Syndicate Bank Kolkata
Last Updated : Aug. 30, 2018, 5:12 p.m.
About Syndicate Bank
Started with a combined capital of ₹ 8000 by three men with three different backgrounds in 1925, Syndicate Bank has gone a 360 degree in establishing itself in an extremely competitive banking space. From a very few to lakhs of customers, the bank has been steadily growing with the time. It is this urge for growth that has allowed Syndicate Bank to differentiate itself across various channels of banking-Corporate, MSME, retail, rural and NRI. Customers belonging to these segments are increasingly reaching out to Syndicate Bank for their banking needs.
The glorious run of the bank started with a small idea. Very soon, it picked momentum and has now become the specialty of the bank. It was a small savings scheme, which began in 1928. Now it has become the bank’s brand equity. The bank had launched Pigmy Deposit Scheme, which meant that the collection agents would go to pick up the cash from the customers to deposit in their accounts. The service caught upon the public imagination deeply and today it results in deposits of 2 crores for the bank on a daily basis. Following the massive success the bank has had in the 40 years of private ownership, the Government of India acquired it and controlled its operations from thereon.
The hallmark of the bank has been to come up with new technology to improve the operational efficiency. In a bid to achieve the same, a Centralized Banking Solution (CBS) is now in place. The CBS has let the bank enjoy a strong operational base through an exemplary flow of work in its branches and ATMs.
The brand visibility of the bank can be inferred from the fact that it runs more than 3,000 branches and ATMs across India, along with over 50 regional offices to take stock of its operation. It also has a branch in London.
Kolkata, the city of sweets and various other delicacies, is also blessed with the pleasant services of Syndicate Bank. The bank has around 70 branches from which you can look to get your financial needs fulfilled. The executives working across the Kolkata branches are cooperative and do resolve your query at the earliest. Now if you want to know about the branches there, take a glance at the table below.
Syndicate Bank Kolkata Branches
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Netaji Subhash Road | 6 Netaji Subhash Road, Royal Exchange, Dalhousie Area, Kolkata, West Bengal-700001 | SYNB0009500 | 700025012 | 033-22308014, 22309290 |
Brabourne Road | LIC Building Illaco House, 1 Brabourne Road, Kolkata-700001 | SYNB0009502 | 700025006 | 033-22427163, 22426126 |
Rashbehari Avenue | 134 Rashbehari Avenue, Opp. Deshpriya Park, Kolkata, West Bengal-700029 | SYNB0009503 | 700025016 | |
Bara Bazar | Kaveri House, 132/1 M G Road, Kolkata, West Bengal- 700007 | SYNB0009505 | 700025003 | 033-22696330, 22334133, 22680930 |
Shyam Bazar | 48 Canal West Road, Ist Floor Shyam Bazar, Kolkata, West Bengal-700004 | SYNB0009506 | 700025014 | |
Gariahat | 226B, Rashbehari Avenue, Near Gariahat Market, Kolkata, West Bengal-700019 | SYNB0009507 | 700025009 | 033-24404324 |
Manick Tolla | 171D & 173A, Vivekananda Road, Manick Tolla, Kolkata, West Bengal-700006 | SYNB0009508 | 700025011 | 033-23507477, 23507477 |
Circus Avenue | 40 A&B Circus Avenue, Kolkata, West Bengal-700017 | SYNB0009509 | 700025005 | |
Esplanade | 1-C.R.Avenue, Kolkata, West Bengal-700072 | SYNB0009511 | 700025017 | 033-22345345, 22364822 |
Jadavpur | 3 Central Road, Jadavpur, Kolkata, West Bengal-700032 | SYNB0009515 | 700025021 | 033-24722949, 24722949 |
Sunny Park | 43-Ashutosh Chowdhury Avenue | SYNB0009516 | 700025027 | |
Kolkata Housing Finance Branch | BB-24, First Floor, Salt Lake City, Sector-I, Kolkata, West Bengal-700064 | SYNB0009518 | 700025997 | 033-23341398, 23341398 |
Diamond Harbour Road | Sangita Apartment, First Floor, 90 Diamond Harbour Road, Kolkata, West Bengal-700008 | SYNB0009519 | 700025030 | 033-24466090 |
Rajarhat New Town | Green Wood Park Project, Haripur-Suri Road, Action Area 1A, Opposite Hidco Office Block 1, Gr Floor, New Town, Rajarhat, Kolkata, West Bengal-700156 | SYNB0009525 | 700025037 | 033-23243035 |
Park Street | St.Xaviers College, 30 Park Street, Kolkata-700016 | SYNB0009585 | 700025024 | |
Bhowanipur | 31 Ground Floor, Allenby Road, Ward No 10, Bhowanipur, Kolkata, West Bengal-700026 | SYNB0009586 | 700025038 | 033-24862039 |
Ballygunj Circular Road | St Lawrence School, 27, Ballygunj Circular Road, Ballygunj Po, Kolkata, West Bengal-700019 | SYNB0009588 | 700025043 | 033-24860455 |
Tollygunge | 39/1A N S Road, Kolkata, West Bengal-700040 | SYNB0009589 | 700025036 | |
Ganesh Chandra Avenue | 2-B, Ganesh Chandra Avenue, Kolkata, West Bengal-700013 | SYNB0009590 | 700025008 | 033-22132272, 2213272 |
Products Offered by Syndicate Bank in Kolkata
Are you planning an overseas trip from Kolkata? Is buying a home in Park Street your wish? Want to roam around with your friends through the picturesque locales of Kolkata? All these and more wishes can be met with Syndicate Bank branches that are located in the city. The choice of options will depend upon the wishes you have. So, whatever the wish may be, there is a product for you to avail of at these branches. In search of the details of loans at Syndicate Bank in Kolkata? Find all that in a table below showing the details of a personal loan, home loan , car loan and much more.
Basic Details of Syndicate Bank Loans in Kolkata
Products | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
Synd Saral (Personal Loan) | Permanent employees working in state or central govt units, reputed private firms, teachers, pensioner, doctors, professionals, etc. | Not more than annual gross salary | 11.75% - 16.25% | 0.5% of the loan amount with a minimum of ₹ 500 plus service tax, as applicable | Upto 5 Years |
Synd Nivas (Home Loan) | Available to resident Indians, NRIs holding the Indian Passport, Person of Indian Origin, Hindu Undivided Families (HUFs) | Upto 70%-90% of the property value | 8.85% - 11.25% | 0.125% of the loan amount Minimum- ₹ 500 Maximum-₹5,000 | Upto 30 Years |
Synd Vahan (Car Loan) | Minimum annual income should not be less than ₹2 lakhs. Individuals, proprietors, partnership firms, agriculturists, trusts and few others are eligible to receive the loan. | Upto 95% of the on-road price or 3 times the gross annual income, whichever is lower for new cars. Used car finance is limited to 10 lakhs or 70% of the valuation amount, whichever is lower | 7.30% Onwards | As applicable by the bank | Upto 7 years for new cars Upto 5 years for used cars |
Synd Rent | Residential or commercial property owners who have let out the property to government, reputed firms and even Syndicate Bank's premises | Upto 80% of the rent receivables, based on the unexpired lease period | 10.75%-11.25% p.a. | As applicable by the bank | Upto 10 Years |
Synd Vidya Scheme (Education Loan) | Students who have got the admission to a recognized institution either in India or abroad | Upto ₹ 10 Lakhs in India Upto ₹ 20 Lakhs Overseas | 10.25%-11.50% p.a. | NIL | Upto 15 Years |
Synd Mortgage Scheme | Residential or commercial property owners belonging to both salaried and non-salaried classes | For salaried-10 times of the net annual income For non-salaried-10 times of last 3 years average gross annual income | 11.50%-11.75% p.a. | As applicable by the bank | Upto 10 Years |
Documentation for Syndicate Bank Loans in Kolkata
Documents | Salaried | Self-employed |
---|---|---|
Synd Saral (Personal Loan) | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement |
Synd Nivas (Home Loan) | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Showing Cost Estimate, Property Registration Copy | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Showing Cost Estimate, Property Registration Copy |
Synd Vahan (Car Loan) | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Margin Copy, Car Registration Copy | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Margin Copy, Car Registration Copy |
Synd Rent | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement |
Synd Mortgage Scheme | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Documents of the property to be mortgaged | Identity Proof- PAN Card/Voter ID/Aadhaar card/Passport Residence Proof-Utility Bill/Aadhaar Card/Passport/Voter ID Income Proof-Salary Slips for Last 3 Months, Form 16 for Last 2 Years, Last 6-month Bank Statement Documents of the property to be mortgaged |