Top five budget destinations of western India that you must visit

Travel Loan599 views

When the talks veer around the travel destinations in western India, then you can’t take your eyes off from the beautiful beaches, beach parties, hills, mountains, waterfall, etc. These spectacular sights will definitely drive you crazy and make your visit a memorable one. During any time of the year, you can visit here and get influenced by the charm it presents. Rich in culture, the western India destinations embody a perfect picture that attracts travellers from all over the world. You can witness rafting expeditions, Sunburn Festival, Rann Utsav, Water Sports as well as other celebrations and activities. There are many jaw-dropping destinations that you can find in western India, such as Goa, Mumbai, Mahabaleswar, Panchgani, Khandala, Lonavla, Dandeli National Park, among others. You will have incure a cost of say Rs 10,000-35,000 for travelling across these locations. You can do that by either paying cash or take personal loan to fulfill your dream. Personal loan is provided by banks and non-banking finance companies (NBFCs) for a maximum period of 5 years at an interest rate of 10%-25% per annum. You can get the loan upto Rs 30 lacs. Based on the monthly income and repayment capacity, the lender will set an amount that you are eligible to receive as loan.The payment of the loan can be done in equated monthly installments (EMIs), the portion of both interest and principal payable on the loan amount. So, visit the nearest bank branch or go online to apply for personal loan.

Goa

Goa is the most sought after holiday destination for both foreigners as well as the Indians because of its wonderful beach, sea foods, amusement parks, etc. Honeymoon couples can enjoy sun bath, wonderful spa, boat riding and many more. Get yourself laced with lush green orchards surrounded by azure water. Also, you can enjoy the ancient architecture and festives of Goa.

Now check out the fares for Goa

Train Fare- Rs 1,000-2,000

Air Fare- Rs 3,000-7,000

Cost of food- Rs 100-1,500 per person per day

Best shopping places- Mapusa Market, Anjuna Flea Market, Calangute Market Square, Mackie's Night Bazaar

People Also Look For  Travel Hassle Free with ICICI Bank Travel Loan

Must buy shopping items- wooden carvings, handicrafts, cashew feni, spices

Table showing the list of budget hotels in Goa

Budget Hotels Estimated cost per day
Hotel Ashirwad Rs 1,000
La Len Resort Rs 1,100
Vailankanni Holiday Homes Rs 1,200
Baga Villa Rs 1,300
Sangolda Greenz Rs 1,750

Mumbai

Mumbai, the city of dreams, is not only the home to Bollywood but has wonderful sea shore in Juhu Beach, Marine Drive, as well as Haji Ali Dargah. The city of Mumbai is a matter of huge research as it is divided into two extremes, where on one side you will see the rich dwelling into the luxurious world and on the other hand the middle class and the poors spending the day eating 'vada pavs'. Coming back to the travel, you can get to see popular sights here via bus titled Mumbai Darshan. And if you are a party freak and have the money, then get ready to shake your leg in the club party till late into the night. You can enjoy delicious cuisine as well as the street food such as vada pav and others.

Now check out the fares that you will have to pay to reach Mumbai.

Train Fare- Rs 1,000-4,000

Air Fare- Rs 3,000-5,000

Cost of Food- Rs 100-1,500 per person per day

Best shopping places- Colaba Causeway, Bandra, Crawford Market, Fashion Street, Zaveri Bazaar

Must buy items-cloths, shoes, jewellery, precious stones, antiques, electronics

Table showing the list of budget hotels in Mumbai

Budget Hotels Estimated cost per day
Hotel Travellers Inn Rs 1,900
Hotel Oasis Rs 3,000
Hotel Arma Court Rs 3,000
Hotel Accord Rs 4,200
Residency Hotel Andheri Rs 4,300

Mahabaleshwar

Mahabaleshwar, a hill station located towards south of Mumbai, is a perfect holiday destination for you to enjoy. You can enjoy activities like Trekking, horse riding, boat riding, and view many spectacular sights like Arthur's Seat, Wilson Point, Bombay Point, Lingamala Falls, Babington Point and Elephant's head point.

Check the out the travel cost, best shopping places, etc in Mahabaleshwar

People Also Look For  Top 5 Budget Hotels in Singapore

Train Fare-Till Mumbai- Rs 1,000-4,000

Air Fare-Till Mumbai- Rs 3,000-5,000

Afterwards, you will have to pay a bus fare of up to Rs 400 to reach Mahabaleshwar

Cost of food- Rs 100-1,000 per person per day

Best shopping places-Town Bazaar, Imperial Stores, Amit Super Market, Mahabaleshwar Shopping

Must buy items-international chocolates and sauces, strawberries, raspberries and gooseberries

Table showing the list of budget hotels in Mahabaleshwar

Budget Hotels Estimated cost per day
Hotel Relax Inn Rs 800
Krishna Continental Rs 2,000
Hotel Vyankatesh Rs 2,600
Pratap Heritage Rs 2,800
Hotel J's Excellency Rs 3,000

Panchgani

Panchgani, another beautiful hill station closer to Mahabaleshwar, is a perfect place for people looking for peace. Laced with green forests, Panchgani has many beautiful sights such as Table Land, Pandavgadh Caves, Rajpuri Caves, Devil's Kitchen, Parsi Point, etc.

Now check the fares that you need to pay to reach Panchgani.

Train Fare-Till Mumbai- Rs 1,000-4,000

Air Fare-Till Mumbai- Rs 3,000-5,000

Afterwards, you will have to pay a bus fare of up to Rs 450 to reach Panchgani from Mumbai

Best shopping places- Shivaji Circle, Buddha Ka Bazaar, Strawberry Den

Must buy items-leather goods, wooden handicrafts, fruits, juices, mocktails

Table showing the list of budget hotels in Panchgani

Budget Hotels Estimated cost per day
Pan Hill Hotel Rs 1,700
Hotel Gitanjali Rs 2,600
Elypsium Spa Resort Panchgani Rs 3,000
The Signature Crest Rs 3,100
Strawberry Hills Resort Rs 3,500

Khandala

Khandala reminds of 'Aati Kya Khandala' song from the Bollywood movie with Aamir Khan and Rani Mukherjee in the lead. This beautiful place will excite you through its favourable climate and Kune Waterfall, regarded as the best waterfalls in India. This place has everything an ardent nature loves craves for. Some of the spectacular sights that you can view here are Pavana Lake, Bhaja Caves, Lohgad Fort, Nagphani, Reversing Station, Shooting Point, Rajmachi Fort, etc.

Now check the cost you will have to bear to reach Khandala.

Train Fare-Till Mumbai- Rs 1,000-4,000

Air Fare-Till Mumbai- Rs 3,000-5,000

Afterwards, you will have to pay a bus fare of up to Rs 500-600 to reach Khandala from Mumbai

People Also Look For  Best Websites to Plan Your Travel Online

Best shopping places- Khandala Market

Must buy items- Chikki, canned jams, snacks such as chivda, sev and wafers

Table showing the list of budget hotels in Khandala

Budget Hotels Estimated cost per day
Sai Niwas Hotel Rs 1,200
Lions Den Hotel Rs 1,400
Girija Hotel Rs 1,800
La Exotica Hotel Rs 2,000
Purohit Holiday Resort Rs 2,200

Travel Loan
You can take travel loan to visit the said destinations if you do not have the requisite funds. Travel loans in India come under the category of personal loan. All you have to do is apply to the bank for personal loan. The minimum and maximum amount of personal loan are Rs 10,000 and Rs 30,00,000, respectively.

Table showing the interest rate on personal loan from select banks

Banks  Interest Rate  Processing Fee
SBI 17.65% per annum 2%-3% of the loan amount
HDFC Bank 15.75%-20% per annum 2% of the loan amount subject to a minimum and maximum of Rs 1,000 and Rs 25,000, respectively
ICICI Bank 11.49%-17.50% per annum 2.5% of the loan amount plus service tax as applicable
Axis Bank 15.5%-24% per annum 1.5%-2% of the loan amount and service tax as applicable

 

Key points to be kept in mind
• Plan your travel early and make sure you book the ticket at least three months in advance to reduce the costs
• Keep an eye on the discount offers of the airlines to reduce your cost of travel
• You can visit travel websites like MakeMyTrip, Yatra, Clear Trip and others to book air tickets
• Check for travel package with companies like Thomas Cook and others
• Travel package companies roll out different types of plans. Invariably, they offer package at lower cost when you travel with family compared to the time when you do the same alone.
• Check for discount in travel package offers
• For railway tickets, please log on to irctc website

Personal Loan Interest Rates November 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates November 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.65% - 9.65%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.00% - 9.25%
Axis Bank8.80% - 9.05%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%