Vijaya Bank Hyderabad - Rates February 2024, IFSC, Main Branch Address

Vijaya Bank Hyderabad

About Vijaya Bank

Known for spreading its footprints all over the world, there is no denying the fact that Vijaya Bank with a strong customer base of more than 3,500 satisfied customers is leaving no stone unturned to deliver the best banking services to all. With corporate headquartered in Bengaluru, India, this public sector bank is undoubtedly the best when it comes to offering unmatched services and products to all its customers. If we talk about its products, the bank offers an exclusive range of Deposits & Loans Products, NRI & Cards Services and Remit & Collect and what not.

The bank was established in the year 1931 and since the bank is on the urge of doubling its numbers. Yes, be it having more than 1,900 branches along with 1,651 ATMs nestled in different cities of the country, the bank is making sure to go beyond the horizons, so that it will always be in the touch of all. That’s why, each and everyday number of customers are increasing and are availing the unmatched services and products offered by Vijaya Bank. Right from loans, insurances to investments, cards and so on, the bank offers enriching banking experience to all in the best possible manner.

Vijaya Bank Hyderabad Branches

Branch Name Complete Address IFSCMICRCustomer Care
Bank Street, HyderabadP B No 513, No 5 - 1 - 743, Bank Street, Hyderabad, A P, 500195VIJB0004003500029003
West Marredpalli, SecunderabadNo 3/6/100, Swastika, West Marredpally, Secunderabad, A P, 500026VIJB0004008500029016
Hardikarbagh, HyderabadP B No 1039, No 3/6/481, Hardikarbagh, Hyderabad, A P, 500029VIJB0004012500029006
Nallakunta, HyderabadNo 2/1/460/1, University Road, Nallakunta, Hyderabad, A P, 500044VIJB0004016500029011
Sarojini Devi Road, SecunderabadNo 3/1/252/253, Sarojini Devi Road, Secunderabad, Andhra Pradesh, 500003VIJB0004020500029008040-27847288
Somajiguda, HyderabadNo 6/3/652, Opp: C E Office, P W D Erramanzil, Somajiguda, Hyderabad, 500082VIJB0004021500029014
Vijayanagar Colony, HyderabadNo 10/3/677, Opp:Post Office, Vijayanagar Colony, Hyderabad, A P, 500456VIJB0004025500029015
Chandanagar, HyderabadVijayalaxmi Complex, Near N H Bus Stop, Near B H E L Main Gate, Chandanagar, Hyderabad, 500050VIJB0004031500029022
Sahebnagar, Hyderabad5 - 4 - 5/1, Kamalanagar, Near Rythu Bazar, Vanasthalipuram, Sahebnagar, Hyderabad, 500070VIJB0004034500029019
Mukramjahi Road, HyderabadP B No 547, No 5/4/183, Twin City Market Complex, Mukramjahi Road, Hyderabad, A P, 500001VIJB0004037500029010
Malakpet, HyderabadP B No 1309, 16/2/674/6/K, Malakpet, Hyderabad, A P, 500036VIJB0004043500029009
Narayanaguda, HyderabadNo.3 - 4 - 558, Narayanaguda, Hyderabad, Andhra Pradesh, 500029VIJB0004046500029012
Public Garden Road, HyderabadHyderabadVIJB0004048500029013
Charminar, HyderabadNo 22 - 6 - 76, Gulzar House, Charminar, Hyderabad, A P, 500002VIJB0004058500029004
Basheerbagh, HyderabadVIJB0004068500029007
A R M B, HyderabadP B No 218, 306 - 308, 3Rd Floor, Babukhan Estate, Basheerbagh, Hyderabad, 500001VIJB0004076500029017
Motinagar, HyderabadPlot No.17 Mahalaxmi, Bhavan, Serwell Co - Op.H.S., Motinagar, Hyderabad, Andra Pradesh, 500018VIJB0004077500029021
Scpb Branch, Ameerpet, HyderabadNo 6/3/864/4 - C, Opp:Hotel Green - , Park, Ameerpet, Hyderabad, A P, 500016VIJB0004079500029020
Kukatpally, HyderabadPlot No.C & D, Jayabharat Nagar, Nizampet Road, Kphb Colony, Rangareddy Dist, Hyderabad, 500072VIJB0004083500029024
Jubilee Hills, HyderabadA - 33 Film Nagar, Jubilee Hills, Hyderabad Dist, Hyderabad, 500033VIJB0004084500029023
Gandhinagar, HyderabadD No 1 - 4 - 879/42/6/A/1, Opp Surya Residency Bakaram, HyderabadVIJB0004085500029025
Banjara Hills - Hyderabad8 - 2 - 699/1, K R Towers, Road No 12, Banjara Hills, HyderabadVIJB0004086500029026
Ecil X Road, HyderabadD No. 101, 102, First Floor, Maitri Apartments, Meera Mansion, Ecil X Road, Secunderabad, 500062VIJB0004091500029027
Mehdipatnam, HyderabadD No. 12 - 2 - 417/B/35, Sbi Colony, Mehdipatnam, 500028VIJB0004092500029028
Rajiv Gandhi Intl Airport Extention Counter, HyderabadExtention Counter, Rajiv Gandhi Intl - , Airport, Begumpet, Hyderabad, A P, 500016VIJB0004803500029029
Service Branch, HyderabadP B No 1039, No 3 - 6 - 481, Hardikarbagh, Hyderabad, Ap, 500029VIJB0009206500029001040-27624601
Madhapur, HyderabadPlot No. 76, Survey No. 76, 1St Floor, Madhapur, Serilingampally Mandal, Rangareddy.Hyderabad, 500081VIJB0004097500029032040 23119014
Dilsukhnagar, Hyderabad8 - 3/1, Hanumannagar, Dilsukhnagar, Hyderabad, 500060VIJB0004096500029033040 24047666
Regional Office. HyderabadP B No 218, 306 - 308, 3Rd Floor, Babukhan Estate, Basheerbagh, HyderabadVIJB0009111500029000040-23242464
Corporate Banking Branch, HyderabadPb No. - 513, No 5 - 1 - 743, Bank StreetVIJB0004106500029038
Currency Chest HyderabadCurrency Chest, No 3 - 4 - 558, Narayanaguda Hyderabad A P - 500029 VIJB0009606500029100040-27562030
Racpc - Hyderabad105, Ist Floor, Babukhan Estate, Basheerbagh, Hyderabad - 500001VIJB0009805
Karmanghat, Hyderabad7-2-91, Bairamalguda, Rangareddy Dist, Hyderabad-500079VIJB0004109500029039
Sadashivpet, HyderabadH.No: 3-7-83/101/1A, Ms Chawla Complex, Beside Hp Gas Agency, Sadashivpet-502291VIJB0004110
Kothapalli, HyderabadNo 2-52, Kothapally Village, Nandyal Taluk, Kurnool Dist-518502VIJB0004111
Kanala, HyderabadHouse Of S Basha, Kanala Village, Nandyal Taluk, Kurnool Dist-518593VIJB0004112518029593
Suryapet, HyderabadDno:-1-6-166, Alankar Road, Suryapet2-91, Dist-Nalgonda, Andra Pradesh, Dist-Nalgonda, Andra Pradesh-508213VIJB0004113508029202
Msme Br Processing C HyderabadIII Floor, Babukhan Estate Basheer Bagh, HyderabadVIJB0009855
MiyapurPlot No-59, Mahalaxmi Residency, Ground Floor, Alluri Seetharamaraju Nagar, J P Nagar, Miyapur-500049VIJB0004116500029040
Bowenpally, HyderabadSurvey No:111, Bapuji Nagar, Bowenpally, Hyderabad-500011VIJB0004117501029041
Gachibowli BranchD. No. 60/A & 61/A, Housing Board Colonynear Dlf, Gachibowli-500032VIJB0004131500029042
AttapurLaxmi Vani Towers, Rambagh Kishanbagh Road, Attapur, HyderabadVIJB0004183
Gurramguda - HyderabadPlot No 3 & 4, Survey No 132 Gurramguda Near Pochamma Temple, Badangpet, SaroornagarVIJB0004184

Products Offered by Vijaya Bank in Hyderabad

When you are in urgent need of funds so as to meet your various needs, go for Vijaya Bank in Hyderabad. The bank offers numerous products such as  4 wheeler loan, housing loan, education loan, jewel loan and personal loan. But, to avail the same, you need to meet the eligibility criteria set by the bank. To know about the same, just read the page below.

Basic Details of Vijaya Bank Loans

EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing Loan The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.

The maximum age of the applicant at the time of loan maturity should be 75 years.
Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.

Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
8.50% - 10.60%No Limit 30 Years Waived off till 31 st March,2017
Personal Loan If you a salaried or pensioner, you are eligible to avail the loan from lender.
The minimum age of the applicant should be 21 years at the time of availing loan.
He /she should also has minimum 2 years of left over period in service.

18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.

The maximum age of the applicant should not be more than 72 years.
He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs
10.90% - 18.25%85% of the cost/invoice of new vehicle.
70% of the market value of used vehicle, not more than 5 years old.
100% of the cost/invoice for new vehicles
5 Years
Four Wheeler Loan  Individuals aged between 21 and 70 years.
 Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company.
 Pensioners drawing pension through our bank.
 Professionals/Self Employed persons having independent income.
7% onwards7 Years
Education LoanLoans to students admitted to Top Rated Institutions.

Loans to students admitted to other domestic institutions.

Loans to students seeking studies abroad.
9.45%-10.65%₹10Lakh-20 Lakh up to 15 years Nil
Jewel LoanIndividuals of all income groups
7%-11.25% Based on daily price quoted by Bank1-2.5 Years Upto & inclusive of ₹ 25,000=Nil
Above ₹.25,000= 0.40% of the loan amount

Documents Required

Housing Loan Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
All the Land records and documents in original and two sets of copies
License for construction/renovation of House/Flat
Approved plan/Blue Print for the proposed construction or extension
Allotment letter of  Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board.
Personal Loan Presanctioned Documents
Latest salary certificate of the applicants.
Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
4 Wheeler Loan 2 passportsize photos
Identity Proof
Residence Address Proof
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Salary slips for the last 3 months of the applicant in case of salaried person.
Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant.
Jewel Loan Duly filled application form and recent passport size photographs of the applicant.
He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments.
The applicant should also need to have an agreement for demand cash credit against pledge of jewels.
Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc
Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc.
Education Loan ID Proof Documents:  For identity proof, you can submit following documents,
Aadhar Card
PAN Card
 Voter ID Card
Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead
Certificate of address with photo from Government-recognized educational institutions
Ration Card
Driving Licence
Arms Licence
Certificate of photo identity issued by the Village Panchayat head
Current passbook of Post Office or any scheduled Bank with your photo on it

Address Proof Documents:  For address proof, you can submit the following documents:
Voter ID Card
Certificate of address
Certificate of address with photo from Government-recognized educational institutions
Aadhar Card
Ration Card
Notarized Sale or lease Agreement
Current passbook of Post Office or any scheduled Bank with your Photo on it
Photographs : You need to submit passport sized photographs of applicant to the bank
Marks sheet:  You have to submit photocopies of marks sheet of your highest qualification to the bank
Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%