores | As per the bank norms | 1% of the loan amount | 15 years |
| Gold Loan | The age of the applicant should be 21 years and above | Minimum - ₹ 10,000 Maximum - ₹ 20 lacs | 0.1015 | 0.50% of the loan amount + GST | Up to 30 months |
| Education Loan | Indian Nationals for pursuing higher education in India or abroad where admission has been secured | For studies in India - maximum ₹ 10 lacs Studies abroad - maximum ₹ 20 lacs | 9.35% - 10.75% p.a. | No processing fee | 15 years |
| Fixed Deposit | An individual either solely or jointly A minor jointly with a major HUF Private Traders Professionals Partnerships Firms Companies Clubs Societies & Corporates | - | 2.90% - 6.20% | - | 7 days to 10 years |
Documents Required
The list of documents required to avail the benefit of the financial products are given below:
| Product Name | Documents |
|---|---|
| Home Loan | For Applicants: Completed loan application 3 Passport size photographs Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card) Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card) Proof of business address for non-salaried individuals Statement of Bank Account/ Pass Book for last six months Signature identification from present bankers Personal Assets and Liabilities statement For Guarantor: Personal Assets and Liabilities Statement 2 passport size photographs Proof of identification as above Proof of residence as above Proof of business address as above Signature identification from his/her present bankers Additional Documents for Salaried: Original Salary Certificate from employer TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt. Additional Documents for Professionals/ Self- Employed/ Other IT assesses: Acknowledged copies of three years I.T. returns/ Assessment Orders Photocopies of challans evidencing payment of Advance Income Tax |
| Personal Loan | Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried) |
| Car Loan | Statement of bank account for last 6 months 2 passport size photographs Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc. Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried) |
| Loan Against Property | Application form Financial Statements in case limit is over Rs.10.00 Lakh Copy of Sales Tax / VAT / any other Tax Registration if applicable Details of Property offered along with the latest valuation For existing business, statement of accounts maintained with other Banks |
| Business Loan | Proof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company) Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company) Proof of business Address Panchayat Licence Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet CMA form Copy of Sales tax / VAT /any other Tax Registration Memorandum and articles of association of the Company/ Partnership Deed of partners etc. Assets and liabilities statement of promoters and guarantors along with latest income tax returns Project Report Plan / Estimate / Invoices Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable Power Allocation SSI / MSME registration if applicable Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above) Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities |
| Gold Loan | Application Form for Gold Loans Two copies of photograph of the borrower(s) Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc. Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy |
| Education Loan | Letter of admission Completely filled in Loan Application Form 2 passport size photographs Statement of cost of study PAN Card of the student and Parent/ Guardian AADHAR Card of the student and Parent/ Guardian Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity) Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill) Student/Co-borrower/ guarantor's bank account statement for last 6 months IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee) Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower |
| Fixed Deposit | Proof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement |