Axis Bank Patna - Main Branch Address, Rates Dec 2023, IFSC Code
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Axis Bank Patna

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Axis Bank Patna Main Branch with IFSC Code

  • Branch Name: Patna
  • Complete Address: 1st Floor, Lok Nayak Jai Prakash Bhawan, Dak Bunglow Crossing, Patna-800001, Bihar, India
  • IFSC Code: UTIB0000142
  • MICR Details: 800211002
  • Customer Care Number: 0612-2207030

Axis Bank Patna Branches with IFSC Codes

Below is the IFSC code, complete branch address, MICR details and Axis Bank customer care number for the Patna branch.

Branch Name Complete Address IFSCMICRCustomer Care
PatnaSaket Towers, S P Verma Road, 800001UTIB00001428002110020612-2206701 
Boring RoadUdaiman Apartment Boring Road, Patna, 800001UTIB00003878002110030612-257 3341/42/43/44
RajabazarR. K. Estate, Raja Bazar, Bailey Road , Patna , Bihar , Pin 800014UTIB0001290800211004(0612) 2295617/ 50/ 97/ 66 (0612) 2295665
RajendranagarUpa Complex, 148 - B, Dr. Mahendra Narain Path, Rajendra Nagar, Patna, P.S. Kadam Kuan, Bihar , Pin 800016.UTIB0001377800211005(0612) 2665216/17/ 14/ 2655218 (0612) 2655219
Patna CityHarihar Bhawan Chowk, Ashok Raj Path, Patna City, Patna - 800 008. BiharUTIB00014068002110060612 - 2640120 / 21 / 22 / 24
Ashok Raj PathC/O, Shyam Steel House, Ashok Raj Path, Muradpur, Patna - 800004 (Bihar)UTIB00014838002110070612 - 2300135 / 137 / 142 /147 0612 - 2300113
Barh, PatnaStation Road, P.O. Barh, Dist. Patna 803213UTIB0001785803211102
AnisabadUfo Mall, Anisabad, Near Anisabad Chowraha, Patna, Bihar, Pin 800002UTIB0001664800211008
DanapurGola Road, Ward No. 23, Opp: Ram Janki Mandir, Po. Danapur, Patna, Bihar, Pin 801503UTIB0001776800211009
KankarbaghShow Room No. Sr-01/02, Gr Floor, Sita Usha Square, Kankarbagh Main Square, Patna 80020UTIB00018968002110100612-2355513-14
MadhepuraJeevan Sadan Road , Madhepura-852113UTIB000191285221120206476-223622 , 06476-324222
DarveshpurGround Floor, Beside:Shri Bhagwan Petrol Pump, Po: Beapur, Ps: Maner, Darveshpur, Dist.Patna, Bihar, Pin 801503UTIB00020718002115018877801424
DevkuliDevkuli, Post:Musepur (Via: Bihta)Dist.Patna, Bihar, Pin 801103UTIB00020728002115029504365581
Saguna More BranchNear Anand Vihar Family Resturant, Beside Indian Oil Petrol Pump, Bailey Road Patna, P.S.-Rupaspur Bihar-801503-Rupaspur Bihar-801503UTIB00024358002110119431221432
MokamehGround And First Floor, Main Road, Mokameh, Dist.Patna, Bihar, Pin 803302UTIB000252380321110306132 - 232085

New Bypass RoadLalita Goswami Complex New Bypass Road Near Ram Lakhan Singh Path Patna Bihar 800020UTIB00025798002110129931350627
Pataliputra ColonyGd And First Floor Plot No 136 Opp Site Iit Patna Main Rd Patna Bihar Pin 800013UTIB00026198002110132274510
DighaAparna Complexoppst Michael Schooldigha RoadUTIB00027658002110142272266
Harihar Chamber BranchHarihar Chamber Boring Road PatnaUTIB00028468002110159308285260
Kumhrar PatnaNear Nalanda Medical College & Hospital Main Road KankarbaghUTIB00028488002110168298112194
Ashiana Digha PatnaRakhi Complex Ashina Digha Road Near Passport Office Po Bv College PatnaUTIB00028548002110179334388678

Products Offered by Axis Bank in Patna

Whether you need a personal loan, home loan, education loan, car loan or loan against property, Axis Bank always endeavors to bring the best to all its esteemed customers living in Patna. With the implementation of GST, there is a direct impact of GST on loans. Thus, from now onwards, you will have to pay 18% GST rate in the place of 15% service tax which is applicable on the respective products.

Axis Bank Home Loan Details

Here is the home loan interest rate, eligibility criteria, documents checklist and other information of the Axis Bank. Below is the table showing up the axis bank home loan interest rates and other details.

ParticularsDetails
Interest Rate8.75% - 9.15%
Loan Amount₹ 3 Lakh -150 Lakh (depends on combined income)
Tenure30 Years
Processing FeeUpto 1% of the loan amount + GST
Eligibility CriteriaSalaried:

  • Individuals working in a Government or renowned Companies.

  • The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.


Professionals

  • Doctors, Engineers, CA, Dentists, Architects,CS,Cost Accountants or Management Consultants.

  • The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.

Self-employed:

  • Individual filling an income tax return

  • The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Documents RequiredSalaried

  • Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card

  • Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
    Last 6 months bank statement/Passbook of the salary account

  • Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.

Self-employed

  • Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
  • Income Proof: IT- returns for the last 2 years along with computation of income certified by CA, Last 6 months Bank statement for operative account both personal and business
  • Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.

Axis Bank Personal Loan Details

The personal loan interest rate at Axis Bank is one of the lowest interest rates on personal loans, To apply now, check below the table showing up the axis bank personal loan rates and other details.

ParticularsDetails
Interest Rate10.49% - 21.00%
Loan Amount₹50,000-15,00,000
Tenure12-60 Months
Processing Fee1.50% to 2.00% + GST as applicable
Eligibility Criteria

  • Salaried employee, doctor or employee of public & private limited companies or Government sector employees

  • The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.

  • The minimum monthly income of the applicant should be ₹15,000.

Documents Required

  • Application form

  • Photograph

  • Age proof

  • ID proof

  • Income proof

  • Bank statement

  • Residence proof

  • Signature verification proof

  • Post-sanction / pre-disbursement documentation

  • Loan Agreement duly signed
  • Standing Instruction (SI) Request / ECS Form

  • Security Cheques required for SI and ECS
  • Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Axis Bank Car Loan Details

This car/auto/vehicle loan helps you in buying your dream car with low EMI facility. Below are the interest rate and other necessary details related to axis bank car loan.

ParticularsDetails
Interest Rate7.45% - 14.50%
Loan Amount₹ 1Lakh-Upto 85% on road-funding
TenureUpto 7 Years
Processing Fee₹3,500-5,500
Eligibility CriteriaSalaried

  • The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.

  • Minimum net annual salary of individual should be ₹2,40,000 p.a.

  • His/her income eligibility should be based on Form 16 and latest salary slip.

  • Minimum 1 year of continuous employment.

Self-employed Individuals

  • The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.

  • The applicant must have a minimum business income of ₹2,40,000

Documents Required

  • Application form

  • Photograph

  • Age proof

  • ID proof

  • Income proof

  • Bank statement

  • Residence proof

  • Signature verification proof

  • Post-sanction / pre-disbursement documentation

  • Loan Agreement duly signed
  • Standing Instruction (SI) Request / ECS Form

  • Security Cheques required for SI and ECS
  • Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Axis Bank Loan Against Property Details

For any urgent need of huge amount of funds, a mortgage or the loan against property from this bank is really one of the best choices you can make. Below are the necessary details related to axis bank loan against property.

ParticularsDetails
Interest Rate11.40%-12.10%
Loan Amount₹2,00,000-500,00,000
Tenure15 Years
Processing Fee1% of the loan amount+GST
Eligibility CriteriaSalaried

  • Permanent Government employees

  • The applicant must be 24 years of age at the time of loan commencement.


Self-employed

  • Any individuals filing Income Tax returns

  • The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity


Self-employed Professionals

  • Doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants

  • The lessee must however be a company as defined under the Companies Act, 1956

  • Funding will be done only against ready commercial property

  • Up to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.

Documents Required

  • Identity Proof- VoterID/DL/PAN Card/Photo Credit Card

  • Income Proof- IT Returns of last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA

  • Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurance Premium Receipt

  • Guarantor Form

  • Copy of lease agreement for all lease rental discounting cases

Axis Bank Education Loan Details

The education loan offered by Axis Bank helps students take a step forward towards their dream of higher education in abroad. The interest rate details of this loan are low with an add-on benefit for girls. Have a look at the details below:

Axis Bank Education Loan
ParticularsDetails
Interest Rate15.50%-17.50% p.a.,15%-17% (for girls)
Loan Amount₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)
Processing FeesNil
Eligibility Criteria
  • Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.

  • The applicant/s should have scored atleast 50% marks during HSC and Graduation.

  • Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
Documents Required
  • Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card

  • Latest salary slip showing all deductions or Form 16 along with recent salary certificate

  • IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

  • Residence Proof-Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement

  • Bank Statement/Passbook of Last 6 Months.

  • Guarantor Form (optional)

  • Copy of admission letter or the Institute along with Fees schedule

  • Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses

Axis Bank Fixed Deposit Details

To open an FD account at your nearest bank branch, check the details below to open an Axis bank fixed deposit account at the nearest branch.

ParticularsDetails
Interest Rate2.50% - 6.50%
Minimum Deposit Amount₹ 10,000
Maturity PeriodUp to 10 years
Eligibility Criteria
  • An Individual, Hindu Undivided Family, Sole Proprietorship Concern

  • Trusts

  • Associations / Clubs

  • Partnership Firm

Documents RequiredAn Individual, Hindu Undivided Family, Sole Proprietorship Concern

  • A valid passport or a valid driving license

  • An introduction by any other bank or an introduction by an Axis Bank Savings Account holder for the last six months

  • A photograph


Trusts

  • Copy of the Trust Deed

  • Copy of the registration certificate

  • Copy of the Resolution of the Trustees authorising the members concerned to open and operate the account

  • Photographs of the members operating the account


Associations / Clubs

  • By-laws of the Association

  • Copy of the Resolution by the board authorising the members concerned to open and operate the account

  • Photographs of the members operating the account


Partnership Firm

  • Partnership Deed

  • Letter from partners approving the persons concerned to open and operate the account

  • Photographs of the persons operating the account

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HDFC Bank10.75% - 14.50%
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Home Loan Interest Rates December 2023
Axis Bank8.75% - 9.15%
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