United Bank of India Car Loan in Bhubaneswar

About United Bank of India Car Loan in Bhubaneswar

Bhubaneswar is the capital of Odisha and one of the few planned cities in India. A person in the city can now avail an United Bank of India car loan and take care of his/her vehicle needs. The product can be obtained by anyone, irrespective of whether he/she is a self-employed person or a salaried employee based in Bhubaneswar. The bank offers a flexible repayment term period and an affordable interest rate to the customers who wish to apply for a car loan. The bank has opened more than 15 branches in the city.

United Bank of India Car Loan Bhubaneswar at a glance

The important details about a car loan offered by United Bank Of India in the city have been given below.

ParticularDetails
Interest rate8.85% - 9.65%
Loan amountMax. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals
TenureNew Cars: 7 years (For pensioners max. 6 years)

Used Cars: 5 years(For pensioners max. 4 years)
Processing fee0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-.
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Car Loan Bhubaneswar

The eligibility norms for a car loan product offered by United Bank of India have been given below.

For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.

For self-employed professional and businessman: The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.

Documents required for United Bank of India Car Loan Bhubaneswar

The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-

For Salaried Employees

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed individuals

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

Check out Car Loan Bhubaneswar for more information.

Address of United Bank of India Branches in Bhubaneswar

The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
BhubaneswarMarket Building, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751009UTBI0BBS414751027002
Chandaka Industrial EstateShed No - 53, Type - S - 2, Mancheswar, Bhubaneswar, Industrial Estate Zone - 6, Khurda - 751010, OrissaUTBI0CIEJ48751027003(0674) 2580370
NayapalliPlot No - 3, Nayapalli, Infront Of Dav School, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751012UTBI0HDBJ02751027005(03254) 255254
Heads Of Department Buildings,Heads Of Department Buildings, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751001UTBI0HEAK32751027008228001
Hotel Kalinga (Ashoka)Goutam Nagar, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751014UTBI0HKAK34751027009235020
Malisahi25A, Kharvel Nagar, Unit - Iii, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751001UTBI0MSHK207510270042534705
Orissa Legislative Assembly Orissa Legislative Assembly Campus, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751001UTBI0OSBK317510270072395336
Sahid NagarB - 58, Sahid Nagar, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751002UTBI0SDN4687510270062545182
ChandrasekharpurGa Plot No. 82, P.O. & P.S. Chandrasekharpur, Patia Main Road, Bhubaneswar, Dist. Khurda, Orissa, Pin - 751021UTBI0CDPK64Non-MICR2740554
Bhubaneswar Regional OfficeA - 88, Kalpana Area, Bhubaneswar 751 014, OrissaUTBI0XUA500Non-MICR0674-2314532/2314462
Kiit University Kiit University Campus, Near Kiit Post Office, Dist.Khurda, Bhubaneswar, Pin -751024, OrissaUTBI0KITQ08Non-MICR9937027043
AiginiaPlot No - 6, Chidananda Vihar, (Near Kolathia Square), Po- Aiginia, Bhubaneswar, District Khurda
Orissa
UTBI0AIGQ09Non-MICR9777284417
PhulnakharaPlot No.751, At/Po. Phulnakhara, Dist. Cuttack, Pin-754001, OrissaUTBI0PHKQ10Non-MICR9777611764

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