United Bank of India Car Loan in Guwahati

About United Bank of India Car Loan in Guwahati

United Bank of India has been one of the first few banks in India which helped in expanding banking facilities to northern India. The bank has a solid presence in the city of Guwahati where it has over 15 active branches. Guwahati is a major city of Assam and people in the state want to settle here. Those who are interested in buying a car in the city now can do so by securing a car loan from the bank. People can now buy a car and pay for it later as monthly EMIs.

United Bank of India Car Loan Guwahati at a glance

The important details about a car loan offered by United Bank Of India in the city have been given below.

ParticularDetails
Interest rate8.85% - 9.65%
Loan amountMax. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals
TenureNew Cars: 7 years (For pensioners max. 6 years)

Used Cars: 5 years(For pensioners max. 4 years)
Processing fee0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-.
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Car Loan Guwahati

The eligibility norms for a car loan product offered by United Bank of India have been given below.

For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.

For self-employed professional and businessman: The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.

Documents required for United Bank of India Car Loan Guwahati

The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-

For Salaried Employees

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed individuals

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months/
  • Proof of existence of business and its profile

For extra details refer to Car Loan Guwahati.

Address of United Bank of India Branches in Guwahati

The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Gauhati UniversityGauhati University Campus, Gopinath Bordoloi Nagar, P.O. Gauhati University, Guwahati-781014, AssamUTBI0GUVH87Non-MICR9435048784
Ambikagiri NagarR G Baruah Road, Guwahati, District - Kamrup, Assam, Pin - 781024UTBI0AGNH317810270142563167
AT RoadAssam Trunk Road, Tokobari Satra, Guwahati, Assam 781001UTBI0ATR3767810270092544117
Fancy BazaarS.S.Road,G.N.
Bordoloi Road, Lakhtokia, Fancy Bazaar, Guwahati, Assam 781001
UTBI0FBZ3047810270032522897
G.S. RoadUlubari Chariali Police Point, Guwahati, Dist - Kamrup, Assam, Pin - 781007UTBI0GSRG517810270112332776
Kamakhya BranchAssam Trunk Road, Maligaon,
Chariali, Maligaon, Guwahati, Assam 781011
UTBI0KYA3277810270082570353
Lal GaneshUrbana Bhawan, Lokhra Rd, Bonik Para, Lal Ganesh, Guwahati, Assam 781034UTBI0LGAH58781027015240312
NoonmatiNoonmati Refinery Road, Bamunimaidan, Guwahati, Dist - Kamrup, Assam, Pin - 781021UTBI0NOO3157810270042550655
Silpukhuri Gopinath Bordoloi Road, Guwahati Club, Kamrup, Guwahati, Assam 781003UTBI0SPK3857810270052665094
North GuwahatiAmingaon Doul Govinda Road, North Guwahati, Guwahati, Assam 781039UTBI0NOG347Non-MICR2690925
Guwahati MetroDihang Arcade, Guwahati - Shillong Road, A.B.C. Point,Opposite Dona Planet, SATSANG VIHAR, Bhangagarh, Guwahati, Assam 781005UTBI0GUMH71Non-MICR2450110

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