Vijaya Bank Mumbai

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About Vijaya Bank 

When it comes to offering the best of financial products and services, it would not be wrong to say that Vijaya Bank has created its own niche. Being founded in the year 1931, this public sector bank since then with its innovative approach, creative vision and unique products are delivering an enriching banking experience to all. With a total of over 3,500 happy and satisfied customers around the country, this lender because of its thoughtfully designed products has been striving hard to increase its customers. With an unmatched range of quality services and state-of-the-art products such as  Deposits & Loans Products, NRI & Cards Services and Remit & Collect, this reputed lender is leaving no stone unturned to make a fruitful relationship with one and all.  

Moreover, Vijaya Bank with having more than 1,900 branches along with 1,651 ATMs being located in numerous cities has been ensuring that all its customers can reach the bank easily, especially whenever they are in urgent need. This is the reason that people living in Mumbai want to avail any sort of financial help, without giving a doubt Vijaya Bank ois their one-stop shop. If you are looking for something more about the products offered by this lender, scroll the page below.  

Vijaya Bank Mumbai Branches

Branch Name Complete Address IFSCMICRCustomer Care
Mumbai 81, Hill Road, Bandra(W), Mumbai,VIJB0005061 Maharastra, 400050VIJB0005002400029003
Mumbai Kumkum, 17Th Cross, R Chemburkar Marg, Chembur, Mumbai, Maharastra, 400071VIJB0005003400029005
Mumbai 29, Clover Apmts, Opp:Hotel President, Cuffe Parade, Colaba, Mumbai, 400005VIJB0005005400029006
ExcelsiorP. B. No. 805, Excelsior Building, Raveline Street, Mumbai - 400001 (Maharastra)VIJB0005006400029007
Fort289, Emca House, Sb Singh Marg, Fort, Mumbai 400001 (Maharastra)VIJB0005007400029008
Gamdevi, MumbaiP B No 4055, Dharam Palace, N S Patkar Marg, Gamdevi, Mumbai, 400007VIJB0005008400029009
Mandvi, Mumbai77/81, Avsar Bldg, Kazi Syed Street, Mandvi, Mumbai, Maharastra, 400003VIJB0005012400029012
Chirabazar, MumbaiNo 586, J S Seth Road, Chira Bazar, Mumbai, Maharastra, 400002VIJB0005015400029014  022-22082008
Santacruz(W)Pearl Queen, North Avenue Road, Santacruz(W), Mumbai, Maharastra, 400054VIJB0005017400029015
Vile Parle(W)Plot No.5 Tps Iii, Land Marks, Beasant Road, Opp.Railway Station, Vile Parle(W), Mumbai, 400056VIJB0005020400029016
Wadala, MumbaiN K E S School Bldg, I D Bhuva Marg, Wadala, Mumbai, Maharastra, 400031VIJB0005021400029017
Matunga (E) , MumbaiOpp:Napoo Garden, A K Marg, Matunga (E), Mumbai, Maharastra, 400019VIJB0005022400029013
WorliG/4, Poonam Chambers, Annie Besant Road, Worli, Mumbai, Maharastra, 400018VIJB0005028400029018
Bhuleshwar, MumbaiP B No 2050, Kalbadevi Road, Bhuleshwar, Mumbai, Maharastra, 400002VIJB0005029400029004022-22418907, 22411082
Papadi, MaharastraSt Thomas Baptista - , Jr College Compound, Papadi, Vasai(W), Thana Dist, Maharastra, 401207VIJB00050324000290230250-2322473
Andheri(W)1/B, Alka Chambers, S V Road, Andheri(W), Mumbai, Maharastra, 400058VIJB0005035400029002
Chunabhatti, MumbaiBuntara Bavana, Bhandari Estate, Chunnabhatti, Kurla(E), Mumbai, 400070VIJB0005042400029019022-24053259
Nariman PointP B No 11675, Maker Chambers Iv, 222, Nariman Point, Mumbai, Maharastra, 400021VIJB0005043400029024
New Mumbai No F/3/3, Sect No 10, Vashi, Navi Mumbai, Maharastra State, 400703VIJB0005044400029026
Mumbai Excelsior Bldg, Wallace Street, Fort, Mumbai, Maharastra, 400001VIJB0005045400029028
Churchgate84, Rajmahal Bldg, Veer Nariman Road, Churchgate, Mumbai, Maharastra, 400020VIJB0005046400029024
Borivali WestNo 6 Premnagar, Mandapeshwar Road, Borivali West, Mumbai, Maharastra, 400092VIJB0005047400029029
Mulund (E) , MumbaiMumbaiVIJB0005048400029031
Palghar, MaharastraGokuldham Shopping - , Centre, Mahim Road, Palghar, Thana Dist, Maharashtra, 401404VIJB000504940002905002525 240442
Bhayander (E) , MumbaiLaxminarayan Apmt - B, Near Jesal Park, Bhayander(E), Thana Dist, Maharastra, 401105VIJB0005051400029033022-28166638
C M S B, MumbaiRohit Chambers, Gr.Floor, S A Brelvi Road, Fort, Mumbai, Maharastra, 400001VIJB0005054400029035022-22845311, 22845311, 022-22823243
S S I, MumbaiMumbaiVIJB0005056400029038
Kopar Khairne, MaharastraPlot 380, Sector - 19, Near G V High School, Kopar Khairne, Navi Mumbai, Maharastra, 400709VIJB0005061400029043022-27542480
Ghatkopar, MumbaiAmbika Darshan Bldg, 43, M G Road, Ghatkopar(East), Mumbai, Maharastra, 400077VIJB0005064400029044022-25134977
Mumbai Sai Leela Co - Op Housing, Society Ltd, Anand Nagar, Dahisar - E, Mumbai, Maharashtra, 400068VIJB0005069400029045
Kandivali - WPanchsheel Heights, 90 Ft Road, Mahaveer Nagar, Kandivali - W, Mumbai, Maharashtra, 400067VIJB0005070400029046
Mumbai Amay House, Ground Floor, J P Road, MumbaiVIJB0005071400029047
Mumbai 324, Pinacle Apartment, Dr.Ambedkar Road, Bandra West, Mumbai 400050VIJB0005072400029048

Products Offered by Vijaya Bank in Mumbai

If you are in urgent need of financial help, nothing to worry as Vijaya Bank with its enormous range of products such as personal loan, housing loan, education loan, 4 wheeler loan and jewel loan has been making sure that all your financial needs can easily be catered in the best possible manner. To know more about different products offered by this renowned bank, take a look at the table below. 


Basic Details of Vijaya Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing Loan The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.

The maximum age of the applicant at the time of loan maturity should be 75 years.
Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.

Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
8.65%No Limit 30 Years Waived off till 31 st March,2017
Personal Loan If you a salaried or pensioner, you are eligible to avail the loan from lender.
Salaried:
The minimum age of the applicant should be 21 years at the time of availing loan.
He /she should also has minimum 2 years of left over period in service.

18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.

Pensioners:
The maximum age of the applicant should not be more than 72 years.
He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs
12.35% - 13.35%85% of the cost/invoice of new vehicle.
70% of the market value of used vehicle, not more than 5 years old.
100% of the cost/invoice for new vehicles
5 Years
Four Wheeler Loan  Individuals aged between 21 and 70 years.
 Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company.
 Pensioners drawing pension through our bank.
 Professionals/Self Employed persons having independent income.
9.30% - 9.45%7 Years
Education LoanLoans to students admitted to Top Rated Institutions.

Loans to students admitted to other domestic institutions.

Loans to students seeking studies abroad.
9.45%-10.65%₹10Lakh-20 Lakh up to 15 years Nil
Jewel LoanIndividuals of all income groups
7%-11.25% Based on daily price quoted by Bank1-2.5 Years Upto & inclusive of ₹ 25,000=Nil
Above ₹.25,000= 0.40% of the loan amount

Documents Required

ProductDocuments
Housing Loan Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
All the Land records and documents in original and two sets of copies
License for construction/renovation of House/Flat
Approved plan/Blue Print for the proposed construction or extension
Allotment letter of  Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board.
Personal Loan Presanctioned Documents
Latest salary certificate of the applicants.
Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
4 Wheeler Loan 2 passportsize photos
Identity Proof
Residence Address Proof
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Salary slips for the last 3 months of the applicant in case of salaried person.
Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant.
Jewel Loan Duly filled application form and recent passport size photographs of the applicant.
He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments.
The applicant should also need to have an agreement for demand cash credit against pledge of jewels.
Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc
Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc.
Education Loan ID Proof Documents:  For identity proof, you can submit following documents,
Aadhar Card
Passport
PAN Card
 Voter ID Card
Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead
Certificate of address with photo from Government-recognized educational institutions
Ration Card
Driving Licence
Arms Licence
Certificate of photo identity issued by the Village Panchayat head
Current passbook of Post Office or any scheduled Bank with your photo on it

Address Proof Documents:  For address proof, you can submit the following documents:
Voter ID Card
Certificate of address
Certificate of address with photo from Government-recognized educational institutions
Aadhar Card
Ration Card
Notarized Sale or lease Agreement
Current passbook of Post Office or any scheduled Bank with your Photo on it
Photographs : You need to submit passport sized photographs of applicant to the bank
Marks sheet:  You have to submit photocopies of marks sheet of your highest qualification to the bank
Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant


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