United Bank of India Car Loan in Bhubaneswar
Last Updated : April 18, 2017, 6:50 p.m.
About United Bank of India Car Loan in Bhubaneswar
Bhubaneswar is the capital of Odisha and one of the few planned cities in India. A person in the city can now avail an United Bank of India car loan and take care of his/her vehicle needs. The product can be obtained by anyone, irrespective of whether he/she is a self-employed person or a salaried employee based in Bhubaneswar. The bank offers a flexible repayment term period and an affordable interest rate to the customers who wish to apply for a car loan. The bank has opened more than 15 branches in the city.
United Bank of India Car Loan Bhubaneswar at a glance
The important details about a car loan offered by United Bank Of India in the city have been given below.
| Particular | Details |
|---|---|
| Interest rate | 6.50% Onwards |
| Loan amount | Max. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals |
| Tenure | New Cars: 7 years (For pensioners max. 6 years) Used Cars: 5 years(For pensioners max. 4 years) |
| Processing fee | 0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-. |
| Pre-payment charge | NIL |
Eligibility criteria for United Bank of India Car Loan Bhubaneswar
The eligibility norms for a car loan product offered by United Bank of India have been given below.
For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.
For self-employed professional and businessman : The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.
Documents required for United Bank of India Car Loan Bhubaneswar
The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-
For Salaried Employees
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months.
For Self-employed individuals
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
- Bank account statements of the past 12 months
- Proof of existence of business and its profile
Check out Car Loan Bhubaneswar for more information.
Address of United Bank of India Branches in Bhubaneswar
The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Bhubaneswar | Market Building, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751009 | UTBI0BBS414 | 751027002 | |
| Chandaka Industrial Estate | Shed No - 53, Type - S - 2, Mancheswar, Bhubaneswar, Industrial Estate Zone - 6, Khurda - 751010, Orissa | UTBI0CIEJ48 | 751027003 | (0674) 2580370 |
| Nayapalli | Plot No - 3, Nayapalli, Infront Of Dav School, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751012 | UTBI0HDBJ02 | 751027005 | (03254) 255254 |
| Heads Of Department Buildings, | Heads Of Department Buildings, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751001 | UTBI0HEAK32 | 751027008 | 228001 |
| Hotel Kalinga (Ashoka) | Goutam Nagar, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751014 | UTBI0HKAK34 | 751027009 | 235020 |
| Malisahi | 25A, Kharvel Nagar, Unit - Iii, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751001 | UTBI0MSHK20 | 751027004 | 2534705 |
| Orissa Legislative Assembly | Orissa Legislative Assembly Campus, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751001 | UTBI0OSBK31 | 751027007 | 2395336 |
| Sahid Nagar | B - 58, Sahid Nagar, Bhubaneswar, Dist - Khurda, Orissa, Pin - 751002 | UTBI0SDN468 | 751027006 | 2545182 |
| Chandrasekharpur | Ga Plot No. 82, P.O. & P.S. Chandrasekharpur, Patia Main Road, Bhubaneswar, Dist. Khurda, Orissa, Pin - 751021 | UTBI0CDPK64 | Non-MICR | 2740554 |
| Bhubaneswar Regional Office | A - 88, Kalpana Area, Bhubaneswar 751 014, Orissa | UTBI0XUA500 | Non-MICR | 0674-2314532/2314462 |
| Kiit University | Kiit University Campus, Near Kiit Post Office, Dist.Khurda, Bhubaneswar, Pin -751024, Orissa | UTBI0KITQ08 | Non-MICR | 9937027043 |
| Aiginia | Plot No - 6, Chidananda Vihar, (Near Kolathia Square), Po- Aiginia, Bhubaneswar, District Khurda Orissa | UTBI0AIGQ09 | Non-MICR | 9777284417 |
| Phulnakhara | Plot No.751, At/Po. Phulnakhara, Dist. Cuttack, Pin-754001, Orissa | UTBI0PHKQ10 | Non-MICR | 9777611764 |