SBI Noida
Last Updated : Aug. 30, 2018, 6:01 p.m.
About State Bank of India (SBI)
Delivering the country with the best banking & financial solutions for more than 200 years, the State Bank of India has earned a great reputation in the banking domain. The bank has strived hard and transformed every threat into an opportunity. Since incorporation, it has weathered many storms and challenges and each time has come out with flying colours. The bank has emerged as a Financial Services Supermarket that delivers customized products for the individual’s requirement. It is the largest commercial bank in the country with presence in all time zones of the world. The bank holds a large base of skilled manpower. The strength of the bank is its ability to cope up with the changing economic condition. The bank possesses a whole suite of financial and banking solution to cater the variant need of the people. It treats its customer as a part of the family and gives correct guidance. The motive of the bank is to build an ever-lasting relationship with the customer by rendering quality service that can satisfy the want of the customer without building a burden on him. It understands the difficulty of the customers and therefore has spread a vast network of branches in all parts of the country. It has opened multiple branches in Noida as well for the convenient customer-dealing. The address and contact details of branches in Noida are given below.
Address of State Bank of India Branches in Noida
The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Noida is mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Noida | Sector - 2, Noida, Uttar Pradesh - 201301 | SBIN0005936 | 110002160 | 0120-2550408, 2530171 |
Nepz Noida | Nepz Noida Branch, Phase 2, Dist Ghaziabad | SBIN0009837 | 110002189 | 0120-2462329, 2462033 |
C B Noida | Sector 18, Dharam Palace Complex, Gautam Budh Nagar | SBIN0004077 | 110002208 | 0120-2514857 |
Barola | Dist Gautam Buddha Nagar Uttar Pradesh 203207 | SBIN0005411 | 110002215 | 0120-2573426 |
PBB Noida | Noida Goutam Buddha Nagar, Uttar Pradesh , Pin - 201301 | SBIN0004264 | 110002218 | 020-2443167 |
Greater Noida | Lagerstroemia Shopping Complex, Institutional Area, Phase- I, Greater Noida | SBIN0004324 | 110002231 | 011-23370368 |
Surajpur | Greater Noida Distt Gautam Buddha Nagar Uttar Pradesh 201306 | SBIN0005312 | 110002232 | 0120-2560804 |
Sector 19, Noida | Sector 19, Noida, Distt, Gautam Budh Nagar, U.P., Dist Gautam Budh Nagar 201301 | SBIN0011859 | 110002308 | 9873003242 |
Sector 93 Noida | Supertech, Noida, Distt, Gautam Budh Nagar, U.P., Distgautam Budh Nagar 201304 | SBIN0011474 | 110002309 | 9899272882 |
Dadri | Gautam Buddha Nagar Uttar Pradesh 203207 | SBIN0003342 | 110002407 | 0120-2662713 |
Sector - 62, Noida | C 56 By 34 Sector 62 Noida 201301 | SBIN0005222 | 110002422 | 0120-2404805, 2404807 |
ADB Jewar | Dist Gautam Buddha Nagar, Uttar Pradesh 203135 | SBIN0007177 | 203002017 | 05738-272142 |
Sector 39 , Noida | Plot No G17, Sector39 Noida U.P. | SBIN0060457 | 110002500 | 0120-2500517 |
Noida | A - 358, Sector - 19, Noida - 201301, District : Gautam Buddh Nagar, U.P. | SBIN0030497 | 110005014 | 0120-2441546 |
Sector 35, Noida | Noida A - 11, Sector 35, Noida, Distt, Gautam Budh Nagar, (U.P.) - 201301 | SBIN0012986 | 110002316 | 9990011116 |
Sector 48, Noida | E - 105, Sector - 48, Noida, Distt, Gautam Budh Nagar, (U.P.) - 201301 | SBIN0013217 | 110002322 | 9871131114 |
Sector 7, Noida | D - 158, Sector - 7, Noida, Distt, (U.P.), Dist:Gautam Budh Nagar - 201301 | SBIN0012984 | NON-MICR | 9911826880 |
Sector 55, Noida | E 48, Sector.55, Noida, U.P., Dist: Gautam Budh Nagar 201301 | SBIN0013484 | 110002333 | 9810886926 |
Sector 126, Noida | 2 B, Sector. 126, Noida, U.P., Dist:Gautam Budh Nagar 201301 | SBIN0013485 | 110002332 | 9760183841 |
Sector 52, Noida | Noida B - 94, Sector - 52, Noida, Distt, Gautam Budh Nagar, (U.P.) - 201301 | SBIN0011860 | NON-MICR | 1800 425 3800 |
Products Offered by SBI in Noida
The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below:
Basic Details of State Bank of India Products
Product Name | Eligibility Criteria | Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
Home Loan | Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment. | Up to ₹ 10 crores | 9.15% - 11.30% | Minimum - ₹ 1,000 to ₹ 10,000 | Up to 30 years |
Personal Loan | Eligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing Central and state Government Quasi-Government Central PSUs Profit making State PSUs Educational Institutions of National Repute Selected Corporates Pensioners | Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas Maximum - ₹ 15,00,000 | 11.00% - 14.00% | 1% - 3% of the loan amount + GST | Up to 5 years |
Car Loan | Regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000. Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000 | Maximum - Up to 85% of on-road price | 7.20% - 7.90% | For new car- ₹ 1,000 Pre-owned - ₹ 450 to ₹ 9,100 + GST | Maximum - 7 years |
Loan Against Property | An employee or a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling) Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum The maximum age shouldn’t exceed 70 years at the time of repayment | Minimum - ₹ 10 lacs Maximum - ₹ 7.5 crores | 9.45% - 11% p.a. | 1% of the loan + GST Maximum - ₹ 50,000 + GST | Minimum - 5 years Maximum - 15 years |
Business Loan | Business units engaged in trading, manufacturing and services | Up to ₹ 20 crores | As per the bank norms | 1% of the loan amount | 15 years |
Gold Loan | The age of the applicant should be 21 years and above | Minimum - ₹ 10,000 Maximum - ₹ 20 lacs | 0.1015 | 0.50% of the loan amount + GST | Up to 30 months |
Education Loan | Indian Nationals for pursuing higher education in India or abroad where admission has been secured | For studies in India - maximum ₹ 10 lacs Studies abroad - maximum ₹ 20 lacs | 9.35% - 10.75% p.a. | No processing fee | 15 years |
Fixed Deposit | An individual either solely or jointly A minor jointly with a major HUF Private Traders Professionals Partnerships Firms Companies Clubs Societies & Corporates | - | 2.90% - 6.20% | - | 7 days to 10 years |
Documents Required
The list of documents required to avail the benefit of the financial products are given below:
Product Name | Documents |
---|---|
Home Loan | For Applicants: Completed loan application 3 Passport size photographs Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card) Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card) Proof of business address for non-salaried individuals Statement of Bank Account/ Pass Book for last six months Signature identification from present bankers Personal Assets and Liabilities statement For Guarantor: Personal Assets and Liabilities Statement 2 passport size photographs Proof of identification as above Proof of residence as above Proof of business address as above Signature identification from his/her present bankers Additional Documents for Salaried: Original Salary Certificate from employer TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt. Additional Documents for Professionals/ Self- Employed/ Other IT assesses: Acknowledged copies of three years I.T. returns/ Assessment Orders Photocopies of challans evidencing payment of Advance Income Tax |
Personal Loan | Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried) |
Car Loan | Statement of bank account for last 6 months 2 passport size photographs Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc. Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried) |
Loan Against Property | Application form Financial Statements in case limit is over Rs.10.00 Lakh Copy of Sales Tax / VAT / any other Tax Registration if applicable Details of Property offered along with the latest valuation For existing business, statement of accounts maintained with other Banks |
Business Loan | Proof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company) Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company) Proof of business Address Panchayat Licence Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet CMA form Copy of Sales tax / VAT /any other Tax Registration Memorandum and articles of association of the Company/ Partnership Deed of partners etc. Assets and liabilities statement of promoters and guarantors along with latest income tax returns Project Report Plan / Estimate / Invoices Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable Power Allocation SSI / MSME registration if applicable Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above) Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities |
Gold Loan | Application Form for Gold Loans Two copies of photograph of the borrower(s) Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc. Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy |
Education Loan | Letter of admission Completely filled in Loan Application Form 2 passport size photographs Statement of cost of study PAN Card of the student and Parent/ Guardian AADHAR Card of the student and Parent/ Guardian Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity) Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill) Student/Co-borrower/ guarantor's bank account statement for last 6 months IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee) Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower |
Fixed Deposit | Proof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement |