SBI Patna - IFSC Code, Main Branch Address, Rates March 2024

SBI Patna

SBI Patna Main Branch with IFSC Code

  • Branch Name: Patna Main
  • Complete Address: West Of Gandhi Maidan, Patna-800001
  • IFSC Code: SBIN0000152
  • MICR Details: 800002045
  • Customer Care Number: 612-223478

SBI Patna Branches with IFSC Codes

The complete address, IFSC Code, MICR Code and contact number details of State Bank of India branches located in Patna are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Service Branch Patna
West Gandhi Maidan, Patna, Bihar 800001SBIN00099338000020010612 - 2204949

West Boring Canal Road, Patna, Bihar, Pin 800001SBIN00090028000020040612-2573089
Ashiana Nagar

Patna Phase - 1 Patna, Bihar , Pin - 800025
Bhikhnapahari, Patna

Bhikhanapahari, Patna, Bihar, Pin 800006
Boring Road
Boring Road
Dist Patna, Bihar 800001
SBIN00014358000020080612-2228756, 2203550
Bihar Veterinary College ComplexPhulwari Sharif T. Patna Bihar 801505SBIN00090068000020100612-2220724

P.O. - Bataganj, Patna, Bihar 800012SBIN00035598000020120612-2561527
Fraser Road

Shahi Complex, 1st Floor, New Dakbunglow Road, Patna Patna, Bihar, Pin - 800001SBIN00034768000020160612-2225826
Hanuman Nagar
Shanker Market Patna BiharSBIN00090058000020200612-2348423

Sheikhapur Bagicha, P.O.B. V College, Patna , Pin - 800014SBIN00079458000020210612-2287534
Judges Court Rd

Judges Court Rd, Patna, Bihar 800001SBIN00012338000020220612-2300155

Shashi Place, Nala Road Kadamkuan Patna, Bihar 800004SBIN00015618000020230612-2672173
Kankarbagh Residential Colony
Tempo Stand Kankar Bagh Patna Bihar 800020SBIN00035648000020250612-2352240
Kurji, Patna

Patna, Industrial Estate Roadpatna, Bihar , Pin - 800010SBIN00035008000020260612-2263385
Maurya Lok Complex

Dak Bungalow Road, Patna, Bihar State, Pin 800001SBIN00075068000020300612-2204330, 2236278
NMCC Patna

Nalanda Medical College Campus, Patna, Bihar, Pin - 800020SBIN00053318000020310612-2341373
New Market , Patna

Budha Marg Patna Patna, Bihar, Pin - 800001SBIN00034778000020320612-2203781
Patna Market, Patna
Ashok Rajpath Patna, Bihar, Pin - 800004SBIN00035768000020350612-2302345
Raj Bhawan, Patna

Rajbhawan Campus, Rajbhwan, Patna, Bihar, Pin - 800022SBIN00069178000020380612- 2225209

Products Offered by SBI in Patna

The State Bank of India offers a wide range of products under the category of loan and investments. The loan products offered by the bank include home loan, personal loan, car loan, education loan, business loan, loan against property and gold loan. The eligibility criteria, the rate of interest and tenure of various loan and investment products along with the impact of GST on loans offered by the bank are given in the table below:

SBI Home Loan Details

SBI home loan helps you in buying your dream home within your budget. The low-interest rate facility along with the higher loan amount makes it easier for you to book a home that you desire. Check the products details below:

Interest Rate9.15% - 11.30%
Loan AmountUp to INR 10 crores
Tenure Up to 30 years
Processing FeeMinimum - INR 1,000 to INR 10,000
Eligibility CriteriaMinimum age of the applicant should be 18 years and not more than 70 years at the time of repayment.
Documents RequiredFor Applicants:
  • Completed loan application form
  • 3 Passport size photographs
  • Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For Guarantor:
  • Personal Assets and Liabilities Statement
  • 2 passport size photographs
  • Proof of identification as above
  • Proof of residence as above
  • Proof of business address as above

  • Signature identification from his/her present bankers

Additional Documents for Salaried:
  • Original Salary Certificate from employer
  • TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:
  • Acknowledged copies of three years I.T. returns/ Assessment Orders
  • Photocopies of challans evidencing payment of Advance Income Tax

SBI Personal Loan Details

The personal loan at SBI is both secured and unsecured depending on the needs and the profile of the applicant. Have a look at the SBI Personal Loan interest rate and other product related information:

Particulars Details
Interest Rate11.00% - 14.00%
Loan AmountMinimum - INR 24,000 in metro & urban areas INR 10,000 in rural areas
Maximum - INR 15,00,000
TenureUp to 5 years
Processing Fees1% - 3% of the loan amount + GST
Eligibility Criteria
  • Salaried individual of good quality corporate, self- employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates
  • Pensioners
Documents Required
  • Latest Photograph, Photo Identity & Residence
  • Proof of the Applicant & Guarantor
  • Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

SBI Car Loan Details

A car loan from this bank comes up with the facility of a flexible tenure and easy repayment facility. To know more, read here the basic SBI Car Loan details of the product:

Interest Rate7.20% - 7.90%
Loan AmountMaximum - Up to 85% of on-road price
TenureUp to 7 years
Processing FeesFor new car - INR 1,000
Pre-owned - INR 450 to INR 9,100 + GST
Eligibility Criteria
  • Regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment with minimum annual income of INR 2,50,000.
  • Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses with net profit or gross taxable income of INR 4,00,000 per annum
  • Person engaged in agricultural and allied activities with minimum net annual income of INR 4,00,000
Documents Required
  • Statement of bank account for last 6 months
  • 2 passport size photographs
  • Proof of Identity : (Copy of any one) Passport/ PAN Card/ Voters ID card/ Driving License etc.
  • Address Proof : (Copy of any one) Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Income Proof: Latest Salary Slip, Form 16/ ITR for last 2 years, I.T. Returns or Form 16 for the last 2 years, Audited Balance sheet, P&L statement for 2 years, Shop & establishment act certificate / sales tax certificate / SSI registered certificate / copy of partnership (non- salaried)

SBI Business Loan Details

If you want to start your own business but falling short of money, have a look at the SBI Business Loan details of the bank below:

Interest RateAs per the bank norms
Loan AmountUp to INR 20 crores
Tenure15 years
Processing Fees1% of the loan amount
Eligibility CriteriaBusiness units engaged in trading, manufacturing and services
Documents Required
  • Proof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)
  • Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)
  • Proof of business Address
  • Panchayat Licence
  • Actual - Past 3 years Balance Sheet, Estimated - Current Year Balance Sheet, Projected - Next Year Balance Sheet
  • CMA form
  • Copy of Sales tax / VAT /any other Tax Registration
  • Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
  • Assets and liabilities statement of promoters and guarantors along with latest income tax returns
  • Project Report
  • Plan / Estimate / Invoices
  • Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
  • Power Allocation
  • SSI / MSME registration if applicable
  • Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of ₹2 lakhs and above)
  • Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities

SBI Education Loan Details

An education loan from this bank gives you the opportunity to send your child abroad or in India for studies. To apply now at your nearest bank branch, check the below-given details:

Interest Rate9.35% - 10.75% p.a.
Loan Amount
  • For studies in India - maximum INR 10 lacs
  • Studies abroad - maximum INR 20 lacs
Tenure15 years
Processing FeesNo processing fee
Eligibility CriteriaIndian Nationals for pursuing higher education in India or abroad where admission has been secured
Documents Required
  • Letter of admission
  • Completely filled in Loan Application Form
  • 2 passport size photographs
  • Statement of cost of study
  • PAN Card of the student and Parent/ Guardian
  • AADHAAR Card of the student and Parent/ Guardian
  • Proof of identity (Driving Licence/Passport/Aadhaar/ any photo identity)
  • Proof of residence (Driving Licence/Passport/Electricity bill/Telephone bill)
    Student/Co-borrower/ guarantor's bank account statement for last 6 months
  • IT return/ IT assessment order, of previous 2 years of Parent/ Guardian/ other co-borrower (if IT Payee)
  • Brief statement of assets & liabilities of Parent/ Guardian/ other co-borrower
  • Proof of income (i.e. salary slips/ Form 16) Parent/ Guardian/ other co-borrower

SBI Loan Against Property Details

Whenever there is an urgent need of large funds, SBI loan against your property is the safest way if you choose SBI as your bank. The product details are given below for your reference:

Interest Rate9.45% - 11% p.a.
Loan Amount
  • Minimum - INR 10 lacs
  • Maximum - INR 7.5 crores
  • Minimum - 5 years
  • Maximum - 15 years
Processing Fees1% of the loan + GST
Maximum - INR 50,000 + GST
Eligibility Criteria
  • An employee or a professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse/children/parent/sibling)
  • Minimum net monthly income of the individual should be INR 25,000 or INR 3,00,000 per annum
  • The maximum age shouldn’t exceed 70 years at the time of repayment
Documents Required
  • Application form
  • Financial Statements in case limit is over INR 10 Lakh
  • Copy of Sales Tax / VAT / any other Tax Registration if applicable
  • Details of Property offered along with the latest valuation
  • For existing business, statement of accounts maintained with other Banks

SBI Fixed Deposit Details

Want to earn interest on your own money? You can now earn a maximum interest rate of FD with SBI. To open an account today, check SBI Fixed Deposit details below:

Interest Rate2.90% - 6.20%
Deposit AmountINR 1,000
Maturity Period7 days to 10 years
Eligibility Criteria
  • An individual either solely or jointly
  • A minor jointly with a major
  • HUF
  • Private Traders
  • Professionals
  • Partnerships Firms
  • Companies
  • Clubs
  • Societies & Corporates
Documents Required
  • Proof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
  • Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%