Syndicate Bank Agra

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About Syndicate Bank 

Three gentlemen from three different fields led to the foundation of a bank in 1925. Well, that bank went to become one of the most successful in India's banking space. It was the businessman Upendra Ananth Pai, a physician Dr. T M A Pai and an engineer Vaman Kudva who came together and set up a bank, which now is known as Syndicate Bank. Previously called as Canara Industrial and Banking Syndicate Limited, the bank's mission was to offer the best possible financial assistance to the weavers of Udupi, the coastal location of Karnataka, by mobilizing the small savings. In 1928, it started Pigmy Deposit Scheme, wherein depositors had to deposit the money at their doorstep to the agents hired by the bank. Today, the bank collects around ₹ 2 crores per day via the scheme. 

Ever since the government nationalized the bank in 1969, it has stood firm amid massive competition by increasing its base not only in the urban locations but even the far-flung rural areas to tap the mass banking requirements. The bank believes in constant innovations and has managed to bring on the products that match the expectations of people with varied socio-economic ethos. 

The bank's affinity with the Information Technology can be gauged from the fact that it has brought a Centralized Banking Solution (CBS) plan to create a perfect flow of operation in the branches and ATMs across India. In a journey spanning over 9 decades, the bank has carved a niche for itself in retail, corporate, NRI, SME and rural banking. The desire to constantly evolve in the rapidly dynamic banking world has enabled the bank to stay in line with the others in the row. 

Syndicate Bank enjoys a significant presence across India with over 3,000 branches and ATMs ready to offer the services. It also has 50 regional offices across India for smoother and efficient functioning of the bank across several regions. It also has an overseas branch in London. 

The cultural heritage city Agra, located in Uttar Pradesh, is also getting the services from Syndicate Bank through close to 20-30 branches. These branches have people equipped with the requisite knowledge to identify your financial needs and offer you the exact product to let you fulfill those. Come here and enjoy your financial life to the fullest. Keen to know the branches? Check out the table below showcasing key information of the branches. 

Syndicate Bank Agra Branches 

Branch NameComplete AddressIFSCMICRContact Detail
Agra Main43/2 Manisha Block, Sanjay Place, Agra, Uttar Pradesh-282002SYNB00086102820250010562-2858143
NaripuraNear Ajit Nagar Crossing, Naripura, Agra, Uttar Pradesh- 282001SYNB00086112820250030562-2301567
Agra CantonmentImperial Cinema Compound, Sadar Bazar, Cantonment, Agra, Agra, Uttar Pradesh-282001SYNB00086122820250020562-2225824
Agra Kamla Nagar SSI BranchB-501 First Floor, Bansal Tower, Main Market, Kamla Nagar, Agra, Uttar Pradesh-282005SYNB00088152820250050562-2885587
BaluganjSt Georges College Campus, Garden Road, Baluganj, Agra, Uttar Pradesh- 282001SYNB00088162820250040562-2391474
ChippitolaRatna Sagar, No 4 Dholpur House, Chippitola Crossing, Agra, Uttar Pradesh- 282001SYNB0008817282025006
Agra Regional OfficeAgra Regional Office, 43/2 Manisha Block, Sanjay Place, M.G.Road, Agra, Uttar Pradesh-282002SYNB00088132820259990562-2851699, 2854703
Sikandra Bodba RoadComm-5 Sector- 5, Sikandra Bodla Road Agra, Uttar PradeshSYNB0008818282025007
FatehabadC-6 Crown Plaza, Fatehabad Agra, Uttar Pradesh-282001SYNB00088192820250080562-22322927
Agra Dayal Bagh RoadA-11 New Agra, Near Bhagwan Talkies, Agra, Uttar Pradesh- 282005SYNB0009340282025010
Bindu Katra37/17 Bindu Katra, Agra, Uttar Pradesh-282001SYNB0009341282025012
Ram BaghF-2 Trans Yumuna Colony, Phase II, Ferozabad Road, Nh-2 Agra, Agra, Uttar Pradesh- 282006SYNB0009342282025013
Pratap NagarNo 36, Alka Puri, Pratap Nagar, Jaipur House, Agra, Uttar Pradesh-252010SYNB0009343282025504
ItoraItora Village Itora, Agra Uttar Pradesh- 282001SYNB0009826282025506
Agra Karkunj Road9A, Sector 13 Avas Vikas Colony, Agra, Uttar Pradesh -282007 SYNB00094562820250140562- 2600431
Agra Khandari BypassPlot No 38 Lajpat Kunj Khandari Road Agra Uttar Pradesh India-282002SYNB0009899282025015

Products Offered by Syndicate Bank in Agra 

Syndicate Bank has lined up a huge pipeline of deposits and loans at its Agra branches. Those who want to buy a home can enjoy the benefits of Synd Nivas, a scheme for home loan seekers. Additionally, you can avail education loan, car loan and much more. These products are nicely designed to fulfill the inherent needs of the customers. A close look at these products would be vital before choosing them, right! A table below is made just for that purpose. 

Basic Details of Syndicate Bank Loans in Agra

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Synd Saral (Personal Loan)Permanent employees working in state or central govt units, reputed private firms, teachers, pensioner, doctors, professionals, etc.Not more than annual gross salary12.25% - 13.25%0.5% of the loan amount with a minimum of ₹ 500 plus service tax, as applicableUpto 5 Years
Synd Nivas (Home Loan)Available to resident Indians, NRIs holding the Indian Passport, Person of Indian Origin, Hindu Undivided Families (HUFs)Upto 70%-90% of the property value8.50%0.125% of the loan amount
Minimum- ₹ 500
Maximum-₹5,000
Upto 30 Years
Synd Vahan (Car Loan)Minimum annual income should not be less than ₹2 lakhs.

Individuals, proprietors, partnership firms, agriculturists, trusts and few others are eligible to receive the loan.
Upto 95% of the on-road price or 3 times the gross annual income, whichever is lower for new cars.
Used car finance is limited to 10 lakhs or 70% of the valuation amount, whichever is lower
9.15%As applicable by the bankUpto 7 years for new cars

Upto 5 years for used cars
Synd Rent Residential or commercial property owners who have let out the property to government, reputed firms and even Syndicate Bank's premisesUpto 80% of the rent receivables, based on the unexpired lease period10.75%-11.25% p.a.As applicable by the bankUpto 10 Years
Synd Vidya Scheme (Education Loan)Students who have got the admission to a recognized institution either in India or abroadUpto ₹ 10 Lakhs in India
Upto ₹ 20 Lakhs Overseas
10.25%-11.50% p.a.NILUpto 15 Years
Synd Mortgage SchemeResidential or commercial property owners belonging to both salaried and non-salaried classesFor salaried-10 times of the net annual income
For non-salaried-10 times of last 3 years average gross annual income
11.50%-11.75% p.a.As applicable by the bankUpto 10 Years

Documents Sought by Syndicate Bank for Loans in Agra 

DocumentsSalaried Self-employed
Synd Saral (Personal Loan)Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Synd Nivas (Home Loan)Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID

Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement

Property Documents Showing Cost Estimate, Property Registration Copy
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Property Documents Showing Cost Estimate, Property Registration Copy
Synd Vahan (Car Loan)Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Margin Copy, Car Registration Copy
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Margin Copy, Car Registration Copy
Synd RentIdentity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Synd Mortgage SchemeIdentity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement
Documents of the property to be mortgaged
Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport
Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID
Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement

Documents of the property to be mortgaged

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