Syndicate Bank Agra
Last Updated : Feb. 21, 2017, 7:51 p.m.
About Syndicate Bank
Three gentlemen from three different fields led to the foundation of a bank in 1925. Well, that bank went to become one of the most successful in India's banking space. It was the businessman Upendra Ananth Pai, a physician Dr. T M A Pai and an engineer Vaman Kudva who came together and set up a bank, which now is known as Syndicate Bank. Previously called as Canara Industrial and Banking Syndicate Limited, the bank's mission was to offer the best possible financial assistance to the weavers of Udupi, the coastal location of Karnataka, by mobilizing the small savings. In 1928, it started Pigmy Deposit Scheme, wherein depositors had to deposit the money at their doorstep to the agents hired by the bank. Today, the bank collects around ₹ 2 crores per day via the scheme.
Ever since the government nationalized the bank in 1969, it has stood firm amid massive competition by increasing its base not only in the urban locations but even the far-flung rural areas to tap the mass banking requirements. The bank believes in constant innovations and has managed to bring on the products that match the expectations of people with varied socio-economic ethos.
The bank's affinity with the Information Technology can be gauged from the fact that it has brought a Centralized Banking Solution (CBS) plan to create a perfect flow of operation in the branches and ATMs across India. In a journey spanning over 9 decades, the bank has carved a niche for itself in retail, corporate, NRI, SME and rural banking. The desire to constantly evolve in the rapidly dynamic banking world has enabled the bank to stay in line with the others in the row.
Syndicate Bank enjoys a significant presence across India with over 3,000 branches and ATMs ready to offer the services. It also has 50 regional offices across India for smoother and efficient functioning of the bank across several regions. It also has an overseas branch in London.
The cultural heritage city Agra, located in Uttar Pradesh, is also getting the services from Syndicate Bank through close to 20-30 branches. These branches have people equipped with the requisite knowledge to identify your financial needs and offer you the exact product to let you fulfill those. Come here and enjoy your financial life to the fullest. Keen to know the branches? Check out the table below showcasing key information of the branches.
Syndicate Bank Agra Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Agra Main | 43/2 Manisha Block, Sanjay Place, Agra, Uttar Pradesh-282002 | SYNB0008610 | 282025001 | 0562-2858143 |
| Naripura | Near Ajit Nagar Crossing, Naripura, Agra, Uttar Pradesh- 282001 | SYNB0008611 | 282025003 | 0562-2301567 |
| Agra Cantonment | Imperial Cinema Compound, Sadar Bazar, Cantonment, Agra, Agra, Uttar Pradesh-282001 | SYNB0008612 | 282025002 | 0562-2225824 |
| Agra Kamla Nagar SSI Branch | B-501 First Floor, Bansal Tower, Main Market, Kamla Nagar, Agra, Uttar Pradesh-282005 | SYNB0008815 | 282025005 | 0562-2885587 |
| Baluganj | St Georges College Campus, Garden Road, Baluganj, Agra, Uttar Pradesh- 282001 | SYNB0008816 | 282025004 | 0562-2391474 |
| Chippitola | Ratna Sagar, No 4 Dholpur House, Chippitola Crossing, Agra, Uttar Pradesh- 282001 | SYNB0008817 | 282025006 | |
| Agra Regional Office | Agra Regional Office, 43/2 Manisha Block, Sanjay Place, M.G.Road, Agra, Uttar Pradesh-282002 | SYNB0008813 | 282025999 | 0562-2851699, 2854703 |
| Sikandra Bodba Road | Comm-5 Sector- 5, Sikandra Bodla Road Agra, Uttar Pradesh | SYNB0008818 | 282025007 | |
| Fatehabad | C-6 Crown Plaza, Fatehabad Agra, Uttar Pradesh-282001 | SYNB0008819 | 282025008 | 0562-22322927 |
| Agra Dayal Bagh Road | A-11 New Agra, Near Bhagwan Talkies, Agra, Uttar Pradesh- 282005 | SYNB0009340 | 282025010 | |
| Bindu Katra | 37/17 Bindu Katra, Agra, Uttar Pradesh-282001 | SYNB0009341 | 282025012 | |
| Ram Bagh | F-2 Trans Yumuna Colony, Phase II, Ferozabad Road, Nh-2 Agra, Agra, Uttar Pradesh- 282006 | SYNB0009342 | 282025013 | |
| Pratap Nagar | No 36, Alka Puri, Pratap Nagar, Jaipur House, Agra, Uttar Pradesh-252010 | SYNB0009343 | 282025504 | |
| Itora | Itora Village Itora, Agra Uttar Pradesh- 282001 | SYNB0009826 | 282025506 | |
| Agra Karkunj Road | 9A, Sector 13 Avas Vikas Colony, Agra, Uttar Pradesh -282007 | SYNB0009456 | 282025014 | 0562- 2600431 |
| Agra Khandari Bypass | Plot No 38 Lajpat Kunj Khandari Road Agra Uttar Pradesh India-282002 | SYNB0009899 | 282025015 |
Products Offered by Syndicate Bank in Agra
Syndicate Bank has lined up a huge pipeline of deposits and loans at its Agra branches. Those who want to buy a home can enjoy the benefits of Synd Nivas, a scheme for home loan seekers. Additionally, you can avail education loan, car loan and much more. These products are nicely designed to fulfill the inherent needs of the customers. A close look at these products would be vital before choosing them, right! A table below is made just for that purpose.
Basic Details of Syndicate Bank Loans in Agra
| Products | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Synd Saral (Personal Loan) | Permanent employees working in state or central govt units, reputed private firms, teachers, pensioner, doctors, professionals, etc. | Not more than annual gross salary | 11.75% - 16.25% | 0.5% of the loan amount with a minimum of ₹ 500 plus service tax, as applicable | Upto 5 Years |
| Synd Nivas (Home Loan) | Available to resident Indians, NRIs holding the Indian Passport, Person of Indian Origin, Hindu Undivided Families (HUFs) | Upto 70%-90% of the property value | 8.85% - 11.25% | 0.125% of the loan amount Minimum- ₹ 500 Maximum-₹5,000 | Upto 30 Years |
| Synd Vahan (Car Loan) | Minimum annual income should not be less than ₹2 lakhs. Individuals, proprietors, partnership firms, agriculturists, trusts and few others are eligible to receive the loan. | Upto 95% of the on-road price or 3 times the gross annual income, whichever is lower for new cars. Used car finance is limited to 10 lakhs or 70% of the valuation amount, whichever is lower | 7.30% Onwards | As applicable by the bank | Upto 7 years for new cars Upto 5 years for used cars |
| Synd Rent | Residential or commercial property owners who have let out the property to government, reputed firms and even Syndicate Bank's premises | Upto 80% of the rent receivables, based on the unexpired lease period | 10.75%-11.25% p.a. | As applicable by the bank | Upto 10 Years |
| Synd Vidya Scheme (Education Loan) | Students who have got the admission to a recognized institution either in India or abroad | Upto ₹ 10 Lakhs in India Upto ₹ 20 Lakhs Overseas | 10.25%-11.50% p.a. | NIL | Upto 15 Years |
| Synd Mortgage Scheme | Residential or commercial property owners belonging to both salaried and non-salaried classes | For salaried-10 times of the net annual income For non-salaried-10 times of last 3 years average gross annual income | 11.50%-11.75% p.a. | As applicable by the bank | Upto 10 Years |
Documents Sought by Syndicate Bank for Loans in Agra
| Documents | Salaried | Self-employed |
|---|---|---|
| Synd Saral (Personal Loan) | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement |
| Synd Nivas (Home Loan) | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Showing Cost Estimate, Property Registration Copy | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Showing Cost Estimate, Property Registration Copy |
| Synd Vahan (Car Loan) | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Margin Copy, Car Registration Copy | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Margin Copy, Car Registration Copy |
| Synd Rent | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement |
| Synd Mortgage Scheme | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Documents of the property to be mortgaged | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Documents of the property to be mortgaged |