SBI Gurugram - Rates February 2024, IFSC Code, Main Branch Address

SBI Gurugram

About State Bank of India (SBI)

Headquartered at Madam Cama Road in Mumbai, State Bank of India is the most seasoned bank of the Indian subcontinent. It has the largest branch system in India and the highest number of foreign offices in comparison other Indian banks. It has a broad network of 18,354 branches spread along the length and breadth of the country. It has 191 overseas offices present over 36 countries. SBI is the pioneer and market leader in banking and financial domain. It has been catering the diversified banking needs of the people of the land for than 200 years and still continues to deliver the service with same enthusiasm. The customer’s satisfaction is the prime aim of the bank. The bank has been continuously modifying its way of operation to meet the needs of the young India. It adapts the latest technology to deliver the best thereby, outrolling all banking products and services online. It has uniquely designed its products to match the emerging banking requirement of the people. It has crafted customized products for the saving, investment, personal and corporate requirements. It even has developed a special unit for handling the needs of SME units. The bank helps them by lending the funds for expansion and growth of the entities. By catering the banking requirements of all sections of society, SBI has become banker to all Indians.

Address of SBI Branches in Gurugram

The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Gurugram are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Meharauli Road, GurugramMeharauli Road, GurugramSBIN00015651100021900124-2331517
Dundahera , Gurugram

Plot 364, Phase II, Udyog Vihar Dundahera, Gurugram, Haryana, Pin 122006SBIN00031901100021990124-2346831, 5001916
New Colony

New Colony, Gurugram, Haryana, Pin 122001SBIN00006451100022000124-2321601
C B Gurugram

Palm Court, 6th Floor, 2014, Mehrauli Gurugram Rd., Gurugram, Haryana, Pin 122001SBIN00040791100022270124-2223724
Badshapur, Gurugram
Badshahpur, Dt. Gurugram, Haryana, Pin.122101SBIN00023001100022330124-2361242
Gurugram, Haryana, Pin 122001SBIN00033701100022350124-2338891
SHFB Gurugram

First India Place Vatikam G Road , Gurugram , Pin - 160001SBIN00044021100024080124-5067020
GE Capital, Gurugram

90 A Sector 18 Udyog Vihar , Gurugram , Pin - 122015SBIN00044011100024100124-2343230, 2343230
Sushant Lok, Gurugram

05 B Unitech Trade Centre, Sushant Lok Phase- 1, Gurugram - Haryana , Pin - 122002SBIN00044491100024110124-3958275
Shivaji Nagar, Gurugram

510 By 18 Khandasa Road, Gurugram 122001, Haryana, Pin - 122001SBIN00044481100024120124-3957767
DLF Phase II Gurugram

LG - 03 - 04 Moulsari Arcad, DLF Phase III , Gurugram, Pin - 122002SBIN00044631100024160124-3958357
NSG, Manesar

National Security NSG Complex Manesar Dist Gurugram 122050SBIN00106451100024481800 425 3800
Sector - 56 Gurugram
45, 46, 47, 48 And 49 Sector 53 Centum Plaza GurugramSBIN00114431100024601800 425 3800
South City - II, Gurugram

S 3, 4 And 5 B Block Commercial Market South City II Gurugram Haryana 122001SBIN00114441100024611800 425 3800
Sector - 31, Gurugram

SCO No.45, Sector 31, Gurugram, Dist Gurugram, Haryana 122002SBIN00115691100024819811837525
Sector - 15, Gurugram

SCO No 19, Sector15, Part 2, Dist Gurugram, Haryana, 122001SBIN00115681100024820124-3743195
Farukh Nagar
Main Jhajjar Gurugram HaryanaSBIN00103291230025969873646033
State Bank Academy
Plot 77 Sector 18 GurugramSBIN00077051240029990124-4012742
Sector 15, Gurugram

19, Housing Board Colony Jhansa Road Sector 15 Gurugram 122001, HaryanaSBIN00604141100024960124-26314702

SCO - 25, Sector 14, Old Delhi Road, Gurugram - 122201
Currency Administration Cell, M R Gurugram - HaryanaC/O SBI M R Gurugram Branch, MehraulI Road, Gurugram - Haryana, Dist: Gurugram - 122001SBIN0010037NON-MICR0124-4084671
RBO Region 2, DAO - I
RBO Office Gurugram, DLF Qutub Enclave, Gurugram - 122002SBIN0005120NON-MICR
SPL NRI Gurugram

G-10, Seva Corporate Park, M G Road, Gurugram, Haryana, 122002SBIN0015478NON-MICR
IMT Manesar

Ground Floor, Amrapali Commercial Complex, J- Block, Sector-2, IMT Manesar, Distt. Gurugram. Haryana - 122050SBIN0016371NON-MICR
Golf Course Road

G-008, Sun City Business Towers, Golf Course Road, Sector-54 Gurugram, Haryana -122002SBIN0016020NON-MICR
Sector-4 Gurugram

UID 45-71-14, Ward No. 14, Near Chintpurni Mandir, Railway Road, Gurugram, Haryana- 122001SBIN0016019NON-MICR9811031607
Sector- 10 A, Gurugram

SCO 81 & 82, Huda Market, Sector- 10 A, Gurugram, Distt Gurugram Haryana-122001SBIN0016018NON-MICR
New Railway Road, Gurugram

483, New Railway Road, Opp: Bajaj Showroom, Gurugram, Distt. Gurugram Haryana-122001SBIN0016445NON-MICR
Sector- 53, Gurugram

Sector- 53, Gurugram, Unit No. 3 & 4, Veritas Business Suit, Sector- 53, Distt: Gurugram. Haryana-122002SBIN0016473NON-MICR
Sohna Road Gurugram

Unit No. 1, 2 & 3 Ground Floor, Iris Tech Park, Sohna Road, Gurugram- 122002SBIN0016474NON-MICR
Sector- 38, Gurugram

Unit No 1& 2, Ground Floor, Tower-a, Support Area Medicity, Sector-38, Dist: Gurugram. Haryana-122001SBIN0016532NON-MICR
Golf Course Extension, Gurugram

Unit No. 6A, 7 & 8, Silverton Tower, Golf Course Extension, Gurugram, Distt. Gurugram. Haryana-122101SBIN0016446NON-MICR
Sohna Gurugram

Delhi Alwar Highway, Sohna, Gurugram, Distt. Gurugram Haryana 122103
Sector- 38, Gurugram

Unit No 1& 2, Ground Floor, Tower-a, Support Area Medicity, Sector-38, Dist: Gurugram. Haryana-122001SBIN0016532NON-MICR
Golf Course Extension, Gurugram

Unit No. 6 A, 7 & 8, Silverton Tower, Golf Course Extension, Gurugram, Distt. Gurugram Haryana-122101SBIN0016446NON-MICR
Sohna Gurugram

Delhi Alwar Highway, Sohna, Distt Gurugram, Haryana 122103`SBIN0017481NON-MICR
CRPF Group Centre Kadarpur Gurugram

Group Centre CRPF Kadarpur Villagekadarpur Distt. Gurugram, Haryana 122101SBIN0017940NON-MICR
Sector Twenty Three, Gurugram

Huda Market, Sector-23, Gurugram, Dist. Gurugram, Haryana-122017SBIN0018174NON-MICR
SBI Intouch, Nirvana- Mayfield, Gurugram

C Block Business Zone, Near South City- II, Sector-49-50, Nirvana Country, Gurugram, Dist.Gurugram, Haryana- 122002SBIN0019113NON-MICR

Products Offered by SBI in Gurugram

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below:

Details of State Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.Up to ₹ 10 crores9.15% - 11.30%Minimum - ₹ 1,000 to ₹ 10,000 Up to 30 years
Personal LoanEligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
Central and state Government
Central PSUs
Profit making State PSUs
Educational Institutions of National Repute
Selected Corporates
Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas
Maximum - ₹ 15,00,000
11.00% - 14.00%1% - 3% of the loan amount + GSTUp to 5 years
Car LoanRegular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.

Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum

Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Maximum - Up to 85% of on-road price7.20% - 7.90%For new car- ₹ 1,000
Pre-owned - ₹ 450 to ₹ 9,100 + GST
Maximum - 7 years
Loan Against PropertyAn employee or
a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling)

Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum

The maximum age shouldn’t exceed 70 years at the time of repayment
Minimum - ₹ 10 lacs
Maximum - ₹ 7.5 crores
9.45% - 11% p.a.1% of the loan + GST
Maximum - ₹ 50,000 + GST
Minimum - 5 years
Maximum - 15 years
Business LoanBusiness units engaged in trading, manufacturing and servicesUp to ₹ 20 croresAs per the bank norms1% of the loan amount15 years
Gold LoanThe age of the applicant should be 21 years and aboveMinimum - ₹ 10,000
Maximum - ₹ 20 lacs
0.10150.50% of the loan amount + GSTUp to 30 months
Education LoanIndian Nationals for pursuing higher education in India or abroad where admission has been secured
For studies in India - maximum ₹10 lacs

Studies abroad - maximum ₹ 20 lacs
9.35% - 10.75% p.a.No processing fee15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
Private Traders
Partnerships Firms
Societies & Corporates
-2.90% - 6.20%-7 days to 10 years

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan For Applicants:
Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement

For Guarantor:
Personal Assets and Liabilities Statement
2 passport size photographs
Proof of identification as above
Proof of residence as above
Proof of business address as above
Signature identification from his/her present bankers

Additional Documents for Salaried:
Original Salary Certificate from employer
TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:
Acknowledged copies of three years I.T. returns/ Assessment Orders
Photocopies of challans evidencing payment of Advance Income Tax
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
Car LoanStatement of bank account for last 6 months
2 passport size photographs
Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried)
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)

Proof of business Address
Panchayat Licence
Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet

CMA form
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Project Report
Plan / Estimate / Invoices
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
Power Allocation
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)

Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Gold LoanApplication Form for Gold Loans
Two copies of photograph of the borrower(s)
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy
Education Loan Letter of admission
Completely filled in Loan Application Form
2 passport size photographs
Statement of cost of study
PAN Card of the student and Parent/ Guardian
AADHAR Card of the student and Parent/ Guardian
Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity)
Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill)
Student/Co-borrower/ guarantor's bank account statement for last 6 months
IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee)
Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower
Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%