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State Bank of Hyderabad Gurugram

State Bank of Hyderabad Gurugram

Last Updated : June 19, 2017, 2:56 p.m.

About State Bank of Hyderabad

State Bank of Hyderabad is one of the leading public sector banks in India and is one of the five associate banks of India’s leading bank State Bank of India. The bank was established in the year 1941 and since then it has been giving tremendous performance in the banking and finance segment. The bank got its name in the year 1956 by the Reserve Bank of India and in the same year the bank had gone through its trifurcation after which many of its districts merged with Karnataka and Maharashtra.

Talking about the branches SBH has, it started its journey from Gunfoundry Area, Hyderabad and now it has spread across throughout the country. Having said that, the bank has over 2,000 branches with the total number of 18,000 employees. With such remarkable spread and strength, State Bank of Hyderabad has been successful in doing the business of more than ₹2.4 trillion as on the year 2015 with a net profit of ₹8.12 billion.

Other than this, the bank has been successfully winning the hearts of its investors as well its customers and had won many awards for its banking services. Now, if we talk about its Gurgaon branch, you will get to know the detailed information of all the products and their related required criteria, rates, amount, contact details, documents, etc. in this article.

State Bank of Hyderabad Gurugram Branches

Branch NameComplete AddressIFSCMICRContact Number
NarsingpurCarrier Aircon Ltd Complex, Narsingpur, Teh. Gurugram, 122001SBHY00207041100040151242214009
GurugramSCF - 95, Sector No.14 Market Complex, GurugramSBHY00208291100040091242304261
ManesarGA11. Raheja Square Imt ManesarSBHY00209901100040181242291730
Sec - 10A, GurugramSCO - 87, Sector - 10A Gurugram Haryana 122001SBHY0021243NON-MICR0124-2210435
Old Railway Road, Gurugram646, B/9, Kabir Bhawan Chowk Old Railway Road, Subhash Nagar Gurugram, Haryana 122001SBHY0021244NON-MICRNA
WazirpurPataudi Road Village Wazirpur Gurugram, Haryana 123505SBHY0021274110004024NA
Badshapur1420, Rama Complex, Main Sohna Road, Near Sbi Badshapur, Gurugram, Haryana - 122101SBHY0021309NON-MICR08800 216287
Sohna0175/15, Ward No.5, Opposite Bus Stand, Sohna, Gurugram-122103SBHY0021749NON-MICR9839760059
SikandarpurV.P.O Sikandarpur Bada, GurugramSBHY0021801NON-MICR9971392534

Products Offered by State Bank of Hyderabad in Gurugram

State Bank of Hyderabad offers home loans, business loans, car loans, education loans, gold loans, mortgage loans, etc. with low-interest rates and higher loan amount. The bank also provides investment products like Fixed Deposit that give you the opportunity to save your money and earn from it as well! Below are the details of the products that the bank offers in Gurgaon like eligibility criteria, amount, interest rate, processing fee and tenure. You can have a look at the below details and apply for the product that suits your purpose.

State Bank of Hyderabad Gurugram Products Details

ProductEligibilityAmountInterest RateProcessing FeeTenure
Home LoanIndividual(s) over 18 years of age with steady source of income, including persons engaged in agriculture & allied activities are eligible to avail this loan.The maximum loan amount will be lowest of loan amount assessed on the basis of the under noted 3 options(a.b.c) below:
a) Project cost which may include cost of land, house/ flat, cost of additional amenities related with said house/ flat, registration charges, stamp duty, property insurance, service tax and other statutory dues, if any, less applicable margin.
b) Permissible EMI/ NMI ratio.
c) Maximum Permissible Loan to Value(LTV) ratio
9.15% - 11.30%0.25% of loan amount subject to maximum of ₹10,000/-30 years
Car LoanThe age of the applicant should be between 21-65 years.
Category 1(Salaried)
(a):Employees of Central Government, Central Public Sector Undertakings, Defence/Paramilitary Forces, Railway, Public Sector Insurance companies and State Government who have salary package accounts with SBH and minimum 3 months salary have regularly come in these accounts, and for Employees of Public Sector Banks.
Minimum Net Annual Income (NAI) of ₹3 lacs for all, whether or not maintaining Salary Package Account with us.
(b)Other salaries and Pensioners: Minimum Net Annual Income (NAI) of ₹3 lacs for all, whether or not maintaining Salary Package Account with us.
Category 2: Self-employed, Professionals, and Businessmen Minimum Net Profit or Gross Taxable income of ₹4Lakhs
Category 3: Agriculturists Minimum Net Annual Income of applicant and/or co-applicant together to be ₹4 lakhs
Upto ₹10 lacs: 15% on road Price of the Car
Above ₹10 Lacs:
15% Margin on Ex-showroom Price of the car
(OR)
Margin of 20% on Road Price of the car at the option of the customer
7.20% - 7.90%0.25% of the Loan Amount subject to a minimum of ₹500/- & a maximum of ₹5000/-7 years
Business LoanAny individual / Partnership firm / Company / Society engaged in income generating non farming activities under Manufacturing or
Services segments.
Up to ₹10 lakhs9.95% p.a. Onwards (floating)NAUp to 7 years
Loan Against PropertyMSME Enterprises
Existing Customer already availing credit facilities from us.
ii. New units with marketable assets to offer as security.
iii. Takeover of existing units from other Banks/ FIs with satisfactory track record and satisfying takeover norms. (Credit Information Report to be obtained)
65% realizable value of the Security subject to a maximum of ₹5 crores depending upon category of Enterprise12.20% p.a. onwardsUp to 1% of the loan amountUp to 5 years
Fixed DepositIndividuals
Hindu Undivided Families (HUFs)
Minor represented by parents / guardian
Guardian on behalf of societies, clubs, trusts and associations
Associations
Clubs
Trusts
Sole proprietorship firms
Partnership firms
Limited Companies
₹15 lakhs and above2.90% - 6.20%NAUp to 10 years
Education LoanStudent Should be an Indian National.
Secured admission to professional/ technical courses through Entrance Test / Selection process.
Secured admission to foreign University / Institution
For studies in India, maximum ₹10 lakhs
Studies abroad, maximum ₹20 lakhs
9.95% p.a. onwardsNIL upto the loan amount ₹4 lakhsUp to 7 years
Gold LoanAll individuals who are 21 years and aboveMinimum ₹6,00010.50% p.a. onwardsNANA

Documents Required

Below are the list of all the documents according to the product the applicant is applying for.

ProductDocuments
Home LoanCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Personal Assets and Liabilities statement
Car LoanCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
Income Proof
Margin Payment copy
Processing Fee cheque
Business LoanCompleted Education Loan Application Form.
Mark sheets of last qualifying examination
Proof of admission scholarship, studentship etc
Schedule of expenses for the specified course
2 passport size photographs
Borrower’s Bank account statement for the last six months
Income tax assessment order, of last 2 years
Brief statement of assets and liabilities, of the Co-borrower
Proof of Income (i.e. Salary slips/ Form 16 etc)
Loan Against PropertyCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
Property Documents
Income Proof
Fixed DepositCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
2 Passport size photos
Education LoanCompleted Education Loan Application Form.
Mark sheets of last qualifying examination
Proof of admission scholarship, studentship etc
Schedule of expenses for the specified course
2 passport size photographs
Borrower’s Bank account statement for the last six months
Income tax assessment order, of last 2 years
Brief statement of assets and liabilities, of the Co-borrower
Proof of Income (i.e. Salary slips/ Form 16 etc)
Gold LoanProof of identity (passport copy/voters id/driving license/pan card)
Address proof ( electricity bill/landline telephone bill/passport copy/shop & establishment certificate/rental agreement/ration card)
2 passport size photograph

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