Yes Bank Bhubaneswar

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About Yes Bank 

Founded under the guidelines and complete supervision of Mr. Rana Kapoor and Late Ashok Kapur, Yes Bank is one of the leading private sector lenders of the country, well known for offering the best financial products and services to one and all. The bank with its diverse range of products such as Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business ensures that all customers around the globe can easily fulfill their financial needs in the best possible way. This full-service bank was established in the year 2004 and since then it has been striving hard to bring the best for all. 

The bank with its strong brand ethos, innovative approach, creative vision, hi-tech technological advancements and unmatched services has been working day and night to give all its customers an unforgettable experience. This is the reason that people living in Bhubaneswar when in need of financial services, look no further than Yes Bank in Bhubaneswar. Over the years, the bank has curated its own space in the industry, hence has grabbed the eyeballs of many.  If you are someone who is interested in knowing more about the loans offered by Yes Bank in the beautiful city of Bhubaneswar, this page is worth reading for you. 


Yes Bank Bhubaneswar Branches

Branch Name Complete Address IFSCMICRCustomer Care
Utkal Coop Banking Soc BhubaneshwarPlot 3 Unit 3 Kharvela Nagar Bhubaneshwar 751001YESB0UTKAL17512210029090463882
Khorda Central Coop Bank BhubneswarAt Po Bhubaneswar Ctc Road Khordha 751006YESB0KHCB122571048
Bhubaneswar31 Bapuji Nagar Bhubaneswar Orissa 751007YESB0000093751532002
Khorda Central Coop Bank BaliantaAt Po Balianta Khordha 752101YESB0KHCB132461164
Khorda Ccb Mahila Bank BbsrAt Pt J L Nehru Marg Bbsr Khordha 751007YESB0KHCB152394670
Khorda Central Coop Bank CitybranchAt Bhubaneswar Indradhanu Mkt Khordha 751012YESB0KHCB162553558
Khorda Central Coop Bank Old TownAt Po Pallashpali Bhubaneswar Khordha 751010YESB0KHCB176543184
Khorda Central Coop Bank NandnkananAt Po Patia Bhubaneswar Khordha 751024YESB0KHCB182725913

Products Offered by Yes Bank in Bhubaneswar

When it comes to Yes Bank in Bhubaneswar, nothing to worry as the bank offers plenty of remarkable products such as personal loan, gold loan, home loan, car loan and loan against the property to name a few. In order to meet the diverse needs of the people living in Bhubaneswar, this lender offers numerous products in the city. But, to avail any of them, you need to check the eligibility criteria of each below. 


Basic Details of Yes Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.35% - 13.50%₹ 5L-500LUpto 25 years1% of the loan amount
Personal Loan The minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.
13.99% - 16.99% ₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car Loan The minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.
8.80% - 13.70%₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against Property The minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
 The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal Loan Proof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car Loan Duly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan 2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
-  Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
-  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

 

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