Yes Bank Bhubaneswar
Last Updated : Feb. 16, 2017, 11:30 a.m.
About Yes Bank
Founded under the guidelines and complete supervision of Mr. Rana Kapoor and Late Ashok Kapur, Yes Bank is one of the leading private sector lenders of the country, well known for offering the best financial products and services to one and all. The bank with its diverse range of products such as Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business ensures that all customers around the globe can easily fulfill their financial needs in the best possible way. This full-service bank was established in the year 2004 and since then it has been striving hard to bring the best for all.
The bank with its strong brand ethos, innovative approach, creative vision, hi-tech technological advancements and unmatched services has been working day and night to give all its customers an unforgettable experience. This is the reason that people living in Bhubaneswar when in need of financial services, look no further than Yes Bank in Bhubaneswar. Over the years, the bank has curated its own space in the industry, hence has grabbed the eyeballs of many. If you are someone who is interested in knowing more about the loans offered by Yes Bank in the beautiful city of Bhubaneswar, this page is worth reading for you.
Yes Bank Bhubaneswar Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
| Utkal Coop Banking Soc Bhubaneshwar | Plot 3 Unit 3 Kharvela Nagar Bhubaneshwar 751001 | YESB0UTKAL1 | 751221002 | 9090463882 |
| Khorda Central Coop Bank Bhubneswar | At Po Bhubaneswar Ctc Road Khordha 751006 | YESB0KHCB12 | 2571048 | |
| Bhubaneswar | 31 Bapuji Nagar Bhubaneswar Orissa 751007 | YESB0000093 | 751532002 | |
| Khorda Central Coop Bank Balianta | At Po Balianta Khordha 752101 | YESB0KHCB13 | 2461164 | |
| Khorda Ccb Mahila Bank Bbsr | At Pt J L Nehru Marg Bbsr Khordha 751007 | YESB0KHCB15 | 2394670 | |
| Khorda Central Coop Bank Citybranch | At Bhubaneswar Indradhanu Mkt Khordha 751012 | YESB0KHCB16 | 2553558 | |
| Khorda Central Coop Bank Old Town | At Po Pallashpali Bhubaneswar Khordha 751010 | YESB0KHCB17 | 6543184 | |
| Khorda Central Coop Bank Nandnkanan | At Po Patia Bhubaneswar Khordha 751024 | YESB0KHCB18 | 2725913 |
Products Offered by Yes Bank in Bhubaneswar
When it comes to Yes Bank in Bhubaneswar, nothing to worry as the bank offers plenty of remarkable products such as personal loan, gold loan, home loan, car loan and loan against the property to name a few. In order to meet the diverse needs of the people living in Bhubaneswar, this lender offers numerous products in the city. But, to avail any of them, you need to check the eligibility criteria of each below.
Basic Details of Yes Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
| Home Loan | The applicant must be atleast 23 years of age at the time of availing the loan. The maximum age of the applicant should be 60 years at the time of loan maturity. If you a salaried or self-employed individual with regular source of income, you can apply for the same. | 9.15% - 11.25% | ₹ 5L-500L | Upto 25 years | 1% of the loan amount |
| Personal Loan | The minimum age of the applicant should be 22 years at the time of taking the loan. The maximum age of the applicant should be 58 years at the time of loan maturity. Net monthly income of the applicant should be ₹25,000. He/she should have minimum 6 months salary account with Yes Bank. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 11.05% - 20.25% | ₹ 200,000- 20 Lakh | Upto 5 years | Upto 2 % of the loan amount |
| Car Loan | The minimum age of the applicant should be 21 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The annual income of salaried individuals should be ₹3,00,000 or above. The annual income of self-employed should be ₹2,00,000 or above. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 9.25% Onwards | ₹ 1Lakh-500 Lakh | 1-7 years | ₹ 5,000-10,000 |
| Gold Loan | An individual must be an Indian resident. The minimum age of the applicant should be 18 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The purity of the gold against, which loan is available should be 18-24 karat. | 12.00% – 14.50% | ₹25,000-50 Lakh | 0.005 | |
| Loan Against Property | The minimum age of the applicant should be 23 years at the time of taking the loan. The maximum age of the applicant should be 60-65 years at the time of loan maturity. Minimum annual income of an applicant should be ₹3-4 Lakh per annum Salaried: The experience of 6 months in current employment, 3 years in total employment. Self-employed: Minimum 3 years of experience in bussiness/profession. | As per bank's guidelines | Upto ₹ 5 crore | Upto 2 % of the loan amount |
Documents Required
| Product | Documents |
| Home Loan | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms: Partnership Deed |
| Personal Loan | Proof of identity, age, address and Signature Salary slips of the last 3 months and IT Returns for the last 2 years Bank Statement of salary account for the last 6 months |
| Car Loan | Duly filled up application form Latest photograph KYC documents as per bank's policy Income proof |
| Gold Loan | 2 Passport size photographs Proof of Identity Address Proof Signature Proof Additional document for Sole Proprietorship Concern Business Proof |
| Loan Against Property | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: - Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns - Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms : Partnership Deed Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity |