United Bank of India Car Loan in Ghaziabad
Last Updated : April 18, 2017, 5:40 p.m.
About United Bank of India Car Loan in Ghaziabad
United bank of India provides a car loan to the customers based in the city of Ghaziabad. The product can be used by any eligible loan seekers for buying used and new cars. The bank has opened three branches in Ghaziabad to provide the product to the customer. Ghaziabad is known as the Gateway to Uttar Pradesh and is part of the NCR belt. People in the city can now think of buying a car with the help of this product.
United Bank of India Car Loan Ghaziabad at a glance
The important details about a car loan offered by United Bank Of India in the city have been given below.
| Particular | Details |
|---|---|
| Interest rate | 6.50% Onwards |
| Loan amount | Max. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals |
| Tenure | New Cars: 7 years (For pensioners max. 6 years) Used Cars: 5 years(For pensioners max. 4 years) |
| Processing fee | 0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-. |
| Pre-payment charge | NIL |
Eligibility criteria for United Bank of India Car Loan Ghaziabad
The eligibility norms for a car loan product offered by United Bank of India have been given below.
For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.
For self-employed professional and businessman : The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.
Documents required for United Bank of India Car Loan Ghaziabad
The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-
For Salaried Employees
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months.
For Self-employed individuals
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
- Bank account statements of the past 12 months
- Proof of existence of business and its profile
For more information please refer to Car loan Ghaziabad .
Address of United Bank of India Branches in Ghaziabad
The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Ghaziabad | Prem House, 81/81 - A, Wright Ganj, Ghaziabad - 201001, Uttar Pradesh | UTBI0GHZ510 | 110027028 | (0120) 2738332, 2736119 |
| Raj Nagar | C - 100, Anand Arcade, Raj Nagar District Centre, Raj Nagar, Ghaziabad - 201002, Uttar Pradesh | UTBI0RJN578 | 110027043 | (0120) 4559975 |
| Hapur | Delhi Road, Near Ram Lila Ground, Hapur, District - Ghaziabad, Uttar Pradesh, Pin - 245101 | UTBI0HPR546 | 245027002 | (0122) 2311061 |