SBI Ghaziabad - Rates February 2024, IFSC Code, Main Branch Address

SBI Ghaziabad

About State Bank of India (SBI)

In existence for more than 200 years, State Bank of India (SBI) is the oldest bank in the country. The bank was established in the first decade of 19th century, when the Bank of Calcutta, later renamed the Bank of Bengal was established on June 2nd, 1806. It was then amalgamated with the other two presidency banks namely the Bank of Bombay and the Bank of Madras in the year 1921 and was named the Imperial Bank of India. It was the first joint stock bank of British India. It was after the nationalisation of the bank in the year 1955 that it turned to State Bank of India.
It is the largest commercial bank in terms of assets, deposits, profits, branches, customers and employees. The bank has earned a leading position in the Indian banking and financial market due to the valuable service it renders to its customers.The bank delivers customised products and services to meet the variant needs of customers. It provides a full range of corporate, commercial and retail banking services in India. The bank has the widest coverage with a presence in almost all the clusters. It has a vast network of 18,354 branches and 49,577 ATMs spread within the domestic dimensions. In Ghaziabad alone, the bank has more than 20 branches. The address and contact details of SBI Bank branches in Ghaziabad are mentioned below.

Address of SBI Branches in Ghaziabad

The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Ghaziabad are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Ghaziabad, U P, Pin 201010SBIN00030661100021610120-2770769, 2775673
SBI Gaziabad

Navyug Market, Ghaziabad, U P Pin 201001SBIN00092981100022190120-2791066
Raj Nagar, Ghaziabad

Raj Nagar, Ghaziabad UP, Pin - 201002
SBIN00078731100022200120-2713445, 2752857
Railway Station, Ghaziabad
Railway Station, Ghaziabad U.P., Pin-201009SBIN00067761100022210120-2855035
Kamla Nehru Nagar

Kamla Nehru Nagar Distt Ghaziabad Uttar Pradesh 201002SBIN00081101100022220120-2753858, 2722839
Industrial Estate, Bulandshahar Road, Ghaziabad
Industrial Estate, Bulandshahar Road Dist GhaziabadSBIN00031111100022230120-2706546
Ghaziabad Main
Nav Yug Market, Ghaziabad, Uttar Pradesh - 201001SBIN00006421100022241800 425 3800
Kavi Nagar

B Block Kavi Nagar Ghaziabad, Dist Ghaziabad, 201002SBIN00032791100022250120-2755509 0120-2781578
Model Town, Ghaziabad

Sher Singh Place, G.T. Road, Ghaziabad, Dist Ghaziabad, 201002SBIN00032921100022260120-2717791
AFS Hindon

Airforce Station, Hindon, Dist Ghaziabad, U.P., Pin 201004SBIN00056691100022290120-2632707, 0120-2931837

Sector - 15, Vasundhara, Ghaziabad , Uttar Pradesh , Pin - 201012SBIN00043261100022360120-2884693
Rajendra Nagar, Sahibabad ( Ghaziabad)
Sector 5 , Rajender Nagar, Sahibabad, UP , Pin - 110001SBIN00043661100022440120-2931834
Kaushambi, Ghaziabad

D12 D, Kaushambi, Ghaziabad, Distt Ghaziabad UP 201010SBIN00119461100023059837428440
RDC, Ghaziabad

RDC Rajnagar, Ghaziabad, Distt, Ghaziabad, UP, Dist Gautam Budh Nagar 201002SBIN00119471100023060121-2763114
Govind Puri
Modinagr, Ghaziabad, U.P.SBIN00023481100024181800 425 3800

Plot No. 13, Nitikhand First, Indirapuram, Ghaziabad 201010SBIN00052261100024239911063011

A By 32 33, Commercial Complex, Govindapuram, Distt Ghaziabad, Uttar Pradesh, 201001SBIN00114691100024620120-2764898
Surya Nagar

Distt Ghaziabad
Surya Nagar, Distt GhaziabadSBIN00114781100024651800 425 3800
Vijay Nagar Ghaziabad

Vijay Nagar, Ghaziabad, Uttar Pradesh, Dist Ghaziabad 201009SBIN00114771100024840120-2841925, 2841926

Pilkhuwa, Dist Ghaziabad, Uttar Pradesh 245304SBIN00014811100025211800 425 3800
Loni, GhaziabadLoni, Ghaziabad, U.P., Pin - 201121SBIN00024081100029990120-4600282

Mohalla Ahata Basti Ram, Behind Old Grain Mandi, Subas Gate Garhmukteshwar, Dist. Ghaziabad 245205SBIN00043402450020515731-221341
Sanjay Nagar, Ghaziabad

Sector 23, Sanjay Nagar, Ghaziabad, Distt, Ghaziabad, Up, Dist Ghaziabad 201002SBIN00129645040022159911300611
Shastri Nagar, Gaziabad

5 By C 293, Shastrinagar, Hapur Road, Ghaziabad UP 201002SBIN00603351100024970575-2758375
Nehru Nagar Ghaziabad

F10/III Rakesh Marg Nehru Nagar, Ghaziabad, Distt, Ghaziabad (up), Dist:ghaziabad - 201001SBIN00130561100023249911826946
New Arya Nagar, Ghaziabad

104, New Arya Nagar, Ghaziabad, U.P., Dist: Ghaziabad - 201301SBIN0013237NON-MICR9718831942

Gaur Heights, Sector4, Vaishali, Ghaziabad, UP, Dist: Ghaziabad 201010SBIN00132381100023269990725552
Lal Kuan, Ghaziabad

Plot No 1/2 Suraj Mal Compound, Lal Kuan Chowk, UP, Dist: Ghaziabad - 201002SBIN00134091100023279990725803
CAC, Ghaziabad

Main Branch Building, Ghaziabad, Distt, Ghaziabad, (U.P.) - 201001SBIN0011742NON-MICR990725858
RBO, Ghaziabad

1st Floor, Navyug Market, Ghaziabad, Uttar Pradesh - 201001SBIN0015023NON-MICR0120-2798820, 2798821
Raj Nagar Extn.

C/O S.G. Impression Plus, Khasra No.1150, Raj Nagar Extn., Ghaziabad, Distt. Ghaziabad. Uttar Pradesh-201003SBIN0016604NON-MICR
Shalimar Garden

Plot No. H-1, Block- B, Girdhar Plaza, Shalimar Garden, Distt. Ghaziabad Uttar Pradesh-201005SBIN0016605NON-MICR
Tehsil Compound

594-M, G.T. Road, Near Pawan Cinema, Ghaziabad, Distt. Ghaziabad, Uttar Pradesh-201001SBIN0016606NON-MICR

C By O Sh Ajay Pal Singh, Vill And Post Bhikkanpur, Distt. Ghaziabad Uttar Pradesh 201206SBIN0017555NON-MICR
Pratap Vihar Ghaziabad

J 64, Sector 12, Pratap Vihar, Distt. Ghaziabad, Uttar Pradesh 201009SBIN0017739NON-MICR

House No.35, G T Road, Kailash Road, Arthla, Distt. Ghaziabad, Uttar Pradesh 201007SBIN0017740NON-MICR9650475511

Sri Ram Business Centre Plot No Ins 12 Sector 9near Kissan Chowkvasundhara Ghaziabad U.P.-201012SBIN0017738NON-MICR8826798115
Nand Gram

Co Madhu Dhupkar 823 Ghokhna 100 Foot Road Nand Gram Distt. Ghaziabad, Uttar Pradesh 201003
SBI, Ghaziabad

MLU Plot No, Vaibhav Khand, Indirapuram, Dist. Ghaziabad, Uttar Pradesh- 201102SBIN0019147NON-MICR

Products Offered by SBI in Ghaziabad

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below:

Basic Details of State Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.Up to ₹ 10 crores9.15% - 11.30%Minimum - ₹ 1,000 to ₹ 10,000 Up to 30 years
Personal LoanEligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
Central and state Government
Central PSUs
Profit making State PSUs
Educational Institutions of National Repute
Selected Corporates
Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas
Maximum - ₹ 15,00,000
11.00% - 14.00%1% - 3% of the loan amount + GSTUp to 5 years
Car LoanRegular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.

Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum

Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Maximum - Up to 85% of on-road price7.20% - 7.90%For new car- ₹ 1,000
Pre-owned - ₹ 450 to ₹ 9,100 + GST
Maximum - 7 years
Loan Against PropertyAn employee or
a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling)

Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum

The maximum age shouldn’t exceed 70 years at the time of repayment
Minimum - ₹ 10 lacs
Maximum - ₹ 7.5 crores
9.45% - 11% p.a.1% of the loan + GST
Maximum - ₹ 50,000 + GST
Minimum - 5 years
Maximum - 15 years
Business LoanBusiness units engaged in trading, manufacturing and servicesUp to ₹ 20 croresAs per the bank norms1% of the loan amount15 years
Gold LoanThe age of the applicant should be 21 years and aboveMinimum - ₹ 10,000
Maximum - ₹ 20 lacs
0.10150.50% of the loan amount + GSTUp to 30 months
Education LoanIndian Nationals for pursuing higher education in India or abroad where admission has been secured
For studies in India - maximum ₹10 lacs

Studies abroad - maximum ₹ 20 lacs
9.35% - 10.75% p.a.No processing fee15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
Private Traders
Partnerships Firms
Societies & Corporates
-2.90% - 6.20%-7 days to 10 years

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan For Applicants:
Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement

For Guarantor:
Personal Assets and Liabilities Statement
2 passport size photographs
Proof of identification as above
Proof of residence as above
Proof of business address as above
Signature identification from his/her present bankers

Additional Documents for Salaried:
Original Salary Certificate from employer
TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:
Acknowledged copies of three years I.T. returns/ Assessment Orders
Photocopies of challans evidencing payment of Advance Income Tax
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
Car LoanStatement of bank account for last 6 months
2 passport size photographs
Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried)
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)

Proof of business Address
Panchayat Licence
Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet

CMA form
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Project Report
Plan / Estimate / Invoices
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
Power Allocation
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)

Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Gold LoanApplication Form for Gold Loans
Two copies of photograph of the borrower(s)
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy
Education Loan Letter of admission
Completely filled in Loan Application Form
2 passport size photographs
Statement of cost of study
PAN Card of the student and Parent/ Guardian
AADHAR Card of the student and Parent/ Guardian
Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity)
Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill)
Student/Co-borrower/ guarantor's bank account statement for last 6 months
IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee)
Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower
Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%