Top Banks 2024
Vijaya Bank Chennai
Last Updated : Feb. 8, 2017, 12:50 p.m.
About Vijaya Bank
Being one of the oldest and leading names in the Indian banking sector, Vijaya Bank needs no introduction. Since its inception in the year 1931, the main since then has been striving hard to offer the best bankings experience to all its esteemed customers via its diverse range of products through various channels. Yes, you read that absolutely right! The bank with its handful of innovative and unique products ensures that all its customers around the world will have a fruitful relationship with the bank. That’s why the lender is always ready to satisfy its customers via their unmatched services.
If we talk about its products, the bank has different product offerings in the field of Deposits & Loans Products, NRI & Cards Services and Remit & Collect. Thus, through this wide range, it promises to give an unforgettable user experience to one and all. Vijaya Bank with having more than 1,900 branches along with more than 1,651 ATMs can easily be found in different cities of the nation endeavors to reach you in every thick and thin. It is undoubtedly the best companion when you are in urgent need of finances to meet any need of yours.
Vijaya Bank Chennai Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Adyar, Chennai | P B No 925, 77, 1St Main Road, Gandhinagar, Adyar, Chennai, 600020 | VIJB0003001 | 600029002 | |
| Moore Street, Chennai | P B No 2004, No 144, Moore Street, Chennai, Tamilnadu, 600001 | VIJB0003002 | 600029003 | |
| Egmore, Chennai | P B No 3025, 123, Dugar Towers, R L Road, Egmore, Chennai, 600008 | VIJB0003005 | 600029004 | 044-28554377, 044-28553601, 044-28544242 |
| Mount Road, Chennai | P B No 360, 168, Mount Road, Chennai, Tamilnadu, 600002 | VIJB0003008 | 600029005 | |
| Chennai | 192, Mount Road, Saidapet, Chennai , Tamilnadu 600015 | VIJB0003012 | 600029008 | |
| Triplicane, Chennai | P B No 426, 59, Big Street, Triplicane, Chennai, Tamilnadu, 600005 | VIJB0003015 | 600029011 | |
| T Nagar, Chennai | P B No 1437, 71, G N Chetty Road, T Nagar, Chennai, Tamilnadu, 600017 | VIJB0003017 | 600029010 | |
| Avadi, Chennai | 80/1, N M Road, Avadi, Chennai, Tamilnadu State, 600054 | VIJB0003018 | 600029013 | |
| Purasawalkam, Chennai | 6, Palace Tower, P H Road, Purasawalkam, Chennai, Tamilnadu, 600007 | VIJB0003020 | 600029007 | |
| Tondiarpet, Chennai | P B No 3074, 108, G A Road, Tondiarpet, Chennai, Tamilnadu, 600021 | VIJB0003021 | 600029009 | |
| Mylapore, Chennai | No 12, Sannadhi Street, Mylapore, Chennai, Tamilnadu, 600004 | VIJB0003026 | 600029006 | |
| Rangarajapuram, Chennai | 1/1, Viswanath - , Puram Main Road, Rangarajpuram, Chennai, Tamilnadu, 600024 | VIJB0003034 | 600029014 | |
| Venkatrayan Road, Chennai | 31, Palani Towers, Venkatrayan Road, T Nagar, Chennai, Tamilnadu, 600017 | VIJB0003035 | 600029015 | |
| C M S B, Chennai | 1 - G, Queens Court, 98, Montieth Road, Egmore, Chennai, Tamilnadu, 600008 | VIJB0003039 | 600029016 | |
| I F B, Chennai | 182, Ankur Manor, Poonamalle High Road, Kilpauk, Chennai, Tamilnadu, 600010 | VIJB0003042 | 600029017 | |
| A R M B, Chennai | 182, Ankur Manor, P H Road, Kilpauk, Chennai, Tamilnadu, 600010 | VIJB0003043 | 600029018 | |
| Annanagar, Chennai | No W - 122, 3Rd Avenue, Annanagar, Chennai, Tamilnadu, 600040 | VIJB0003044 | 600029019 | |
| Meenambakkam, Tamilnadu | 19, G S T Road, Meenambakkam, Chennai, Tamilnadu State, 600027 | VIJB0003046 | 600029020 | |
| Ashoknagar, Chennai | Flat, A, Plot No.B - 145, 10Th Avenue, Ashok Nagar, Chennai, 600083 | VIJB0003048 | 600029021 | |
| Abhiramapuram, Chennai | No.34, C P Ramaswamy Road, Abhiramapuram, Chennai, 600018 | VIJB0003049 | 600029022 | |
| Mogappair, Chennai | No.30, Vellalar Street, V G P Paneer Nagar, Mogappair West Chennai | VIJB0003050 | 600029024 | |
| Tambaram, Chennai | No.8, Shivashammugam Street, Tambaram - West, Chennai, 600045 | VIJB0003051 | 600029023 | |
| Sowcarpet, Chennai | 74, Devaraja Mudali Street, Sowcarpet, Chennai | VIJB0003055 | 600029025 | |
| Ambattur, Chennai | 174, South Park Street, Venkatapuram, Ambattur, Chennai 600053 | VIJB0003060 | 600029027 | |
| Virugambakkam, Chennai | 327, First Street, Natesan Nagar, Virugambakkam, 600092 | VIJB0003064 | 600029028 | |
| Indiranagar, Chennai | No.25, 3Rd Avenue, Indiranagar, Chennai, 600020 , Tamilnadu | VIJB0003073 | 600029031 | 044-24402638 |
| Vellanur Tech Engg College Extention Counter, Chennai | Extention Counter, 42, Avadi Almatti Road, Vell Tech Engg College, Avadi, Chennai, Tamilnadu, 600062 | VIJB0003802 | 600029026 | |
| Service Branch, Chennai | P B No 357, Subramaniam Bldg, 1, Club House Road, Mount Road, Chennai, 600002 | VIJB0009204 | 600029001 | 044-28460801 |
| Regional Office. Chennai | Pb.No: 514, 123, Dugar Towers, R.L.Road, Egmore, Chennai | VIJB0009113 | 600029000 | :044-28554008 |
| Corporate Banking Branch, Chennai | Ground Flr, Dugar Towers, 123, Rl Road, Egmore, Chennai | VIJB0003075 | 600029033 | |
| Currency Chest Chennai | Currency Chest, Palani Towers, 31 V N Road Chennai Tamilnadu - 600017 | VIJB0009611 | 044-24344712 | |
| Racpc - Chennai | 182, Ankur Manor, P H Road, Kilpauk, Chennai - 600010 | VIJB0009803 | ||
| Veltech Technical Un | Veltech Dr R.R And Sr Technical University, Campus, 42, Avadi Veltech Road, Chennai-600062 | VIJB0003804 | 600029062 | |
| Msme-Racpc Chennai | No-123, Dugar Towers Marshalls Towers, Egmore | VIJB0009853 | 111029000 | |
| Gopalapuram | 137, Lloyds Road, Chennai | VIJB0003091 | 600029037 | |
| Chengalpattu Branch | 144, Big Maniyakkara Street, Chengalpattu, Chennai-603001 | VIJB0003096 | ||
| Besant Nagar | Besant Nagar, E-18, 16Th Cross Road, Besantnagar, Chennai-600090 | VIJB0003099 | 600029039 | |
| Perambur | 14/41, Main Road, Jawahar Nagar, Near To Peravallur Bus Stand, Chennai 600082 | VIJB0003101 | ||
| Velacherry | 3 A 11, Vijayanagar, 1St Main Road, Velacherry, Chennai, Tamil Nadu, 600042 | VIJB0003102 | 22593063 | |
| Vij-Nenmeli Chennai | 3, Mamallapuram Road, No.8 Nenmeli Village Andthirukkazhukundram Taluk, Kanchipuram District | VIJB0003103 | ||
| Kodambakkam | No. 5-19, Vellala Street | VIJB0003106 | ||
| Vij-Red Hills, Tamilnadu | No.126, Bypass Road, Red Hills Chennai-602052 | VIJB0003114 | 602029052 | |
| Pallavaram | No.2, Tannery Road, Somasundaram Nagar Pallavaram, Chennai 600043 | VIJB0003115 |
Products Offered by Vijaya Bank in Chennai
To know the various products offered by the Vijaya Bank, you need to go through the page below. With its plenty of products such as housing loan, education loan, jewel loan, personal loan and 4 wheeler loan , the only objective of the lender is to make sure that all its customers will have the best banking experience. To know more about all its products, just go to the page below and know in which product suits your eligibility.
Basic Details of Vijaya Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | The minimum age of the applicant at the time of availing the loan should be 21 and 65 years. The maximum age of the applicant at the time of loan maturity should be 75 years. Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements. Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility. | 8.50% - 10.60% | No Limit | 30 Years | Waived off till 31 st March,2017 |
| Personal Loan | If you a salaried or pensioner, you are eligible to avail the loan from lender. Salaried: The minimum age of the applicant should be 21 years at the time of availing loan. He /she should also has minimum 2 years of left over period in service. 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs. Pensioners: The maximum age of the applicant should not be more than 72 years. He/she should also draws the pension through Vijaya Bank. 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs | 10.90% - 18.25% | 85% of the cost/invoice of new vehicle. 70% of the market value of used vehicle, not more than 5 years old. 100% of the cost/invoice for new vehicles | 5 Years | |
| Four Wheeler Loan | Individuals aged between 21 and 70 years. Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company. Pensioners drawing pension through our bank. Professionals/Self Employed persons having independent income. | 7% onwards | 7 Years | ||
| Education Loan | Loans to students admitted to Top Rated Institutions. Loans to students admitted to other domestic institutions. Loans to students seeking studies abroad. | 9.45%-10.65% | ₹10Lakh-20 Lakh | up to 15 years | Nil |
| Jewel Loan | Individuals of all income groups | 7%-11.25% | Based on daily price quoted by Bank | 1-2.5 Years | Upto & inclusive of ₹ 25,000=Nil Above ₹.25,000= 0.40% of the loan amount |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted. Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed). Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted Income certificate issued by Revenue Authorities in case the applicant is an agriculturist. All the Land records and documents in original and two sets of copies License for construction/renovation of House/Flat Approved plan/Blue Print for the proposed construction or extension Allotment letter of Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board. |
| Personal Loan | Presanctioned Documents Latest salary certificate of the applicants. Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan. |
| 4 Wheeler Loan | 2 passportsize photos Identity Proof Residence Address Proof Statement of account of the applicant/co-applicant for the past one year from their present Bankers. Salary slips for the last 3 months of the applicant in case of salaried person. Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant. |
| Jewel Loan | Duly filled application form and recent passport size photographs of the applicant. He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments. The applicant should also need to have an agreement for demand cash credit against pledge of jewels. Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc. |
| Education Loan | ID Proof Documents: For identity proof, you can submit following documents, Aadhar Card Passport PAN Card Voter ID Card Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead Certificate of address with photo from Government-recognized educational institutions Ration Card Driving Licence Arms Licence Certificate of photo identity issued by the Village Panchayat head Current passbook of Post Office or any scheduled Bank with your photo on it Address Proof Documents: For address proof, you can submit the following documents: Voter ID Card Certificate of address Certificate of address with photo from Government-recognized educational institutions Aadhar Card Ration Card Notarized Sale or lease Agreement Current passbook of Post Office or any scheduled Bank with your Photo on it Photographs : You need to submit passport sized photographs of applicant to the bank Marks sheet: You have to submit photocopies of marks sheet of your highest qualification to the bank Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant |