Yes Bank Patna
Last Updated : Jan. 12, 2019, 10:37 a.m.
About Yes Bank
After laying its foundation in the year 2004 under the supervision and guidance of Mr. Rana Kappor and Late Ashok Kapur, Yes Bank is your own bank that offers you best of products and services through various channels. Since its inception, the bank with its diverse range of products and services has been catering the needs of one and all. This is the reason that people living in Patna consider Yes Bank an ideal option to avail multiple products for various needs. This full-service commercial bank offers plenty of unique products such as Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business so that all your diverse needs can easily be fulfilled in the best possible way.
However, the bank with its widest range of financial products as well as user-friendly services has been scaling new heights of success each day and hence become the most preferred choice of the people living in the beautiful Patna city. With strong brand ethos, innovative approach, unique products and technological advancements, this lender is leaving no stone unturned to offer an enriching experience to all its customers around the globe. If you want to know more about Yes Bank in Patna, this page is worth reading for you.
Yes Bank Patna Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
| Patna | Grnd N Mezzanine Flr, Unit No 201 2 Flr, Rajendra Ram Plaza, Plt No 875 Hldg No 373, Crcl No 6, Exhibition Rd Patna Bihar 800001 | YESB0000253 | 800532002 | |
| Bihar State Coop Bank Head Office | Ashok Rajpath, Patna - 800004 | YESB0BSCB01 | 8986210582 | |
| Bihar State Coop Bank Bankipur | Ashok Rajpath, Patna - 800004 | YESB0BSCB02 | 0612-2261848 | |
| Bihar State Coop Bank Maurya Lok | Maurya Lok, Patna - 800001 | YESB0BSCB03 | 0612-2223540 | |
| Bihar State Coop Bank New Sectt | New Secretariat, Patna - 800001 | YESB0BSCB04 | 0612-2232413 | |
| Bihar State Coop Bank New Market | New Market, Patna - 800001 | YESB0BSCB05 | 0612-2221526 | |
| Bihar State Coop Bank Kankar Bagh | Kankarbagh, Patna - 800020 | YESB0BSCB06 | 0612-2353492 | |
| Bihar State Coop Bank Musallahpur | Musallahpur Hat, Patna - 800006 | YESB0BSCB07 | 0612-2670214 | |
| Bihar State Coop Bank Nala Road | Nala Road, Patna - 800004 | YESB0BSCB08 | 0612-2686098 | |
| Boring Canal Road | Shop No. 3, 4 On Lower Gr Floor, Shop No. 5, 6, 7, 8 On Upper Gr Floor, Shree Ram Palace, Boring Canal Road Patna Bihar 800001 | YESB0000620 | 800532003 | 2521139 |
Products Offered by Yes Bank in Patna
If you want to avail a product from Yes Bank, we have the good news for you. This private sector lender offers plenty of thoughtfully designed products such as loan against property, home loan, car loan , personal loan and gold loan so as to meet the diverse needs of all. However, as far as availing the same is concerned, you can avail them if they meet the eligibility criteria set by the bank. To know more about the same, go to the page below.
Basic Details of Yes Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
| Home Loan | The applicant must be atleast 23 years of age at the time of availing the loan. The maximum age of the applicant should be 60 years at the time of loan maturity. If you a salaried or self-employed individual with regular source of income, you can apply for the same. | 9.15% - 11.25% | ₹ 5L-500L | Upto 25 years | 1% of the loan amount |
| Personal Loan | The minimum age of the applicant should be 22 years at the time of taking the loan. The maximum age of the applicant should be 58 years at the time of loan maturity. Net monthly income of the applicant should be ₹25,000. He/she should have minimum 6 months salary account with Yes Bank. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 11.05% - 20.25% | ₹ 200,000- 20 Lakh | Upto 5 years | Upto 2 % of the loan amount |
| Car Loan | The minimum age of the applicant should be 21 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The annual income of salaried individuals should be ₹3,00,000 or above. The annual income of self-employed should be ₹2,00,000 or above. The applicant should have 2 years of total work experience. Minimum 6 months experience with current employer is required. | 9.25% Onwards | ₹ 1Lakh-500 Lakh | 1-7 years | ₹ 5,000-10,000 |
| Gold Loan | An individual must be an Indian resident. The minimum age of the applicant should be 18 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The purity of the gold against, which loan is available should be 18-24 karat. | 12.00% – 14.50% | ₹25,000-50 Lakh | 0.005 | |
| Loan Against Property | The minimum age of the applicant should be 23 years at the time of taking the loan. The maximum age of the applicant should be 60-65 years at the time of loan maturity. Minimum annual income of an applicant should be ₹3-4 Lakh per annum Salaried: The experience of 6 months in current employment, 3 years in total employment. Self-employed: Minimum 3 years of experience in bussiness/profession. | As per bank's guidelines | Upto ₹ 5 crore | Upto 2 % of the loan amount |
Documents Required
| Product | Documents |
| Home Loan | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms: Partnership Deed |
| Personal Loan | Proof of identity, age, address and Signature Salary slips of the last 3 months and IT Returns for the last 2 years Bank Statement of salary account for the last 6 months |
| Car Loan | Duly filled up application form Latest photograph KYC documents as per bank's policy Income proof |
| Gold Loan | 2 Passport size photographs Proof of Identity Address Proof Signature Proof Additional document for Sole Proprietorship Concern Business Proof |
| Loan Against Property | Proof of Identity and Signature Proof of Address (Office and Residence) Income Documents: - Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years - Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns - Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss Last 6 months bank statement of salary / main operating bank account Details of all existing loans Additional Documents in case of Partnership Firms : Partnership Deed Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity |
