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About Syndicate Bank
The battle was full on against the Britishers and so was the mission of three men who left the obstacles miles ahead to script a historical achievement in India’s banking landscape. The architects were Upendra Anantha Pai, TMA Pai and Vaman Kudva. Imagine what they discovered? Syndicate Bank, a public sector bank that has grown from strength to strength over a period of time. Interestingly, all three were from different fields. While Mr. Upendra was a businessman, the other two were physician and engineer. But they collaborated effectively to establish Syndicate Bank in 1925, more than 20 years before India gained freedom in 1947. The foundation was unique and so was its initial service that caught the eye of the customers. And today, it holds a grand place in the bank’s hall of fame. Actually, it was a small saving scheme aimed to mobilize the deposits of the customers. The bank had their agents who were visiting the customers at their doorstep to pick the deposits. The bank garners a daily collection of ₹ 2 crores from the scheme, remarkable, isn’t it?
With such fabulous service offerings, the bank has seen growth coming all the way through. Over 40 years had gone and the bank achieved a significant milestone with the Government of India buying it from the private control. Means, the nationalization of the bank. As soon as it became a public entity, the bank started offering customized services to add to its growing list of customers. Today, the bank holds prominence in retail banking, corporate banking, MSME banking, international banking and rural banking.
What noteworthy is the fact that the bank constantly undergoes technological innovation to ensure smooth functioning and empowering the dreams of the customers. The introduction of Centralized Banking Solution (CBS) has been a shot in the arm for the bank as it has led to enhanced operational efficiencies of the branches and ATMs.
Syndicate Bank, currently, operates more than 3,000 branches and ATMs besides 50 regional offices in India. The establishment of regional offices ensures the smooth operation of the bank across various regions. The bank also has an overseas presence with a branch in London, an important financial hub globally.
The ‘Cyber City’ Gurugram houses branches of Syndicate bank. With branches of almost 30 in number, the bank has a lot of options for the customers willing to open an account or avail a loan. Staying in Gurugram, but not aware of the branch locator? Take the help of a table below and reach to your nearest Syndicate Bank branch in Gurugram.
Syndicate Bank Gurugram Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Farid Nagar||Village & Po: Farid Nagar, Tehsil: Modinagar, Ghaziabad, Uttar Pradesh-245304||SYNB0008554||110025242|
|Navyug Market||66, Navyug Market, Ghaziabad, Uttar Pradesh-201001||SYNB0008556||110025116||0120-2790145 2790205|
|Dhaulana||Village & Po :Dhaulana, Tehsil:Hapur, Ghaziabad, Uttar Pradesh-245301||SYNB0008565||245025202||0122-2376526|
|Delhi Public School||Delhi Public School, Meerut Road, Ghaziabad, Uttar Pradesh-201002||SYNB0008670||110025174||0120-2712236|
|Sikrikalan||Sikrikalan, Modinagar, Ghaziabad, Uttar Pradesh- 201204||SYNB0008761||110025245|
|Upeda||Garh Delhi Road, Vill & Po:Upeda, Ghaziabad, Uttar Pradesh-245201||SYNB0008762||245025502||0122-2342130|
|Assoda||Opposite Nahar Colony, Meerut Road, Assoda, Ghaziabad, Uttar Pradesh-245101||SYNB0008763||110025248||0122-2316738|
|Maliwara||4A:Basant Road, Maliwara, Ghaziabad, Uttar Pradesh-201001||SYNB0008777||110025117||0120-2791567, 2790028|
|Raj Nagar||R-1/77, Ground Floor, New Raj Nagar, Ghaziabad, Uttar Pradesh-201002||SYNB0008780||110025118||0120-2967621 2964631|
|Air Force Station, Hindon||Air Force Station, Hindon, Ghaziabad, Uttar Pradesh- 201004||SYNB0008886||110025140||0120-2634966, 2931401|
|Shastri Nagar||SF 17-Shastri Nagar, Ghaziabad, Uttar Pradesh, 201001||SYNB0008890||110025123||0120-2767430|
|Indirapuram||Plot No 11 Vaibhav Khand, Shipra Sun City, Indirapuram, Ghaziabad, Uttar Pradesh-201010||SYNB0008893||110025139||0120-2911478, 2912649|
|Tronica City||UPSIDC Administrative Building, Tronica City, Delhi Saharanpur Road, Ghaziabad, Uttar Pradesh-201102||SYNB0008894||110025142||0120-2696968|
|Vaishali||III-A-1 Near Income Tax Office, Vaishali, Vasundhara Po, Ghaziabad, Uttar Pradesh, 201010||SYNB0008896||110025157||0120-2774858|
|Ghaziabad Trade Tax Bhawan||Trade Tax Bhavan, Collectorate Compound, Raj Nagar, Ghaziabad, Uttar Pradesh-201002||SYNB0008897||110025165||0120-2780091|
|Ghaziabad Regional Office||Ghaziabad Regional Office, R 1/77 First Floor, New Raj Nagar, Ghaziabad, Uttar Pradesh-201 002||SYNB0008779||201025999||0120-2968475, 2969614 2962163 2968365 2960514 2962203|
|Govindapuram Colony||GF M/S Gaur Square I-Block Govindapuram Colony, Ghaziabad, Uttar Pradesh-201013||SYNB0008909||110025191||0120-2769844|
|Rakesh Marg||J-1/3F, Nehru Nagar, Rakesh Marg, Ghaziabad, Uttar Pradesh-201001||SYNB0009311||110025239|
|Rajendra Nagar||Plot No 76, Commercial Market, Sector 5, Rajendra Nagar, Ghaziabad, Uttar Pradesh-201002||SYNB0009346||110025324|
Products Offered by Syndicate Bank in Gurugram
Syndicate Bank, with its wide range of products, can serve your financial needs to the fullest with any of its branches in Gurugram. The people of Gurgaon are availing a plenty of financial services to pursue their dreams of buying a home, car, LED television, and much more. The products that you can avail here include a personal loan, home loan, car loan, loan against property, and much more. A brief detail of the products is stated in the below table for you to look at.
Basic Details of Syndicate Bank Loans in Gurugram
|Products||Eligibility||Loan Amount||Interest Rate||Processing Fee||Tenure|
|Synd Saral (Personal Loan)||Permanent employees working in state or central govt units, reputed private firms, teachers, pensioner, doctors, professionals, etc.||Not more than annual gross salary||12.40% - 13.65%||0.5% of the loan amount with a minimum of ₹ 500 plus service tax, as applicable||Upto 5 Years|
|Synd Nivas (Home Loan)||Available to resident Indians, NRIs holding the Indian Passport, Person of Indian Origin, Hindu Undivided Families (HUFs)||Upto 70%-90% of the property value||8.75%||0.125% of the loan amount|
Minimum- ₹ 500
|Upto 30 Years|
|Synd Vahan (Car Loan)||Minimum annual income should not be less than ₹2 lakhs. |
Individuals, proprietors, partnership firms, agriculturists, trusts and few others are eligible to receive the loan.
|Upto 95% of the on-road price or 3 times the gross annual income, whichever is lower for new cars.|
Used car finance is limited to 10 lakhs or 70% of the valuation amount, whichever is lower
|9.10%||As applicable by the bank||Upto 7 years for new cars|
Upto 5 years for used cars
|Synd Rent||Residential or commercial property owners who have let out the property to government, reputed firms and even Syndicate Bank's premises||Upto 80% of the rent receivables, based on the unexpired lease period||10.75%-11.25% p.a.||As applicable by the bank||Upto 10 Years|
|Synd Vidya Scheme (Education Loan)||Students who have got the admission to a recognized institution either in India or abroad||Upto ₹ 10 Lakhs in India|
Upto ₹ 20 Lakhs Overseas
|10.25%-11.50% p.a.||NIL||Upto 15 Years|
|Synd Mortgage Scheme||Residential or commercial property owners belonging to both salaried and non-salaried classes||For salaried-10 times of the net annual income|
For non-salaried-10 times of last 3 years average gross annual income
|11.50%-11.75% p.a.||As applicable by the bank||Upto 10 Years|
Documents Sought by Syndicate Bank for Loans in Gurugram
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Chandigarh||SCO 66-67 Sector 17 B, Bank Square, Chandigarh-160017||SYNB0009650||160025001||0172-2703328, 2702931|
|Chandigarh Sector 38||Sco 174-175, Sector-38, Chandigarh-160014||SYNB0009652||160025004||0172-2692830|
|Sector 47||Mount Carmel School, Sector 47, Chandigarh-160047||SYNB0009653||160025008||0172-2631456|
|Sector 36A||Punjab State Board Of, Technical Education, Sector 36A, Chandigarh- 160036||SYNB0009654||160025007||0172-2622762|
|Chandigarh Regional Office||Chandigarh Regional Office, Bank Square SCO 76-77, Sector 17 B, Chandigarh- 160 017,||SYNB0009651||160025999||0172-2728603, 2704417, 2703721, 2703689|