United Bank of India Car Loan in Jaipur
Last Updated : April 18, 2017, 6:23 p.m.
About United Bank of India Car Loan in Jaipur
Jaipur is the capital of Rajasthan and is famous for its beautiful forts and rich culture. In case, a person is living in the pink city and thinking to buy a car but has inadequate savings, then he/she can still do so with the help of a car loan. There are many lenders in the market but the car loan product offered by United Bank of India is affordable and feasible to the customer. A car loan product offered by the bank can be put to use for buying both old and new cars. The bank has opened five branches in the city.
United Bank of India Car Loan Jaipur at a glance
The important details about a car loan offered by United Bank Of India in the city have been given below.
| Particular | Details |
|---|---|
| Interest rate | 6.50% Onwards |
| Loan amount | Max. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals |
| Tenure | New Cars: 7 years (For pensioners max. 6 years) Used Cars: 5 years(For pensioners max. 4 years) |
| Processing fee | 0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-. |
| Pre-payment charge | NIL |
Eligibility criteria for United Bank of India Car Loan Jaipur
The eligibility norms for a car loan product offered by United Bank of India have been given below.
For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.
For self-employed professional and businessman : The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.
Documents required for United Bank of India Car Loan Jaipur
The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-
For Salaried Employees
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months.
For Self-employed individuals
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
- Bank account statements of the past 12 months
- Proof of existence of business and its profile
Check Car Loan Jaipur for more information.
Address of United Bank of India Branches in Jaipur
The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Malviya Nagar | 34, Giridhar Marg, Sunder Nagar, Malviya Nagar, Jaipur - 302017, Rajasthan | UTBI0GMJ557 | 302027003 | 230242 |
| Mansarovar | 56/122, Rajat Path, Mansarovar, Jaipur, Rajasthan, Pin - 302020 | UTBI0MSR582 | Non-MICR | 2780270 |
| Jaipur branch | Jaipur Branch, S.M.S. Highway (Chaura Rasta), Jaipur, Rajasthan | UTBI0JAI517 | 302027002 | 2312694, 2318144 |
| Bagdoli | Near Airtel Tower, Vill. & Po.Bagdoli, Tehsil-Bonli, Dist. Sawaimadhopur, Pin-322023, Rajasthan | UTBI0BGQL31 | Non-MICR | 9694764764 |
| Jaipur Regional Office | 51/A, Everest Colony, Lal Kothi, Tonk Road, Jaipur-302015, Rajasthan | UTBI0XJPL08 | Non-MICR | 0141-2744573 2744873 |