United Bank of India Car Loan in Hyderabad

About United Bank of India Car Loan in Hyderabad

A car is an investment of a lifetime. It can be used for going on short trips or long drives at midnight. So many memories can be created with a car. United Bank of India offers a car loan to the people based in Hyderabad so that they can purchase their favorite car. The bank has opened over ten branches in the capital city of Telangana. A person who can match the eligibility norms set by the bank can apply for a car loan.

United Bank of India Car Loan Hyderabad at a glance

The important details about a car loan offered by United Bank Of India in the city have been given below.

ParticularDetails
Interest rate8.85% - 9.65%
Loan amountMax. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals
TenureNew Cars: 7 years (For pensioners max. 6 years)

Used Cars: 5 years(For pensioners max. 4 years)
Processing fee0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-.
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Car Loan Hyderabad

The eligibility norms for a car loan product offered by United Bank of India have been given below.

For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.

For self-employed professional and businessman: The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.

Documents required for United Bank of India Car Loan Hyderabad

The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-

For Salaried Employees

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed individuals

  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

Check out Car Loan Hyderabad for more information.

Address of United Bank of India Branches in Hyderabad

The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
AS Rao NagarRoyal Embassy, 1St Floor (Eastern Part), Plot No.50, , Anupuram, Dr. A.S. Rao Nagar, , Secunderabad, Dist - Hyderabad, Andhra Pradesh, Pin - 500062UTBI0ARN852500027009040 2714 3689
Bholakpur1-6-1055/A, Sri Aurobindo Bhavan, Musheerabad Cross Road, Bholakpur, Bholakpur, Hyderabad, Telangana 500020UTBI0BKP819500027003(040) 27617432
Bank StreetH.No 4-3-331,, Bank St, Inder Bagh, Koti, Hyderabad, Telangana 500095UTBI0HYD807500027002040 2475 5486
Karkhana37/C, Rajiv Gandhi Rahadari, Vaavi Nagar, Old Vasavi Colony, Karkhana, Secunderabad, Telangana 500015UTBI0KRA8365000270072640348
Malakpet16 - 2 - 705/9/G, 1St Floor, Malakpet, Hyderabad - 500036, TelanganaUTBI0MLP81857502700224558428
Mahatma Gandhi Road, Ramgopalpet, Secunderabad,Door No: 2-1-162, 1st Floor, Shankala Complex, Near General Bazar, Mahatma Gandhi Road, Ramgopalpet, Secunderabad, Telangana 500003UTBI0SEC81360002700127845992
YousufgudaSatya Sadan, F5, 101, Madhura Nagar, Yousufguda, Dist - Hyderabad, TelanganaUTBI0YOU83850002700623740484
MehdipatnamNo 4 - 6 - 22/1/B100 Vasudeva Reddy Nagar, Trinity Home, Attapur. Hyderabad - 500048UTBI0MPM853Non-MICR1800-345-0345
LB NagarNear Kamineni, Plot No: 33& 34, Kesavareddy Complex,, Siris Rd, Rtc Colony, Lb Nagar, Hyderabad, Telangana 500074UTBI0HLB872Non-MICR24033553
Anantapurmig-74, 80 Feet Road, Housing Board Colony, Anantapur, Andhra Pradesh 515001UTBI0ANU883Non-MICR1800-345-0345

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