Syndicate Bank Gurugram - IFSC Code, Main Branch, Rates March 2024

Syndicate Bank Gurugram

About Syndicate Bank

The battle was full on against the Britishers and so was the mission of three men who left the obstacles miles ahead to script a historical achievement in India’s banking landscape. The architects were Upendra Anantha Pai, TMA Pai and Vaman Kudva. Imagine what they discovered? Syndicate Bank, a public sector bank that has grown from strength to strength over a period of time. Interestingly, all three were from different fields. While Mr. Upendra was a businessman, the other two were physician and engineer. But they collaborated effectively to establish Syndicate Bank in 1925, more than 20 years before India gained freedom in 1947. The foundation was unique and so was its initial service that caught the eye of the customers. And today, it holds a grand place in the bank’s hall of fame. Actually, it was a small saving scheme aimed to mobilize the deposits of the customers. The bank had their agents who were visiting the customers at their doorstep to pick the deposits. The bank garners a daily collection of ₹ 2 crores from the scheme, remarkable, isn’t it?

With such fabulous service offerings, the bank has seen growth coming all the way through. Over 40 years had gone and the bank achieved a significant milestone with the Government of India buying it from the private control. Means, the nationalization of the bank. As soon as it became a public entity, the bank started offering customized services to add to its growing list of customers. Today, the bank holds prominence in retail banking, corporate banking, MSME banking, international banking and rural banking.

What noteworthy is the fact that the bank constantly undergoes technological innovation to ensure smooth functioning and empowering the dreams of the customers. The introduction of Centralized Banking Solution (CBS) has been a shot in the arm for the bank as it has led to enhanced operational efficiencies of the branches and ATMs.

Syndicate Bank, currently, operates more than 3,000 branches and ATMs besides 50 regional offices in India. The establishment of regional offices ensures the smooth operation of the bank across various regions. The bank also has an overseas presence with a branch in London, an important financial hub globally.

The ‘Cyber City’ Gurugram houses branches of Syndicate bank. With branches of almost 30 in number, the bank has a lot of options for the customers willing to open an account or avail a loan. Staying in Gurugram, but not aware of the branch locator? Take the help of a table below and reach to your nearest Syndicate Bank branch in Gurugram.

Syndicate Bank Gurugram Branches

Branch NameComplete AddressIFSCMICRContact Detail
Farid NagarVillage & Po: Farid Nagar, Tehsil: Modinagar, Ghaziabad, Uttar Pradesh-245304SYNB0008554110025242
Navyug Market66, Navyug Market, Ghaziabad, Uttar Pradesh-201001SYNB00085561100251160120-2790145 2790205
DhaulanaVillage & Po :Dhaulana, Tehsil:Hapur, Ghaziabad, Uttar Pradesh-245301SYNB00085652450252020122-2376526
Delhi Public SchoolDelhi Public School, Meerut Road, Ghaziabad, Uttar Pradesh-201002SYNB00086701100251740120-2712236
SikrikalanSikrikalan, Modinagar, Ghaziabad, Uttar Pradesh- 201204SYNB0008761110025245
UpedaGarh Delhi Road, Vill & Po:Upeda, Ghaziabad, Uttar Pradesh-245201SYNB00087622450255020122-2342130
AssodaOpposite Nahar Colony, Meerut Road, Assoda, Ghaziabad, Uttar Pradesh-245101SYNB00087631100252480122-2316738
Maliwara4A:Basant Road, Maliwara, Ghaziabad, Uttar Pradesh-201001SYNB00087771100251170120-2791567, 2790028
Raj NagarR-1/77, Ground Floor, New Raj Nagar, Ghaziabad, Uttar Pradesh-201002SYNB00087801100251180120-2967621 2964631
Air Force Station, HindonAir Force Station, Hindon, Ghaziabad, Uttar Pradesh- 201004SYNB00088861100251400120-2634966, 2931401
Shastri NagarSF 17-Shastri Nagar, Ghaziabad, Uttar Pradesh, 201001SYNB00088901100251230120-2767430
IndirapuramPlot No 11 Vaibhav Khand, Shipra Sun City, Indirapuram, Ghaziabad, Uttar Pradesh-201010SYNB00088931100251390120-2911478, 2912649
Tronica CityUPSIDC Administrative Building, Tronica City, Delhi Saharanpur Road, Ghaziabad, Uttar Pradesh-201102SYNB00088941100251420120-2696968
VaishaliIII-A-1 Near Income Tax Office, Vaishali, Vasundhara Po, Ghaziabad, Uttar Pradesh, 201010SYNB00088961100251570120-2774858
Ghaziabad Trade Tax BhawanTrade Tax Bhavan, Collectorate Compound, Raj Nagar, Ghaziabad, Uttar Pradesh-201002SYNB00088971100251650120-2780091
Ghaziabad Regional OfficeGhaziabad Regional Office, R 1/77 First Floor, New Raj Nagar, Ghaziabad, Uttar Pradesh-201 002SYNB00087792010259990120-2968475, 2969614 2962163 2968365 2960514 2962203
Govindapuram ColonyGF M/S Gaur Square I-Block Govindapuram Colony, Ghaziabad, Uttar Pradesh-201013SYNB00089091100251910120-2769844
Rakesh MargJ-1/3F, Nehru Nagar, Rakesh Marg, Ghaziabad, Uttar Pradesh-201001SYNB0009311110025239
Rajendra NagarPlot No 76, Commercial Market, Sector 5, Rajendra Nagar, Ghaziabad, Uttar Pradesh-201002SYNB0009346110025324

Products Offered by Syndicate Bank in Gurugram

Syndicate Bank, with its wide range of products, can serve your financial needs to the fullest with any of its branches in Gurugram. The people of Gurgaon are availing a plenty of financial services to pursue their dreams of buying a home, car, LED television, and much more. The products that you can avail here include a personal loan, home loan, car loan, loan against property, and much more. A brief detail of the products is stated in the below table for you to look at.

Basic Details of Syndicate Bank Loans in Gurugram

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Synd Saral (Personal Loan)Permanent employees working in state or central govt units, reputed private firms, teachers, pensioner, doctors, professionals, etc.Not more than annual gross salary11.75% - 16.25%0.5% of the loan amount with a minimum of ₹ 500 plus service tax, as applicableUpto 5 Years
Synd Nivas (Home Loan)Available to resident Indians, NRIs holding the Indian Passport, Person of Indian Origin, Hindu Undivided Families (HUFs)Upto 70%-90% of the property value8.85% - 11.25%0.125% of the loan amount
Minimum- ₹ 500
Upto 30 Years
Synd Vahan (Car Loan)Minimum annual income should not be less than ₹2 lakhs.

Individuals, proprietors, partnership firms, agriculturists, trusts and few others are eligible to receive the loan.
Upto 95% of the on-road price or 3 times the gross annual income, whichever is lower for new cars.
Used car finance is limited to 10 lakhs or 70% of the valuation amount, whichever is lower
7.30% OnwardsAs applicable by the bankUpto 7 years for new cars

Upto 5 years for used cars
Synd Rent Residential or commercial property owners who have let out the property to government, reputed firms and even Syndicate Bank's premisesUpto 80% of the rent receivables, based on the unexpired lease period10.75%-11.25% p.a.As applicable by the bankUpto 10 Years
Synd Vidya Scheme (Education Loan)Students who have got the admission to a recognized institution either in India or abroadUpto ₹ 10 Lakhs in India
Upto ₹ 20 Lakhs Overseas
10.25%-11.50% p.a.NILUpto 15 Years
Synd Mortgage SchemeResidential or commercial property owners belonging to both salaried and non-salaried classesFor salaried-10 times of the net annual income
For non-salaried-10 times of last 3 years average gross annual income
11.50%-11.75% p.a.As applicable by the bankUpto 10 Years

Documents Sought by Syndicate Bank for Loans in Gurugram

Branch NameComplete AddressIFSCMICRContact Detail
ChandigarhSCO 66-67 Sector 17 B, Bank Square, Chandigarh-160017SYNB00096501600250010172-2703328, 2702931
Chandigarh Sector 38Sco 174-175, Sector-38, Chandigarh-160014SYNB00096521600250040172-2692830
Sector 47Mount Carmel School, Sector 47, Chandigarh-160047SYNB00096531600250080172-2631456
Sector 36APunjab State Board Of, Technical Education, Sector 36A, Chandigarh- 160036SYNB00096541600250070172-2622762
Chandigarh Regional OfficeChandigarh Regional Office, Bank Square SCO 76-77, Sector 17 B, Chandigarh- 160 017, SYNB00096511600259990172-2728603, 2704417, 2703721, 2703689


Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%