SBI Noida - IFSC Code, Main Branch Address, Rates February 2024

SBI Noida

About State Bank of India (SBI)

Delivering the country with the best banking & financial solutions for more than 200 years, the State Bank of India has earned a great reputation in the banking domain. The bank has strived hard and transformed every threat into an opportunity. Since incorporation, it has weathered many storms and challenges and each time has come out with flying colours. The bank has emerged as a Financial Services Supermarket that delivers customized products for the individual’s requirement. It is the largest commercial bank in the country with presence in all time zones of the world. The bank holds a large base of skilled manpower. The strength of the bank is its ability to cope up with the changing economic condition. The bank possesses a whole suite of financial and banking solution to cater the variant need of the people. It treats its customer as a part of the family and gives correct guidance. The motive of the bank is to build an ever-lasting relationship with the customer by rendering quality service that can satisfy the want of the customer without building a burden on him. It understands the difficulty of the customers and therefore has spread a vast network of branches in all parts of the country. It has opened multiple branches in Noida as well for the convenient customer-dealing. The address and contact details of branches in Noida are given below. 

Address of State Bank of India Branches in Noida

The complete address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Noida is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number

Sector - 2, Noida, Uttar Pradesh - 201301SBIN00059361100021600120-2550408, 2530171
Nepz Noida

Nepz Noida Branch, Phase 2, Dist GhaziabadSBIN00098371100021890120-2462329, 2462033
C B Noida

Sector 18, Dharam Palace Complex, Gautam Budh NagarSBIN00040771100022080120-2514857

Dist Gautam Buddha Nagar Uttar Pradesh 203207SBIN00054111100022150120-2573426
PBB Noida

Noida Goutam Buddha Nagar, Uttar Pradesh , Pin - 201301SBIN0004264110002218020-2443167
Greater Noida

Lagerstroemia Shopping Complex, Institutional Area, Phase- I, Greater NoidaSBIN0004324110002231011-23370368

Greater Noida Distt Gautam Buddha Nagar Uttar Pradesh 201306SBIN00053121100022320120-2560804
Sector 19, Noida

Sector 19, Noida, Distt, Gautam Budh Nagar, U.P., Dist Gautam Budh Nagar 201301SBIN00118591100023089873003242
Sector 93 Noida

Supertech, Noida, Distt, Gautam Budh Nagar, U.P., Distgautam Budh Nagar 201304SBIN00114741100023099899272882

Gautam Buddha Nagar Uttar Pradesh 203207SBIN00033421100024070120-2662713
Sector - 62, Noida
C 56 By 34 Sector 62 Noida 201301SBIN00052221100024220120-2404805, 2404807
ADB Jewar

Dist Gautam Buddha Nagar, Uttar Pradesh 203135SBIN000717720300201705738-272142
Sector 39 , Noida

Plot No G17, Sector39 Noida U.P.SBIN00604571100025000120-2500517

A - 358, Sector - 19, Noida - 201301, District : Gautam Buddh Nagar, U.P.SBIN00304971100050140120-2441546
Sector 35, Noida

Noida A - 11, Sector 35, Noida, Distt, Gautam Budh Nagar, (U.P.) - 201301SBIN00129861100023169990011116
Sector 48, Noida

E - 105, Sector - 48, Noida, Distt, Gautam Budh Nagar, (U.P.) - 201301SBIN00132171100023229871131114
Sector 7, Noida

D - 158, Sector - 7, Noida, Distt, (U.P.), Dist:Gautam Budh Nagar - 201301SBIN0012984NON-MICR9911826880
Sector 55, Noida

E 48, Sector.55, Noida, U.P., Dist: Gautam Budh Nagar 201301SBIN00134841100023339810886926
Sector 126, Noida

2 B, Sector.
126, Noida, U.P., Dist:Gautam Budh Nagar 201301
Sector 52, Noida

Noida B - 94, Sector - 52, Noida, Distt, Gautam Budh Nagar, (U.P.) - 201301SBIN0011860 NON-MICR1800 425 3800

Products Offered by SBI in Noida

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. It even proffers investment products such as fixed deposits. The details, eligibility criteria, rate of interest and tenure of various loan and investment products offered by the bank are given in the table below: 

Basic Details of State Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Minimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.Up to ₹ 10 crores9.15% - 11.30%Minimum - ₹ 1,000 to ₹ 10,000 Up to 30 years
Personal LoanEligible segments - Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
Central and state Government
Central PSUs
Profit making State PSUs
Educational Institutions of National Repute
Selected Corporates
Minimum - ₹ 24,000 in metro & urban areas, ₹ 10,000 in rural areas
Maximum - ₹ 15,00,000
11.00% - 14.00%1% - 3% of the loan amount + GSTUp to 5 years
Car LoanRegular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of ₹ 2,50,000.

Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of ₹ 4,00,000 per annum

Person engaged in agricultural and allied activities with minimum net annual income of ₹ 4,00,000
Maximum - Up to 85% of on-road price7.20% - 7.90%For new car- ₹ 1,000
Pre-owned - ₹ 450 to ₹ 9,100 + GST
Maximum - 7 years
Loan Against PropertyAn employee or
a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling)

Minimum net monthly income of the individual should be ₹ 25,000 or ₹ 3,00,000 per annum

The maximum age shouldn’t exceed 70 years at the time of repayment
Minimum - ₹ 10 lacs
Maximum - ₹ 7.5 crores
9.45% - 11% p.a.1% of the loan + GST
Maximum - ₹ 50,000 + GST
Minimum - 5 years
Maximum - 15 years
Business LoanBusiness units engaged in trading, manufacturing and servicesUp to ₹ 20 croresAs per the bank norms1% of the loan amount15 years
Gold LoanThe age of the applicant should be 21 years and aboveMinimum - ₹ 10,000
Maximum - ₹ 20 lacs
0.10150.50% of the loan amount + GSTUp to 30 months
Education LoanIndian Nationals for pursuing higher education in India or abroad where admission has been secured
For studies in India - maximum ₹10 lacs

Studies abroad - maximum ₹ 20 lacs
9.35% - 10.75% p.a.No processing fee15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
Private Traders
Partnerships Firms
Societies & Corporates
-2.90% - 6.20%-7 days to 10 years

Documents Required

The list of documents required to avail the benefit of the financial products are given below:

Product NameDocuments
Home Loan For Applicants:
Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement

For Guarantor:
Personal Assets and Liabilities Statement
2 passport size photographs
Proof of identification as above
Proof of residence as above
Proof of business address as above
Signature identification from his/her present bankers

Additional Documents for Salaried:
Original Salary Certificate from employer
TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:
Acknowledged copies of three years I.T. returns/ Assessment Orders
Photocopies of challans evidencing payment of Advance Income Tax
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
Car LoanStatement of bank account for last 6 months
2 passport size photographs
Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership ( non- salaried)
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)

Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)

Proof of business Address
Panchayat Licence
Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet

CMA form
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Project Report
Plan / Estimate / Invoices
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
Power Allocation
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)

Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Gold LoanApplication Form for Gold Loans
Two copies of photograph of the borrower(s)
Proof of Identity - Passport/ PAN Card/ Voters ID card/ Driving License etc.
Proof of Address - Ration card/Driving License/Voters ID card/Passport /Telephone Bill/ Electricity bill/Life Insurance policy
Education Loan Letter of admission
Completely filled in Loan Application Form
2 passport size photographs
Statement of cost of study
PAN Card of the student and Parent/ Guardian
AADHAR Card of the student and Parent/ Guardian
Proof of identity (Driving Licence/Passport/Aadhar/ any photo identity)
Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill)
Student/Co-borrower/ guarantor's bank account statement for last 6 months
IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee)
Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower
Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%