United Bank of India Car Loan in Bengaluru

About United Bank of India Car Loan in Bengaluru

Bengaluru is one of the top cities in India. It is referred to as the Silicon Valley of India. The city has some of the best roads in the country. Who will not agree to drive on such roads? All you need is a car. In case, you have dreams of owning a car but the lack of finance is stopping you, then there is a bank that can fulfil your dream. United Bank of India offers a car loan to the customers based in the city at the best rates possible. It has already opened up several branches in the capital of Karnataka.

United Bank of India Car Loan Bengaluru at a glance

The important details about a car loan offered by United Bank Of India in the city have been given below.

ParticularDetails
Interest rate8.85% - 9.65%
Loan amountMax. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals
TenureNew Cars: 7 years (For pensioners max. 6 years)

Used Cars: 5 years(For pensioners max. 4 years)
Processing fee0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-.
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Car Loan Bengaluru

The eligibility norms for a car loan product offered by United Bank of India have been given below.

For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.

For self-employed professional and businessman: The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.

Documents required for United Bank of India Car Loan Bengaluru

The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-

For Salaried Employees

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed individuals

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

For additional details, you can always refer to Car Loan Bengaluru.

Address of United Bank of India Branches in Bengaluru

The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Bangalore Cantonment40/2, Brigade Road, Bangalore - 560001, KarnatakaUTBI0BGC815560027003(080) 25582179
Bangalore40 Kempegowda Road, Bangalore - 560009, KarnatakaUTBI0BGL806560027002(080) 22354339
BannerghattaBannerghatta Main Road, Gottigere, Bangalore - 560076, KarnatakaUTBI0BTG8505600270071800-345-0345
Electronic CityU B I Building, Plot No - 100, Electronic City (Opp. Infosys Tech), Bangalore - 561229, KarnatakaUTBI0ELC644560027005(080) 28520014, 23113515
HebbalNo.2788/1, ‘E’ Block, , Sahakarnagar, , Bellary Main Road (International Airport Road), Hebbal, Dist - Bangalore, Karnataka, Pin - 560092UTBI0HBL8555600270081800-345-0345
Indira Nagar680, 9Th A Main, Indira Nagar, 1St Stage, Bangalore - 560038, KarnatakaUTBI0IMR839580027002525213198
Shivaji Nagar59/62, Dharmaraja Koil Street, Shivajinagar, Bangalore - 560001, KarnatakaUTBI0SHV823560027004(080) 25369824, 23507902
IIPM CampusJnana Bharati Campus, P.O - Malathalli, Bangalore - 560056 KarnatakaUTBI0IPC856Non-MICR(080)2271-0596
MahalakshmipuramNo.7, West Of Chord Road, Mahalakshmipuram, Ii Stage, Bangalore-560086, KarnatakaUTBI0MHL871Non-MICR080-23498790
Yeshwanthpur1St Floor, 1067, Gokul, 1St Stage, II Phase, Mathikere, Yeshwanthpur, Dist. Bangalore, Pin 560054, KarnatakaUTBI0YAS874Non-MICR8095823362

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