Yes Bank Lucknow

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About Yes Bank 

Following the footprints and benchmarks set by Mr. Rana Kapoor and Late  Ashok Kapur, there is no denying the fact that Yes Bank is always ready to meet the varied financial needs of one and all in the best possible way. This full-service commercial bank since its inception in the year 2004 has been striving hard to deliver the best banking products and services to all its esteemed customers around the world. However, this bank, the day it was formed since then has been making sure to offer an enriching user experience. This is the reason that the bank with its enormous range of financial services has been grabbing the attention since then. 

If we talk about its product offering, this private sector lender offers plenty of them such as Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business to choose from. You just need to pick a product and can easily avail the same with the quick and transparent process. However, with these products the main endeavor of the bank is to offer an unforgettable experience in the least time frame. 

Yes Bank Lucknow Branches

Branch Name Complete Address IFSCMICRCustomer Care
LucknowTulsi Complex, 12, Rani Laxmibai Marg, Hazratganj, Lucknow
YESB0000018226532002
Hcbl Coop Bank Aliganj1st Floor, Sahara India Centre, 2, Kapoorthala Complex, Aliganj, Lucknow - 226024 YESB0HCBL012266400029554964913
Hcbl Coop Bank Alambagh 551, Jha/172, Ramnagar, Kanpur Road, Alambagh, Lucknow - 226005
YESB0HCBL032266400039554964913
Hcbl Coop Bank Nadan Mahal253/100, Nadan Mahal Road, P.S. Chowk, Lucknow - 226004
YESB0HCBL042266400049554964913
Hcbl Coop Bank Ltd Sahara HospitalSahara Hospital, Viraj Khand, Gomti Nagar, Lucknow - 226010
YESB0HCBL062266400069554964913
Hcbl Coop Bank UnnaoPlot No. 4, Motinagar, Lucknow Kanpur City Road, Opp. Ggic, Unnao - 209801
YESB0HCBL182080242519554964913
Hcbl Coop Bank Ltd Sahara EstatesLpc College, Sahara Estate, Jankipuram, Lucknow - 226021
YESB0HCBL992266400059554964913
Rajdhani Nagar Sahkari Bank4th Floor, Pcf Building, 32, Station Road, Lucknow - 226001
YESB0RNSB019415180194
Zila Sahkari Bank Lucknow Main Br26 Jagdish Building, Hazratganj, Lucknow - 226001
YESB0ZSBL012261852528756400217
Zila Sahkari Bank Lucknow AliganjD-21 A, Sec H, Aliganj, Lucknow - 226024
YESB0ZSBL022261852538756400223
Zila Sahkari Bank Lucknow Gomti Ngr2/218, Vivek Khand, Gomti Nagar, Lucknow - 226010
YESB0ZSBL032261852558756400224
Zila Sahkari Bank Lucknow NishatgnjPrem Bazar, Nishatganj, Lucknow - 226007
YESB0ZSBL042261852588756400218
Zila Sahkari Bank Lucknow Sadatganj348/35 A, Tulsidas Marg, Bulaki Adda, Lucknow - 226004
YESB0ZSBL052261852598756400221
Zila Sahkari Bank Lucknow Kanpur RdB-1-61/D, Lda Colony, Kanpur Road, Lucknow - 226012
YESB0ZSBL062261852578756400220
 Zila Sahkari Bank Lucknow LatoucheIshwari Dayal Complex, Latouche Road, Lucknow - 226018
YESB0ZSBL072261852568756400219
Zila Sahkari Bank Lucknow ChinhatA-1529, Indira Nagar, Lucknow - 226016
YESB0ZSBL082261852548756400225
Zila Sahkari Bank Lucknow Vikas NgrVikas Nagar, Lucknow - 226022
YESB0ZSBL092261852608756400222
Zila Sahkari Bank Lucknow Sgpgi Vill And Post, Kalli Paschim, Raebareli Road, Lucknow - 226014
YESB0ZSBL108756400235
Zila Sahkari Bank Lucknow MallbrnchPost Office Mall, Lucknow - 226104
YESB0ZSBL118756400232
Zila Sahkari Bank Lucknow NagramNagar Panchayat, Nagram, Lucknow - 226303
YESB0ZSBL128756400227
Zila Sahkari Bank Lucknow BantharaVill And Post Banthara, Lucknow - 227101
YESB0ZSBL138756400229
Zila Sahkari Bank Lucknow Mohnlal GNear Kashishwar Inter College, Raebareli Road, Lucknow - 227305
YESB0ZSBL148756400228
Zila Sahkari Bank Lucknow KakoriBargad Tall, Kakori, Lucknow - 226101
YESB0ZSBL158756400230
Zila Sahkari Bank Lucknow MalihabadTehseel Road, Malihabad, Lucknow - 226102
YESB0ZSBL168756400231
Zila Sahkari Bank Lucknow BktAirforce Road, Bkt, Lucknow - 226201
YESB0ZSBL178756400233
Zila Sahkari Bank Lucknow GosaiganjNagar Panchayat Gosainganj, Near Vikas Khand Office, Lucknow - 226501
YESB0ZSBL188756400226
Zila Sahkari Bank Lucknow ItaunjaItaunja Bazaar, Lucknow - 226203
YESB0ZSBL198756400234
Zila Sahkari Bank Lucknow Iccmrt Ec21/467, Indira Nagar, Lucknow - 226016 YESB0ZSBL202261852548756400236
Zila Sahkari Bank Lucknow ParagdaryJoppling Road, Lucknow - 226001
YESB0ZSBL212261852588756400237
Zila Sahkari Bank Lucknow ArjunganjAhmamau, Arjunganj, Lucknow - 226002
YESB0ZSBL222261852528756400239
Zila Sahkari Bank Lucknow ChandrngrH No 551 Ka/180 Kha, St Bank Rd, Bhillawan, Chandarnagar, Alambagh, Lucknow-226005
YESB0ZSBL232261852578756400238
Zila Sahkari Bank Lucknow H O26, Jagdish Building, Hazratganj, Lucknow - 226001
YESB0ZSBL998756400240
Northern Rly Pr Coop Bank Main Brnch19 A, Vidhan Sabha Marg, Lucknow - 226001
YESB0NRPCB12261853015222628182
Northern Rly Pr Coop Bank AlambaghQ No Ld 141 (TT2), Nrpcb Workshop, Txr Hostel, Nr Lucknow, Alambagh, Lucknow - 226005
YESB0NRPCB25222462716
Gomti Nagar Ground Floor Tc 56-B-V, Vibhuti Khand, Gomti Nagar, Lucknow, Uttar Pradesh 226010
YESB00006112265320044933205
Hewett Road, LucknowGround Floor, 102/09 ( Old No.4-A ) And 91/7-Ka, Yadu Nath Sanyal Road, Hewett Road, Lucknow, Uttar Pradesh, 226018
YESB000063322653200518002000
National Mercantile Coop Bank Ltd127/4a Bn Road Kaiserbagh Lucknow 226001
YESB0NMCB016457975

Products Offered by Yes Bank in Lucknow

In Lucknow, you can avail many financial products offered by Yes Bank. Yes, the bank brings to you unique products such as car loan, personal loan, loan against property, home loan and gold loan to choose from. To avail these products you need to meet the eligibility criteria set by the bank, hence to know about the same, go to the page below. 


Basic Details of Yes Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.35% - 13.50%₹ 5L-500LUpto 25 years1% of the loan amount
Personal Loan The minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.
13.99% - 16.99% ₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car Loan The minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.
8.80% - 13.70%₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against Property The minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
 The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal Loan Proof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car Loan Duly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan 2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
-  Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
-  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

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Personal Loan Interest Rates November 2017
Bajaj Finserv 11.99% - 15.50%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 11.00% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 20.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 13.00% - 21.00%
Home Loan Interest Rates November 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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