United Bank of India Car Loan in Ghaziabad

About United Bank of India Car Loan in Ghaziabad

United bank of India provides a car loan to the customers based in the city of Ghaziabad. The product can be used by any eligible loan seekers for buying used and new cars. The bank has opened three branches in Ghaziabad to provide the product to the customer. Ghaziabad is known as the Gateway to Uttar Pradesh and is part of the NCR belt. People in the city can now think of buying a car with the help of this product.

United Bank of India Car Loan Ghaziabad at a glance

The important details about a car loan offered by United Bank Of India in the city have been given below.

ParticularDetails
Interest rate8.85% - 9.65%
Loan amountMax. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals
TenureNew Cars: 7 years (For pensioners max. 6 years)

Used Cars: 5 years(For pensioners max. 4 years)
Processing fee0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-.
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Car Loan Ghaziabad

The eligibility norms for a car loan product offered by United Bank of India have been given below.

For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.

For self-employed professional and businessman: The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.

Documents required for United Bank of India Car Loan Ghaziabad

The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-

For Salaried Employees

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed individuals

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

For more information please refer to Car loan Ghaziabad.

Address of United Bank of India Branches in Ghaziabad

The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
GhaziabadPrem House, 81/81 - A, Wright Ganj, Ghaziabad - 201001, Uttar PradeshUTBI0GHZ510110027028(0120) 2738332, 2736119
Raj NagarC - 100, Anand Arcade, Raj Nagar District Centre, Raj Nagar, Ghaziabad - 201002, Uttar PradeshUTBI0RJN578110027043(0120) 4559975
HapurDelhi Road, Near Ram Lila Ground, Hapur, District - Ghaziabad, Uttar Pradesh, Pin - 245101UTBI0HPR546245027002(0122) 2311061

People Also Look For

Personal Loan Interest Rates August 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates August 2018
State Bank of India/SBI8.45% - 9.00%
HDFC8.70% - 9.40%
Bank of Baroda8.50% - 9.50%
LIC Housing8.45% - 8.90%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.55% - 8.80%
Axis Bank8.50% - 8.85%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator