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About Yes Bank
Yes Bank Jammu Branches
Products Offered by Yes Bank in Jammu
Basic Details of Yes Bank Loans
Documents Required
Yes Bank Jammu
Last Updated : Feb. 17, 2017, 1:30 p.m.
About Yes Bank
Setting benchmarks in the banking sector, there is no denying the fact that Yes Bank is a reliable name you can trust. Laid its foundation in the year 2004 under the supervision of Mr. Rana Kapoor and Late Ashok Kapur, this private sector bank with its best of products has been scaling new heights of success each day. By offering an exclusive range of financial products in the areas of Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business, this lender ensures to bring a change the way people look at the banking industry.
This is the reason that the lender by offering an enormous range of quality and thoughtfully designed products ensures to serve your financial purpose in the least time frame. Known for following the footprints and benchmarks set by its founders, this full-service commercial bank makes sure to deliver the best customer experience to one and all. Keeping this thing in mind, the people living in Jammu go for Yes Bank when requiring financial help. So, if you are also someone who is interested in knowing the various products offered by Yes Bank in Jammu, you are at the right place. Read this page further to get all the latest updates.
Yes Bank Jammu Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
| Srinagar, Jammu | Unit No 1 - 6, 2nd Floor, M.S. Mall Site, Residency Road Estate Srinagar | YESB0000013 | 190532002 | |
| Jammu | Ground Floor Plot No 20, Block B/C , Gandhi Nagar, Green Belt Jammu Jammu And Kashmir 180004 | YESB0000090 | 180532002 | |
| Katra | Ground Floor, Bhawaniz Paradise Jammu Road, Po Katra Katra Jammu & Kashmir 182301 | YESB0000138 | 182532201 | |
| Udhampur, Jk | Ground Floor, Plot No 10, Shiv Nagar, National Highway 1a, Po Udhampur Pin 182101 ( J& K) | YESB0000277 | 182532001 | 9796320520 |
| Anantnag | Arco Furnishings, Khasra No- 4577/1574, Opposite Dc Office, Lal Choke, Anantnag, J& K 192101 | YESB0000316 | 192532001 | 9906673613 |
| Citizens Coop Bank Jammu C O | 117 A/D Gandhi Nagar, Jammu-180004 | YESB0CJ0101 | 0191-2432058 | |
| Citizens Coop Bank Jammu Moti Bazar | Moti Bazar, Jammu-180001 | YESB0CJ0102 | 0191-2579544 | |
| Citizens Coop Bank Jammu New Plots | New Plots, Jammu-180007 | YESB0CJ0103 | 0191-2578796 | |
| Citizens Coop Bank Jammu Ware House | Ware House, Jammu-180004 | YESB0CJ0104 | 0191-2430076 | |
| Citizens Coop Bank Jammu Gangyal | National Highway, Gangyal, Jammu-180010 | YESB0CJ0105 | 0191-2480491 | |
| Citizens Coop Bank Jammu Kanakmandi | Ahata Shri Niwas Shah, Kanak Mandi, Jammu-180001 | YESB0CJ0106 | 0191-2544712 | |
| Citizens Coop Bank Jammu Shastringr | 242 A Shastri Nagar, Jammu-180004 | YESB0CJ0107 | 0191-2452107 | |
| Citizens Coop Bank Jammu Trnsprtngr | Transport Nagar, Jammu-180006 | YESB0CJ0108 | 0191-2456864 | |
| Citizens Coop Bank Jammu Vinaik Bzr | Vinaik Bazar, Jammu-180001 | YESB0CJ0109 | 0191-2548433 | |
| Citizens Coop Bank Jammu Akhnoor | Near Bus Stand, Akhnoor, Jammu-181201 | YESB0CJ0110 | 01924-252000 | |
| Citizens Coop Bank Jammu Vijaypur | Vijaypur, Distt. Samba, Jammu-180006 | YESB0CJ0111 | 01923-231036 | |
| Citizens Coop Bank Jammu R S Pura | Near Bus Stand, R.S. Pura, Jammu-181102 | YESB0CJ0112 | 01923-250488 | |
| Citizens Coop Bank Jammu Janipur | Near Main Chowk, Janipur, Jammu-180007 | YESB0CJ0113 | 0191-2532812 | |
| Citizens Coop Bank Jammu Chanihimat | Channi Himmat, Jammu-180015 | YESB0CJ0114 | 0191-2462108 | |
| Citizens Coop Bank Jammu Sheikhngr | Sheikh Nagar (BAHU Fort), Jammu-180006 | YESB0CJ0115 | 0191-2452318 | |
| Citizens Coop Bank Jammu Talabtillo | Jawahar Nagar, Talab Tillo, Jammu-180002 | YESB0CJ0116 | 0191-2555361 | |
| Jammu 2 Residency Road | Ground Floor And Mezzanine, Cosmo Hotel Building, Residency Road, Jammu, Jammu And Kashmir, Pin 180001 | YESB0000526 | 180532003 | 2566027 |
| Sanat Nagar Srinagar | Ground Floor, Enigma Complex, Plot No.1, Housing Colony Rawalpura, Sanat Nagar, Srinagar-190005 | YESB0000602 | 190532003 | 2430511 |
Products Offered by Yes Bank in Jammu
Know the eligibility criteria, loan amount, tenure, processing fee, etc offered by Yes Bank in Jammu. Each product be it personal loan , home loan, gold loan or car loan has been well-designed by keeping in mind to meet your varied needs in the least time frame. To know more about the same, kindly read the page below.
Basic Details of Yes Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
| Home Loan | The applicant must be atleast 23 years of age at the time of availing the loan. The maximum age of the applicant should be 60 years at the time of loan maturity. If you a salaried or self-employed individual with regular source of income, you can apply for the same. | 9.15% - 11.25% | ₹ 5L-500L | Upto 25 years | 1% of the loan amount |
| Personal Loan | The minimum age of the applicant should be 22 years at the time of taking the loan. The maximum age of the applicant should be 58 years at the time of loan maturity. Net monthly income of the applicant should be ₹25,000. He/she should have minimum 6 months salary account with Yes Bank. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 11.05% - 20.25% | ₹ 200,000- 20 Lakh | Upto 5 years | Upto 2 % of the loan amount |
| Car Loan | The minimum age of the applicant should be 21 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The annual income of salaried individuals should be ₹3,00,000 or above. The annual income of self-employed should be ₹2,00,000 or above. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 9.25% Onwards | ₹ 1Lakh-500 Lakh | 1-7 years | ₹ 5,000-10,000 |
| Gold Loan | An individual must be an Indian resident. The minimum age of the applicant should be 18 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The purity of the gold against, which loan is available should be 18-24 karat. | 12.00% – 14.50% | ₹25,000-50 Lakh | 0.005 | |
| Loan Against Property | The minimum age of the applicant should be 23 years at the time of taking the loan. The maximum age of the applicant should be 60-65 years at the time of loan maturity. Minimum annual income of an applicant should be ₹3-4 Lakh per annum Salaried: The experience of 6 months in current employment, 3 years in total employment. Self-employed: Minimum 3 years of experience in bussiness/profession. | As per bank's guidelines | Upto ₹ 5 crore | Upto 2 % of the loan amount |
Documents Required
| Product | Documents |
| Home Loan | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms: Partnership Deed |
| Personal Loan | Proof of identity, age, address and Signature Salary slips of the last 3 months and IT Returns for the last 2 years Bank Statement of salary account for the last 6 months |
| Car Loan | Duly filled up application form Latest photograph KYC documents as per bank's policy Income proof |
| Gold Loan | 2 Passport size photographs Proof of Identity Address Proof Signature Proof Additional document for Sole Proprietorship Concern Business Proof |
| Loan Against Property | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: - Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns - Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms : Partnership Deed Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity |