State Bank of Hyderabad New Delhi

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About State Bank of Hyderabad

State Bank of Hyderabad was established in the year 1941 with its headquarters in Hyderabad, Telangana. The bank has been in the field of banking and financial services from last 76 years and has now reached the level of making the business of ₹2.4 trillion with the net profit of ₹8.12 billion. Hyderabad being the hometown of the bank has had seen changes in parallel with the bank. In the year 1956, Hyderabad had gone through trifurcation and in the same year, State Bank of Hyderabad was overtaken by Reserve Bank of India as its first subsidiary bank and renamed it as State Bank of Hyderabad.

Talking about other achievements, State Bank of Hyderabad has received an award for overall performance among Best Bank branches under Pradhan Mantri Jan-Dhan Yojana (PMJDY) by Department of Financial Services under Union Finance ministry. The award was received by Santanu Mukherjee, MD of the bank from the hands of Jayant Sinha, Minister for State for Finance during his quarterly review meeting with public sectors banks that took place in New Delhi. So, have a look at the product details, branch details, and other important information about the State Bank of Hyderabad in the capital of India-New Delhi.

Branch Addresses of State Bank of Hyderabad in New Delhi

Branch NameComplete AddressIFSCMICRContact Number
Delhi106/110, Surya Kiran Building 19, K.G.Marg New DelhiSBHY0020278110004002NA
Delhi657 - 661, Sant Bhawan, Chandni Chowk, New DelhiSBHY002027911000400323918582
Delhi16, Kundan House, Nehru Place, New DelhiSBHY00203471100040041126413581
DelhiPragati Vihar Complex, Lodhi Estate, New Delhi, 110003SBHY0020511110004005NA
DelhiA.L.Market, Shalimarbagh, New Delhi - 110086SBHY002054511000400627470037
Delhi36, Jamrudpur Complex, Kailash Colony New DelhiSBHY00205881100040071129233149
Delhi209, Antriksh Bhavan, 22, K.S.Marg, New Delhi, Delhi, 110001SBHY00207061100040011123327738, 23351066
DelhiA - 223 Chachi Building, Main Road, Krishna Nagar, DelhiSBHY00208381100040101122002036, 22057679
DelhiNo.H - 58 Indraparstha Building, Vikas Marg, DelhiSBHY00208391100040111122463096
Delhi882, Ground Floor, East Park Road, Karol Bagh, New DelhiSBHY00209181100040141123551051
DelhiDwaraka, DelhiSBHY00209701100040161128081747
DelhiRajouri Gardens, New DelhiSBHY00209871100040171125161011
P and SB, K G Marg, New DelhiFlat No 110 , Surya Kiran Building, 19, K G Marg, New Delhi - 110001SBHY00210041100040191123320581
OAD Road Delhi882, 1st Floor East Park Road Karol Bagh 110005SBHY0020832110004349011-23524124
Rohini, New DelhiBlock No E - 2/25, Ground Floor Sector - 7, Rohini New Delhi 110085SBHY0021223110004021011-27047393

Products Offered by State Bank of Hyderabad in New Delhi

State Bank of Hyderabad offers home loans, business loans, car loans, education loans, gold loans, mortgage loans, etc. with low-interest rates and higher loan amount. The bank also provides investment products like Fixed Deposit that give you the opportunity to save your money and earn from it as well! Here is the eligibility criteria, amount, interest rate, processing fee, tenure and other important information in the capital of India and one of the top metro cities of India-New Delhi. So, have a look at the below details and apply for the product that suits your purpose.

Product Details of State Bank of Hyderabad in New Delhi

ProductEligibilityAmount Interest RateProcessing FeeTenure
Home Loan Individual(s) over 18 years of age with steady source of income, including persons engaged in agriculture & allied activities are eligible to avail this loan. The maximum loan amount will be lowest of loan amount assessed on the basis of the under noted 3 options(a.b.c) below:
a) Project cost which may include cost of land, house/ flat, cost of additional amenities related with said house/ flat, registration charges, stamp duty, property insurance, service tax and other statutory dues, if any, less applicable margin.
b) Permissible EMI/ NMI ratio.
c) Maximum Permissible Loan to Value(LTV) ratio

9.30% - 9.40%

0.25% of loan amount subject to maximum of ₹10,000/-30 years
Car LoanThe age of the applicant should be between 21-65 years.
Category 1(Salaried)
(a):Employees of Central Government, Central Public Sector Undertakings, Defence/Paramilitary Forces, Railway, Public Sector Insurance companies and State Government who have salary package accounts with SBH and minimum 3 months salary have regularly come in these accounts, and for Employees of Public Sector Banks.
Minimum Net Annual Income (NAI) of ₹3 lacs for all, whether or not maintaining Salary Package Account with us.
(b)Other salaries and Pensioners: Minimum Net Annual Income (NAI) of ₹3 lacs for all, whether or not maintaining Salary Package Account with us.
Category 2: Self-employed, Professionals, and Businessmen Minimum Net Profit or Gross Taxable income of ₹4Lakhs
Category 3: Agriculturists Minimum Net Annual Income of applicant and/or co-applicant together to be ₹4 lakhs
Upto ₹10 lacs: 15% on road Price of the Car
Above ₹10 Lacs:
15% Margin on Ex-showroom Price of the car
(OR)
Margin of 20% on Road Price of the car at the option of the customer

9.25%

0.25% of the Loan Amount subject to a minimum of ₹500/- & a maximum of ₹5000/-7 years
Business Loan Any individual / Partnership firm / Company / Society engaged in income generating non farming activities under Manufacturing or
Services segments.
Up to ₹10 lakhs9.95% p.a. Onwards (floating)NAUp to 7 years
Loan Against PropertyMSME Enterprises
Existing Customer already availing credit facilities from us.
ii. New units with marketable assets to offer as security.
iii. Takeover of existing units from other Banks/ FIs with satisfactory track record and satisfying takeover norms. (Credit Information Report to be obtained)
65% realizable value of the Security subject to a maximum of ₹5 crores depending upon category of Enterprise12.20% p.a. onwardsUp to 1% of the loan amountUp to 5 years
Fixed DepositIndividuals
Hindu Undivided Families (HUFs)
Minor represented by parents / guardian
Guardian on behalf of societies, clubs, trusts and associations
Associations
Clubs
Trusts
Sole proprietorship firms
Partnership firms
Limited Companies
₹15 lakhs and above

3.75% - 7.00%

NAUp to 10 years
Education LoanStudent Should be an Indian National.
Secured admission to professional/ technical courses through Entrance Test / Selection process.
Secured admission to foreign University / Institution
For studies in India, maximum ₹10 lakhs
Studies abroad, maximum ₹20 lakhs
9.95% p.a. onwardsNIL upto the loan amount ₹4 lakhs Up to 7 years
Gold LoanAll individuals who are 21 years and aboveMinimum ₹6,00010.50% p.a. onwardsNANA

Documents Required

Below are the list of all the documents according to the product the applicant is applying for.

ProductDocuments
Home Loan Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Personal Assets and Liabilities statement
Car LoanCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
Income Proof
Margin Payment copy
Processing Fee cheque
Business Loan Completed Education Loan Application Form.
Mark sheets of last qualifying examination
Proof of admission scholarship, studentship etc
Schedule of expenses for the specified course
2 passport size photographs
Borrower’s Bank account statement for the last six months
Income tax assessment order, of last 2 years
Brief statement of assets and liabilities, of the Co-borrower
Proof of Income (i.e. Salary slips/ Form 16 etc)
Loan Against PropertyCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
Property Documents
Income Proof
Fixed DepositCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
2 Passport size photos
Education LoanCompleted Education Loan Application Form.
Mark sheets of last qualifying examination
Proof of admission scholarship, studentship etc
Schedule of expenses for the specified course
2 passport size photographs
Borrower’s Bank account statement for the last six months
Income tax assessment order, of last 2 years
Brief statement of assets and liabilities, of the Co-borrower
Proof of Income (i.e. Salary slips/ Form 16 etc)
Gold LoanProof of identity (passport copy/voters id/driving license/pan card)
Address proof ( electricity bill/landline telephone bill/passport copy/shop & establishment certificate/rental agreement/ration card)
2 passport size photograph

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