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About Vijaya Bank
With a satisfactory number of more than 3,500 happy customers, it would not be wrong to say that Vijaya Bank is a name you can easily trust. This public sector bank was founded in the year 1931 with a core objective to offer the best banking services and products to all its esteemed customers. With its unmatched products such as Deposits & Loans Products, NRI & Cards Services and Remit & Collect, the bank leaves no stone unturned to make your banking experience totally worth it. Whether it’s availing a loan, insurance, investment, card or any other banking service, this lender ensures to give an unforgettable experience, hence making a fruitful relationship.
Moreover, with a total number of more than 1,651 ATMs along with a wide network of over 1,900 branches, Vijaya Bank ensures that all its esteemed customers will always be in constant touch with the bank. This renowned lender, with its enormous range makes sure that all your financial needs can be fulfilled in the least time frame. So, if you are in the city of joy, i.e. Kolkata and are looking for some financial help, Vijaya Bank is your answer.
Vijaya Bank Kolkata Branches
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Gariahat Road, Kolkata||P/17A, Temple Towers, A C Avenue, Gariahat Road, Kolkata, West Bengal, 700019||VIJB0007202||700029006|
|Burrabazar, Kolkata||No 12/2, S B Street, Burrabazar, Kolkata, West Bengal, 700007||VIJB0007203||700029004|
|Rabindra Sarani, Kolkata||P B No 12313, 2 - B, T C Dutta Street, Rabindra Sarani, Kolkata, West Bengal, 700073||VIJB0007205||700029007|
|Park Street, Kolkata||No 125/1, A G Towers, Park Street, Kolkata, West Bengal, 700017||VIJB0007208||700029008|
|Dharmatolla, Kolkata||No 37/1, N C Street, Dharmatolla, Kolkata, West Bengal, 700013||VIJB0007211||700029005|
|Alipore, Kolkata||Rajahansa Building, 6, Hastings Park Road, Alipore, Kolkata, West Bengal, 700027||VIJB0007212||700029002|
|Brabourne Road, Kolkata||P B No 2038, 1/2, Old Court House, Brabourne Road, Kolkata, West Bengal, 700001||VIJB0007213||700029003|
|Overseas, Kolkata||First Floor, A G Towers, 125/1, Park Street, Kolkata, West Bengal, 700017||VIJB0007216||700029011|
|N S Road||1St Floor, Mukti Chambers, No.4, Cliverow, N S Road, Kolkata - 700001||VIJB0007218||700029009|
|Lake Town, Kolkata||P/205, B - Block, Lake Town, Kolkata, West Bengal, 700089||VIJB0007219||700029013|
|A R M B, Kolkata||No 17/A, Temple Tower, A C Avenue, Kolkata, West Bengal, 700019||VIJB0007220|
|Gora Bazar, Kolkata||Kolkata||VIJB0007221||700029015|
|Rashbehari Avenue, Kolkata||Kolkata||VIJB0007222||700029016|
|Shyam Bazar, Kolkata||Kolkata||VIJB0007223||700029017|
|Chittaranjan Avenue Kolkata||No.126, Chittaranjan Avnue, Kolkata, Kolkata, West Bengal, 700001||VIJB0007225||700029019|
|Salt Lake, Kolkata||Da - 31, Sector - 1, , Salt Lake, Kolkata, West Bengal, 700064||VIJB0007226||700029020|
|New Market Kolkata||53:D Mirza Galib Street, New Market, Kolkata, 700016||VIJB0007227||700029021|
|East Kol.Township Proj., Kolkata||32/B, Rashbehari Connector, East Kol Town, Project Area, Bose Pukar Road, Kasba - Kolkata - 700042||VIJB0007228||700029022|
|Garia, Kolkata||2770, N.S.C.Bose Road, Old 32, Garia Main Road, Garia, Kolkata - 700084||VIJB0007229||700029023|
|Rajarhat, Kolkata||Usta, The Condoville Complex, New Town, At Ag/1(Portion), Street No.28, Rajarhat, Kolkata||VIJB0007230||700029024|
|Rajarhat, Gopalpur, Kolkata||Rajarhat – Gopalpur, Sachindralal Sarani Road, (Jora Mandir), Vip Road, Baguaiati – 700059||VIJB0007233||700029025|
|Jadavpur, Kolkata||No.3/100C Kmb Premises, 241, Chittaranjan Colony, R Aja S C Mullick Road Jadavpur, Kolkata||VIJB0007237||732029028|
|International Airport Extention Counter, Kolkata||Extention Counter, International Airport, Kolkata, West Bengal, 700052||VIJB0007282||700029031|
|Service Branch, Kolkata||1 - 2, Old Court House - , Corner, , Brabourne Road, Kolkata, West Bengal, 700001||VIJB0009203||700029001||033-22488097|
|Regional Office. Kolkata||5Th Floor, Trimurty Apartments, 97/1, Park Street, Kolkata, West Bengal||VIJB0009104||700029100||033-22262910|
|Madhyamgram||Pushpa Kunj Road Sodepur (E) Debigarh, Madhyamgram, Kolkata||VIJB0007240||700029030|
|Corporate Banking Branch||Gillander House No.8, Netaji Subhas Road, Kolkata.||VIJB0007241|
|Currency Chest Kolkata||25/1/A D M Street, C R Avenue, Beh:Medical College Kolkata West Bengal - 700073||VIJB0009603||700029050||033-22349270|
|Racpc - Kolkata||P - 17A Temple Towers, Ashutosh Chowdhury Avenue, Gariahat Rd, 97/1 Park Street Kolkata West Bengal - 700019||VIJB0009806|
|Kolkata Msme Cell||Trimurthi Apartments, 5Th Floor, 97, Park Street, Kolkata-700016||VIJB0009863||701029016|
|Jodhpur Park-Kolkata||1St Floor, 1/336, Gariahat Road, Jodhpur Park Kolkata-700068||VIJB0007245|
|Behela, West Bengal||No 4, Daimond Harbour Road Silpara||VIJB0007246|
Products Offered by Vijaya Bank in Kolkata
Personal loan, education loan, jewel loan, 4 wheeler loan and housing loan, these are the best offered financial products by Vijaya Bank in Kolkata. But, to avail the same, you should know the details of each product before. Hence, in order to know the same, take a look below.
Basic Details of Vijaya Bank Loans
|Product||Eligibility||Interest Rate (in p.a.)||Loan Amount||Tenure||Processing Fee|
|Housing Loan||The minimum age of the applicant at the time of availing the loan should be 21 and 65 years. |
The maximum age of the applicant at the time of loan maturity should be 75 years.
Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
|6.75% - 8.25%||No Limit||30 Years||Waived off till 31 st March,2017|
|Personal Loan||If you a salaried or pensioner, you are eligible to avail the loan from lender. |
The minimum age of the applicant should be 21 years at the time of availing loan.
He /she should also has minimum 2 years of left over period in service.
18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
The maximum age of the applicant should not be more than 72 years.
He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs
|10.00% - 15.60%||85% of the cost/invoice of new vehicle.|
70% of the market value of used vehicle, not more than 5 years old.
100% of the cost/invoice for new vehicles
|Four Wheeler Loan|| Individuals aged between 21 and 70 years.|
Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company.
Pensioners drawing pension through our bank.
Professionals/Self Employed persons having independent income.
|7.50% - 10.30%||7 Years|
|Education Loan||Loans to students admitted to Top Rated Institutions.|
Loans to students admitted to other domestic institutions.
Loans to students seeking studies abroad.
|9.45%-10.65%||₹10Lakh-20 Lakh||up to 15 years||Nil|
|Jewel Loan||Individuals of all income groups||7%-11.25%||Based on daily price quoted by Bank||1-2.5 Years||Upto & inclusive of ₹ 25,000=Nil|
Above ₹.25,000= 0.40% of the loan amount
|Housing Loan||Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.|
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
Income certificate issued by Revenue Authorities in case the applicant is an agriculturist.
All the Land records and documents in original and two sets of copies
License for construction/renovation of House/Flat
Approved plan/Blue Print for the proposed construction or extension
Allotment letter of Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board.
|Personal Loan||Presanctioned Documents|
Latest salary certificate of the applicants.
Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
|4 Wheeler Loan||2 passportsize photos|
Residence Address Proof
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Salary slips for the last 3 months of the applicant in case of salaried person.
Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant.
|Jewel Loan||Duly filled application form and recent passport size photographs of the applicant.|
He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments.
The applicant should also need to have an agreement for demand cash credit against pledge of jewels.
Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc
Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc.
|Education Loan||ID Proof Documents: For identity proof, you can submit following documents,|
Voter ID Card
Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead
Certificate of address with photo from Government-recognized educational institutions
Certificate of photo identity issued by the Village Panchayat head
Current passbook of Post Office or any scheduled Bank with your photo on it
Address Proof Documents: For address proof, you can submit the following documents:
Voter ID Card
Certificate of address
Certificate of address with photo from Government-recognized educational institutions
Notarized Sale or lease Agreement
Current passbook of Post Office or any scheduled Bank with your Photo on it
Photographs : You need to submit passport sized photographs of applicant to the bank
Marks sheet: You have to submit photocopies of marks sheet of your highest qualification to the bank
Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant