Yes Bank Kolkata
Last Updated : Jan. 12, 2019, 10:37 a.m.
About Yes Bank
If you are in Kolkata, you have a big reason to rejoice as Yes Bank with its exclusive range of financial products and services is trying every possible bit to transform your banking experience. Be it loans, investments, insurances, cards or online banking this private sector lender ensures to fulfill all financial needs of yours in the best possible way. By offering a diverse range of products such as Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business, this bank always satisfies the needs of all.
This is the reason that each and every day, Yes Bank is reaching a new milestone and setting a new benchmark. Established in the year 2004 under the supervision and guidance of Mr.Rana Kapoor and Late Ashok Kapur, there is no denying the fact that this full-service commercial bank is leaving no stone unturned to meet the multiple financial needs of one and all. However, one thing that needs to be mentioned here is the fact that over the years the bank has created its own niche in the banking sector, hence is known for serving many customers around the world. In order to know more about Yes Bank in Kolkata, read the page below.
Yes Bank Kolkata Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
| Kolkata | 19, Camac Street, Kolkata - 700017 | YESB0000017 | 700532002 | |
| Dalhousie | Stephen House, 56 A Hemanta Basu, Sarani, Ground And Mezzanine Floor, Kolkata West Bengal 700001 | YESB0000190 | 700532004 | |
| National I E Coop C & Banking Soc L - Head Office | 7, Council House Street Kolkata-700001 | YESB0NIE001 | 700017251 | 91 9958390909 |
| Salt Lake Sector 5, Kolkata | Ground Floor, Omega, Plot A2, M2 & N2, Block Ep & Gp, Sector 5, Kolkata 91 | YESB0000160 | 700532005 | 9830934722 |
| Prince Anwar Shah Road, Kolkata | Ground Floor, Merlin Oxford, 22, Prince Anwar Shah Road, Kolkata 700033 | YESB0000320 | 700532006 | 98301 34564 |
| Chittaranjan Avenue, Kolkata | Ground Floor, 271 Chittaranjan Avenue, Kolkata- 700 006 | YESB0000322 | 700532007 | 98305 19881 |
| Alipore, Kolkata | Ground Floor, 2/3 Judges Court Road, Alipore, Kolkata-700027 | YESB0000443 | 700532009 | 919830129904 |
| Tollygunge | 193, Netaji Subhas Chandra Bose Road, Netaji Nagar, Tollygunge, Kolkata 700 040 | YESB0000473 | 700532010 | 033 - 3097 9110 |
| Kankurgachi Kolkata | Yes Bank Ltd, Ground Floor, P253, Cit Road, Scheme Vi M, Kankurgachi, Kolkata 700054 | YESB0000565 | 700532011 | 40364100 |
| Barabazar, Kolkata | Yes Bank Ltd, Ground Floor, 36, Shree Tower, Kali Krishna Tagore Street, Barabazar, Kolkata Kolkata West Bengal 700007 | YESB0000646 | 700532012 | 22592156 |
Products Offered by Yes Bank in Kolkata
Yes Bank offers various thoughtfully designed financial products such as car loan , home loan, personal loan, loan against property and gold loan to all so that the people of Kolkata can easily fulfill their needs. However, as far as availing these products are concerned, you can avail them by meeting the eligibility criteria set by the bank. To know more about the same, kindly read the page below.
Basic Details of Yes Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
| Home Loan | The applicant must be atleast 23 years of age at the time of availing the loan. The maximum age of the applicant should be 60 years at the time of loan maturity. If you a salaried or self-employed individual with regular source of income, you can apply for the same. | 9.15% - 11.25% | ₹ 5L-500L | Upto 25 years | 1% of the loan amount |
| Personal Loan | The minimum age of the applicant should be 22 years at the time of taking the loan. The maximum age of the applicant should be 58 years at the time of loan maturity. Net monthly income of the applicant should be ₹25,000. He/she should have minimum 6 months salary account with Yes Bank. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 11.05% - 20.25% | ₹ 200,000- 20 Lakh | Upto 5 years | Upto 2 % of the loan amount |
| Car Loan | The minimum age of the applicant should be 21 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The annual income of salaried individuals should be ₹3,00,000 or above. The annual income of self-employed should be ₹2,00,000 or above. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 9.25% Onwards | ₹ 1Lakh-500 Lakh | 1-7 years | ₹ 5,000-10,000 |
| Gold Loan | An individual must be an Indian resident. The minimum age of the applicant should be 18 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The purity of the gold against, which loan is available should be 18-24 karat. | 12.00% – 14.50% | ₹25,000-50 Lakh | 0.005 | |
| Loan Against Property | The minimum age of the applicant should be 23 years at the time of taking the loan. The maximum age of the applicant should be 60-65 years at the time of loan maturity. Minimum annual income of an applicant should be ₹3-4 Lakh per annum Salaried: The experience of 6 months in current employment, 3 years in total employment. Self-employed: Minimum 3 years of experience in bussiness/profession. | As per bank's guidelines | Upto ₹ 5 crore | Upto 2 % of the loan amount |
Documents Required
| Product | Documents |
| Home Loan | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms: Partnership Deed |
| Personal Loan | Proof of identity, age, address and Signature Salary slips of the last 3 months and IT Returns for the last 2 years Bank Statement of salary account for the last 6 months |
| Car Loan | Duly filled up application form Latest photograph KYC documents as per bank's policy Income proof |
| Gold Loan | 2 Passport size photographs Proof of Identity Address Proof Signature Proof Additional document for Sole Proprietorship Concern Business Proof |
| Loan Against Property | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: - Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns - Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms : Partnership Deed Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity |
