Vijaya Bank Chennai

Banks 137 views

About Vijaya Bank 

Being one of the oldest and leading names in the Indian banking sector, Vijaya Bank needs no introduction. Since its inception in the year 1931, the main since then has been striving hard to offer the best bankings experience to all its esteemed customers via its diverse range of products through various channels. Yes, you read that absolutely right! The bank with its handful of innovative and unique products ensures that all its customers around the world will have a fruitful relationship with the bank. That's why the lender is always ready to satisfy its customers via their unmatched services.  

If we talk about its products, the bank has different product offerings in the field of Deposits & Loans Products, NRI & Cards Services and Remit & Collect. Thus, through this wide range, it promises to give an unforgettable user experience to one and all. Vijaya Bank with having more than 1,900 branches along with more than 1,651 ATMs can easily be found in different cities of the nation endeavors to reach you in every thick and thin.  It is undoubtedly the best companion when you are in urgent need of finances to meet any need of yours. 

Vijaya Bank Chennai Branches

Branch Name Complete Address IFSCMICRCustomer Care
Adyar, ChennaiP B No 925, 77, 1St Main Road, Gandhinagar, Adyar, Chennai, 600020VIJB0003001600029002
Moore Street, ChennaiP B No 2004, No 144, Moore Street, Chennai, Tamilnadu, 600001VIJB0003002600029003
Egmore, ChennaiP B No 3025, 123, Dugar Towers, R L Road, Egmore, Chennai, 600008VIJB0003005600029004044-28554377, 044-28553601, 044-28544242
Mount Road, ChennaiP B No 360, 168, Mount Road, Chennai, Tamilnadu, 600002VIJB0003008600029005
Chennai192, Mount Road, Saidapet, Chennai , Tamilnadu 600015VIJB0003012600029008
Triplicane, ChennaiP B No 426, 59, Big Street, Triplicane, Chennai, Tamilnadu, 600005VIJB0003015600029011
T Nagar, ChennaiP B No 1437, 71, G N Chetty Road, T Nagar, Chennai, Tamilnadu, 600017VIJB0003017600029010
Avadi, Chennai80/1, N M Road, Avadi, Chennai, Tamilnadu State, 600054VIJB0003018600029013
Purasawalkam, Chennai6, Palace Tower, P H Road, Purasawalkam, Chennai, Tamilnadu, 600007VIJB0003020600029007
Tondiarpet, ChennaiP B No 3074, 108, G A Road, Tondiarpet, Chennai, Tamilnadu, 600021VIJB0003021600029009
Mylapore, ChennaiNo 12, Sannadhi Street, Mylapore, Chennai, Tamilnadu, 600004VIJB0003026600029006
Rangarajapuram, Chennai1/1, Viswanath - , Puram Main Road, Rangarajpuram, Chennai, Tamilnadu, 600024VIJB0003034600029014
Venkatrayan Road, Chennai31, Palani Towers, Venkatrayan Road, T Nagar, Chennai, Tamilnadu, 600017VIJB0003035600029015
C M S B, Chennai1 - G, Queens Court, 98, Montieth Road, Egmore, Chennai, Tamilnadu, 600008VIJB0003039600029016
I F B, Chennai182, Ankur Manor, Poonamalle High Road, Kilpauk, Chennai, Tamilnadu, 600010VIJB0003042600029017
A R M B, Chennai182, Ankur Manor, P H Road, Kilpauk, Chennai, Tamilnadu, 600010VIJB0003043600029018
Annanagar, ChennaiNo W - 122, 3Rd Avenue, Annanagar, Chennai, Tamilnadu, 600040VIJB0003044600029019
Meenambakkam, Tamilnadu19, G S T Road, Meenambakkam, Chennai, Tamilnadu State, 600027VIJB0003046600029020
Ashoknagar, ChennaiFlat, A, Plot No.B - 145, 10Th Avenue, Ashok Nagar, Chennai, 600083VIJB0003048600029021
Abhiramapuram, ChennaiNo.34, C P Ramaswamy Road, Abhiramapuram, Chennai, 600018VIJB0003049600029022
Mogappair, Chennai No.30, Vellalar Street, V G P Paneer Nagar, Mogappair West ChennaiVIJB0003050600029024
Tambaram, ChennaiNo.8, Shivashammugam Street, Tambaram - West, Chennai, 600045VIJB0003051600029023
Sowcarpet, Chennai 74, Devaraja Mudali Street, Sowcarpet, ChennaiVIJB0003055600029025
Ambattur, Chennai174, South Park Street, Venkatapuram, Ambattur, Chennai 600053VIJB0003060600029027
Virugambakkam, Chennai327, First Street, Natesan Nagar, Virugambakkam, 600092VIJB0003064600029028
Indiranagar, ChennaiNo.25, 3Rd Avenue, Indiranagar, Chennai, 600020 , TamilnaduVIJB0003073600029031044-24402638
Vellanur Tech Engg College Extention Counter, ChennaiExtention Counter, 42, Avadi Almatti Road, Vell Tech Engg College, Avadi, Chennai, Tamilnadu, 600062VIJB0003802600029026
Service Branch, ChennaiP B No 357, Subramaniam Bldg, 1, Club House Road, Mount Road, Chennai, 600002VIJB0009204600029001044-28460801
Regional Office. ChennaiPb.No: 514, 123, Dugar Towers, R.L.Road, Egmore, ChennaiVIJB0009113600029000:044-28554008
Corporate Banking Branch, ChennaiGround Flr, Dugar Towers, 123, Rl Road, Egmore, ChennaiVIJB0003075600029033
Currency Chest ChennaiCurrency Chest, Palani Towers, 31 V N Road Chennai Tamilnadu - 600017VIJB0009611044-24344712
Racpc - Chennai182, Ankur Manor, P H Road, Kilpauk, Chennai - 600010VIJB0009803
Veltech Technical UnVeltech Dr R.R And Sr Technical University, Campus, 42, Avadi Veltech Road, Chennai-600062VIJB0003804600029062
Msme-Racpc ChennaiNo-123, Dugar Towers Marshalls Towers, EgmoreVIJB0009853111029000
Gopalapuram137, Lloyds Road, ChennaiVIJB0003091600029037
Chengalpattu Branch144, Big Maniyakkara Street, Chengalpattu, Chennai-603001VIJB0003096
Besant NagarBesant Nagar, E-18, 16Th Cross Road, Besantnagar, Chennai-600090VIJB0003099600029039
Perambur14/41, Main Road, Jawahar Nagar, Near To Peravallur Bus Stand, Chennai 600082VIJB0003101
Velacherry3 A 11, Vijayanagar, 1St Main Road, Velacherry, Chennai, Tamil Nadu, 600042VIJB000310222593063
Vij-Nenmeli Chennai3, Mamallapuram Road, No.8 Nenmeli Village Andthirukkazhukundram Taluk, Kanchipuram DistrictVIJB0003103
KodambakkamNo. 5-19, Vellala StreetVIJB0003106
Vij-Red Hills, TamilnaduNo.126, Bypass Road, Red Hills Chennai-602052VIJB0003114602029052
PallavaramNo.2, Tannery Road, Somasundaram Nagar Pallavaram, Chennai 600043VIJB0003115

Products Offered by Vijaya Bank in Chennai

To know the various products offered by the Vijaya Bank, you need to go through the page below. With its plenty of products such as housing loan, education loan, jewel loan, personal loan and 4 wheeler loan, the only objective of the lender is to make sure that all its customers will have the best banking experience. To know more about all its products, just go to the page below and know in which product suits your eligibility. 

Basic Details of Vijaya Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing Loan The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.

The maximum age of the applicant at the time of loan maturity should be 75 years.
Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.

Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
8.65%No Limit 30 Years Waived off till 31 st March,2017
Personal Loan If you a salaried or pensioner, you are eligible to avail the loan from lender.
Salaried:
The minimum age of the applicant should be 21 years at the time of availing loan.
He /she should also has minimum 2 years of left over period in service.

18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.

Pensioners:
The maximum age of the applicant should not be more than 72 years.
He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs
12.35% - 13.35%85% of the cost/invoice of new vehicle.
70% of the market value of used vehicle, not more than 5 years old.
100% of the cost/invoice for new vehicles
5 Years
Four Wheeler Loan  Individuals aged between 21 and 70 years.
 Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company.
 Pensioners drawing pension through our bank.
 Professionals/Self Employed persons having independent income.
9.30% - 9.45%7 Years
Education LoanLoans to students admitted to Top Rated Institutions.

Loans to students admitted to other domestic institutions.

Loans to students seeking studies abroad.
9.45%-10.65%₹10Lakh-20 Lakh up to 15 years Nil
Jewel LoanIndividuals of all income groups
7%-11.25% Based on daily price quoted by Bank1-2.5 Years Upto & inclusive of ₹ 25,000=Nil
Above ₹.25,000= 0.40% of the loan amount

Documents Required

ProductDocuments
Housing Loan Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
All the Land records and documents in original and two sets of copies
License for construction/renovation of House/Flat
Approved plan/Blue Print for the proposed construction or extension
Allotment letter of  Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board.
Personal Loan Presanctioned Documents
Latest salary certificate of the applicants.
Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
4 Wheeler Loan 2 passportsize photos
Identity Proof
Residence Address Proof
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Salary slips for the last 3 months of the applicant in case of salaried person.
Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant.
Jewel Loan Duly filled application form and recent passport size photographs of the applicant.
He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments.
The applicant should also need to have an agreement for demand cash credit against pledge of jewels.
Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc
Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc.
Education Loan ID Proof Documents:  For identity proof, you can submit following documents,
Aadhar Card
Passport
PAN Card
 Voter ID Card
Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead
Certificate of address with photo from Government-recognized educational institutions
Ration Card
Driving Licence
Arms Licence
Certificate of photo identity issued by the Village Panchayat head
Current passbook of Post Office or any scheduled Bank with your photo on it

Address Proof Documents:  For address proof, you can submit the following documents:
Voter ID Card
Certificate of address
Certificate of address with photo from Government-recognized educational institutions
Aadhar Card
Ration Card
Notarized Sale or lease Agreement
Current passbook of Post Office or any scheduled Bank with your Photo on it
Photographs : You need to submit passport sized photographs of applicant to the bank
Marks sheet:  You have to submit photocopies of marks sheet of your highest qualification to the bank
Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant


You May Also Read