Vijaya Bank Jaipur

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About Vijaya Bank 

The 'Pink City' of India is giving you another reason to increase your joy. Yes, this colorful city with the presence of Vijaya Bank is ensuring that all your financial needs can easily be fulfilled in the least time frame. By presenting to you the exclusive range of unique and hi-tech products, this lender endeavors to offer the one-of-a-kind experience to all. If we talk about its offerings, this public sector bank, since its inception in the year 1931 has been ensuring to meet the diverse needs of one and all. That's the reason that the bank today enjoys over 3,500 satisfied customers, hence striving hard to change the lives of many.   

With its wide presence in the form of more than 1,651 ATMs along with more than 1,900 branches, the bank is leaving no stone unturned to offer a transformed banking experience by meeting all your financial needs in the least time frame. By offering a gamut of products such as Deposits & Loans Products, NRI & Cards Services and Remit & Collect, Vijaya Bank is undoubtedly changing the way people used to experience the banking services.In order to know more about Vijaya Bank in Jaipur, kindly go through the page below. Here, you will find all the relevant information regarding all the products offered by this lender. 

Vijaya Bank Jaipur Branches

Branch Name Complete Address IFSCMICRCustomer Care
Jaipur, RajasthanJaipur, RajasthanVIJB0007002302029002
Nahari Ka Naka, Jaipur, RajasthanA/28, Vijaya Tower, Amanisha Road, Nahari Ka Naka, Shastri Nagar, Jaipur, 302016VIJB00070093020290030141-2301790
Vidyadhar Nagar, JaipurB - 5, Dhanshree - Ii, Central Spine, , Vidyadhar Nagar, Jaipur, Rajasthan, 302012VIJB0007013302029005
Jaipur Airport Extention Counter, JaipurExtention Counter, Jaipur Airport, Jaipur, Rajasthan State, 302011VIJB0007083
Currency Chest JaipurNo. C - 98, Upasana Tower, Akinsa Circle, Kasturbaipet Jaipur - 302001VIJB00096233020291000141-2364466
HathojShop No.8-9, Rudraksh Market, Near Bus Standkalawar Road, Hathoj-302012VIJB0007025303029025
Regional Office JaipurG-4/7, Krishna Krupa-Iv, Subhash Nagar, Shastri Nagar, Jaipur-302016VIJB0009133302029016
Malviyanagar, JaipurE-20, Prem Plaza, Girdhar Marg Near Amit Bharadwaz Petrol Pump-302017VIJB0007027302029006
Sawai MadhpurRoop Laxmi Campusplot No 3 Main Raod, Sawai Madhopur 322001VIJB0007032
Mansarovar BranchMansarovar Branch, 94-13, Near Vijay Path Choraha, Madyam Marg, Mansarovar-302020VIJB00070333020290070141-2703782
STC JaipurA 9 10, 3Rd Floor, Janta Store, Bapu Nagarjaipur 302015VIJB0009707302029015
Visali Nagar BranchP.No 3, Rainbow Tower, Amrapali Circle, Vaishali Nagar, Jaipur-302021VIJB0007036
Dahmi Kala, RajasthanDahmi Kala, P No.2, Main Village, RajasthanVIJB0007040
TeetariaChakashu Taluk, Jaipur DistVIJB0007048
Vij-Sitapura, RajasthanG-148-149, Epip Garment Zone, Sitapura Industrial Area, JaipurVIJB0007049
Kotputli RajasthanSaran Vatika Near Tv Tower Ward No-6Nh-8 Kotputli Rajasthan 303108VIJB0007051
Ajmer Road, Jaipur87, Tagore Nagar Main Ajmer Road Opp Hotel Appli Inn JaipurVIJB0007053302029053
Jagatpura, RajasthanSdc Courtyyard, Plot No 1 Ramanagariya Near Skit CollageVIJB0007054
Tonk Road JaipurA 1 Dev Nagar, Tata Show Room Tonk Road JaipurVIJB0007056
RACPA JaipurA 9-10, First Floor Janta Store Bazarbapu Nagar JaipurVIJB0009819
MSME Cell, JaipurA-9, 10, Janta Storebapunagar Jaipur-302015VIJB0009864
Mohanpura, JaipurNh 11, Main Road, Mohanpura JaipurVIJB0007057


Products Offered by Vijaya Bank in Jaipur

By offering a handful of user-friendly services and innovative products, Vijaya Bank in Jaipur is fulfilling the diverse needs of all. Be it jewel loan, education loan, housing loan, four wheelr loan or personal loan, this lender makes sure to offer you all in the best possible manner. If you want to know more about each of its product, go to the page below.   


Basic Details of Vijaya Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing Loan The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.

The maximum age of the applicant at the time of loan maturity should be 75 years.
Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.

Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
8.50% - 8.65%No Limit 30 Years Waived off till 31 st March,2017
Personal Loan If you a salaried or pensioner, you are eligible to avail the loan from lender.
Salaried:
The minimum age of the applicant should be 21 years at the time of availing loan.
He /she should also has minimum 2 years of left over period in service.

18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.

Pensioners:
The maximum age of the applicant should not be more than 72 years.
He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs
12.35% - 13.35%85% of the cost/invoice of new vehicle.
70% of the market value of used vehicle, not more than 5 years old.
100% of the cost/invoice for new vehicles
5 Years
Four Wheeler Loan  Individuals aged between 21 and 70 years.
 Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company.
 Pensioners drawing pension through our bank.
 Professionals/Self Employed persons having independent income.
9.30% - 9.45%7 Years
Education LoanLoans to students admitted to Top Rated Institutions.

Loans to students admitted to other domestic institutions.

Loans to students seeking studies abroad.
9.45%-10.65%₹10Lakh-20 Lakh up to 15 years Nil
Jewel LoanIndividuals of all income groups
7%-11.25% Based on daily price quoted by Bank1-2.5 Years Upto & inclusive of ₹ 25,000=Nil
Above ₹.25,000= 0.40% of the loan amount

Documents Required

ProductDocuments
Housing Loan Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
All the Land records and documents in original and two sets of copies
License for construction/renovation of House/Flat
Approved plan/Blue Print for the proposed construction or extension
Allotment letter of  Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board.
Personal Loan Presanctioned Documents
Latest salary certificate of the applicants.
Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
4 Wheeler Loan 2 passportsize photos
Identity Proof
Residence Address Proof
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Salary slips for the last 3 months of the applicant in case of salaried person.
Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant.
Jewel Loan Duly filled application form and recent passport size photographs of the applicant.
He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments.
The applicant should also need to have an agreement for demand cash credit against pledge of jewels.
Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc
Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc.
Education Loan ID Proof Documents:  For identity proof, you can submit following documents,
Aadhar Card
Passport
PAN Card
 Voter ID Card
Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead
Certificate of address with photo from Government-recognized educational institutions
Ration Card
Driving Licence
Arms Licence
Certificate of photo identity issued by the Village Panchayat head
Current passbook of Post Office or any scheduled Bank with your photo on it

Address Proof Documents:  For address proof, you can submit the following documents:
Voter ID Card
Certificate of address
Certificate of address with photo from Government-recognized educational institutions
Aadhar Card
Ration Card
Notarized Sale or lease Agreement
Current passbook of Post Office or any scheduled Bank with your Photo on it
Photographs : You need to submit passport sized photographs of applicant to the bank
Marks sheet:  You have to submit photocopies of marks sheet of your highest qualification to the bank
Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant


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Personal Loan Interest Rates November 2017
Bajaj Finserv 11.99% - 15.50%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 11.00% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 20.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 13.00% - 21.00%
Home Loan Interest Rates November 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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