UCO Bank Hyderabad

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About UCO Bank 

Comparing the bank's history and its present is always an exciting thing to do. And when you do in the case of a bank whose history is as old as 75 years, the goosebumps get stronger than before. Yes, we are talking about UCO Bank endowed with custom products and services for the customers to take benefit from. 

It was 1943 when the bank was established. But Ghanshyam Das Birla, the bank's founder, conceived an idea a year before while being a member of Quit India Movement 1942. He truly was a visionary and that translated into the bank expanding its horizon across the length and breadth of India's geographical landscape. From a handful of head offices in Kolkata to more than 3,000 branches, over 2,500 ATMs and 42 head offices, the bank's journey can be called a very successful one. It's not only the bank which has benefitted but also the customers who got what they were looking for. Those who were looking to buy homes, cars or travel around got their wishes fulfilled by the bank. 

Within its stay, the bank has been able to create a separate identity in the areas of personal banking, corporate banking, NRI banking, MSME banking, rural banking, etc. For all these banking verticals, the bank has products catering to the specific needs. 

For people staying in the coastal locations like Hyderabad, you can choose from around 30 branches of UCO Bank to bank with. Below are the details related to UCO Bank branches in Hyderabad. 

UCO Bank Branches in Hyderabad

Branch NameComplete AddressIFSCMICRContact Detail
Hyderabad MainHyderabad Main Branch, Pushpanjali Complex, Rear Block, Ground Floor, Kothi, HyderabadUCBA0000114500028002040-24741016
Banjara Hills8 2 624, Ground Floor, Road No 10, Banjara Hills, Hyderabad, Andhra PradeshUCBA000097950002800040-55615838
ABID Circle5.8.600 To 604, 1St Floor, Mubarak Bazar, Hyderabad, Andhra Pradesh-500001UCBA0001441500028003040-23201404
Malkapet16-2-705 By 28, Malkapet, Hyderabad, Andhra Pradesh- 500036UCBA0001628500028006040-2455033
Suryanagar8-1-21 Plot No.12, Suryanagar, Toli Chowk, Hyderabad, Andhra Pradesh-500008UCBA0001746500028008040-23563006
BandlagudaGeological Survey Of India, Memsoorabad, Hyderabad 500060UCBA0001885500028011040-24222301
Jubilee HillsDoor No.8-2- 293 By 82 Y A By 490 Road No.10 And 12 Corner, Jubilee Hills, HyderabadUCBA0001905500028013040-23555768
KukatpallyMIG 298, Phase - I, 4Th Road, Kphb Colony, Kukatpally- Hyderabad- 500072UCBA0001906500028012040-23057842
Mahaboobnagar7-5- 108/B, Venkateswara Colony, Opp.Indian Oil Petrol Pump, Mahaboobnagar- 509002UCBA00020195090280028542273848
Gachibowli2-52-88, Saiteja Enclave, Indira NagarUCBA0002110500028016040-23005022
MadhapurPlot No-76 Pravabati Plaza, HyderabadUCBA0002111500028015040-23110118
ECIL Cross RoadsECIL Cross Roads, HyderabadUCBA0002267500028018
Banjara Hills Mid Corporate BranchBanjara Hills Mid Corporate Branch, HyderabadUCBA0002142500028017040-23317818
Hyderabad Service BranchHyderabad Service Branch, HyderabadUCBA0002113500028001040-24744024
Flagship Corporate BranchFlagship Corporate Branch, HyderabadUCBA0002268500028019040-23403360
KarmanghatH-No-10-1-80/1/B-Ground Floor, Ramdev Plaza Karmanghat, Karmanghat X Road, HyderabadUCBA0002402500028020040-24098788
Hyderabad Asset Management6-3-1108, Ground Floor, Nava Bharat Chambers Raj Bhavan Road, Somajiguda, HyderabadUCBA0002804500028999
DilsukhnagarDoor No 5-1, 5-2, Ground Floor, Sri Durga Com Durganagar Colony, Dilsukhnagar, HyderabadUCBA0002911040-23322345

Products Offered by UCO Bank in Hyderabad

You can get products such as a car loan, home loan, personal loan, loan against property and others to fulfill your financial goals at UCO bank branches in Hyderabad. The details of these loans are different. So, it calls for a comprehensive reading and the table below will enable just that.

Basic Details of UCO Bank Loans in Hyderabad

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
UCO Home LoanIndividuals with a minimum age of 21 years at the time of application and 70 years at the proposed expiry of the loan tenure are eligible. 75%-90% of the property value8.45% - 8.70%0.5% of the loan amount

Minimum- ₹ 1,500

Maximum- ₹ 15,000
Upto 30 years
UCO Personal LoanConfirmed employees of either public or private sector entities or have served for a minimum period of 2 years at the existing organization for getting the approval.

Net salary after deductions of PF and others must not be less than 40% of the gross income.
₹ 10 lakhs9.60% - 12.60%1% of the loan amount, subject to a minimum of ₹ 750Upto 5 years
UCO Property Loan SchemeAvailable to companies, firms and individuals who have a property to mortgage.

Age must be 21 years while applying for a loan and must not be over 65 years at the time of loan maturity.

Minimum monthly gross salary of applicants should be ₹ 20K-30K

Net salary should not be less than 40% of the gross salary or ₹ 10,000, whichever is more.

For businessmen, a yearly income of ₹ 4 lakhs is required.
₹ 2 Cr-5 Cr10.75%-11.75% p.a.Upto 1% of the loan amountUpto 12 years
UCO Education LoanStudents applying for courses accredited to DoE. Courses for which loan is granted include ICWA, CFA, CA, MCA, MBA, MS, etc.

Age of 28-33 years at the time of application
₹ 10 Lakhs-20 Lakhs10.60%-11% p.a.NILUpto 15 years
UCO Car LoanRegular employee with a minimum work experience of 6 months are eligible to apply for a car loan.

Monthly salary should be a minimum of ₹ 20,000, while self-employed must earn atleast ₹ 4 lakhs-5 lakhs
Upto 85% of the on-road price of new cars.

For salaried, loan amount can equal to 36 times of gross monthly emolument

Self-employed can receive loan upto 3 times of the average gross annual income of the previous two years.

For old cars, the maximum finance is restricted to 5 lacs-15 lacs
8.70% - 8.95%1% of the loan amount, subject to a maximum of ₹ 1,500Upto 7 years for new cars

Upto 5 years for old cars
UCO Trader LoanExisting businesses which are in the operation for a minimum of years and making profits in the previous 2 years are eligible to receive the loan.₹ 1 Lakh-2 Crore9.75%-11.55% p.a.Upto ₹ 20,000
UCO Roop SangamAvailable to any woman or a unit formed by a group of women.

The Partnership firms where women partners must have a higher share.

Companies where women own the maximum of capital, which is invested.

The borrower should be a minimum of 20 years at the time of application and must not be over 60 years by the time loan matures.
₹ 3 Lakhs-10 Lakhs9.75% p.a.Upto ₹ 363 per lakh and service tax, if anyUpto 5-7 years
UCO CA Loan SchemeChartered accountants be it on an individual or joint basis or proprietorship firm or a partnership firm.

CA firm must have been working for the last 2 years.

The applicant's name or firm name must not have figured among the RBI's list of defaulters.
Upto 2 Lakhs-1 Crore11.70% p.a.0.5% of the loan amount, subject to a minimum of ₹ 2,000Upto 10 years

Documents Required to Avail Loans from UCO Bank in Hyderabad

ProductsSalariedSelf-employed
UCO Home LoanIdentity Proof- PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months

Property Registration Documents, Property Cost Estimate Prepared by a Chartered Engineer

Duly Signed Application Form along with Passport Size Photographs
Identity Proof- PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Business Establishment Proof- Service Tax/Sales Tax/VAT Registration, Telephone or Electricity Bills of Shops

Income Proof- ITR for the last 3 Years, Profit & Loss Account Statement & Audited Balance Sheet for the Last 3 Years, Bank Statement for the Last 6 Months

Property Registration Documents, Property Cost Estimate Prepared by a Chartered Engineer
UCO Personal LoanIdentity Proof- PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months
UCO Car LoanAge Proof-PAN Card/Voter ID/Passport/Aadhaar Card

Identity Proof-PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months

Hypothetication of the Car to be Purchased
Age Proof-PAN Card/Voter ID/Passport/Aadhaar Card

Identity Proof- PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Income Proof- IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years

Business Establishment Proof- Shop & Establishment act Certificate/ Sales tax Certificate / SSI Registered Certificate /Copy of Partnership

Hypothecation of the Car to be Purchased
UCO Property Loan SchemeIdentity Proof-PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months

Equitable Mortgage/Registered Mortgage of Land/Flat/House/Apartment
Identity Proof-PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Income Proof- IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years

Business Establishment Proof- Shop & Establishment act Certificate/ Sales tax Certificate / SSI Registered Certificate /Copy of Partnership

Equitable Mortgage/Registered Mortgage of Land/Flat/House/Apartment
UCO Roop SangamIdentity Proof-PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months
Identity Proof-PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Income Proof- IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years

Business Establishment Proof- Shop & Establishment act Certificate/ Sales tax Certificate / SSI Registered Certificate /Copy of Partnership
UCO Trader LoanIdentity Proof-PAN Card/Voter ID/Passport/Aadhaar Card

Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill

Income Proof- IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years


 


 

 

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