Highlights
- Get high Central Bank of India credit limit
- Choose from best Central Bank of India credit cards at Wishfin
Central Bank of India, since founded in 1911, has been making constant endeavours to simplify life through a rich vein of products and services including credit cards. Understanding the growing shopping need of customers, the public lender has developed an extensive line of credit cards which not only fulfills the needs but also remain economical, with a few of them not requiring any fee. Apart from that, there are loyalty points to be earned on spends along with exciting redemption options.
Central Bank of India Credit Card Offers 2024
The cards come with unique benefits and privileges, with a few not requiring any fee as reiterated earlier.
| Credit Cards | Joining Fee (In ₹) | Annual Fee (In ₹) |
|---|---|---|
| Titanium Credit Card | NIL | NIL |
| Visa Platinum Credit Card | As Applicable | As Applicable |
| Visa Gold Credit Card | As Applicable | As Applicable |
| World Credit Card | As Applicable | As Applicable |
| Aspire Credit Card | NIL | NIL |
| Rupay Select Card | 500 | 500 |
| Rupay Platinum | NIL | NIL |
Central Bank of India Credit Card Limit
Often the term credit limit comes across when you talk about credit cards. It’s actually an amount of credit given to a card shopper. Central Bank can assess your limit based on the income you earn and the credit score you have. A good income and a greater credit score do put you with a good chance to get more limit. Even if the limit comes lower than what you want, there’s a chance to get it up by maintaining a habit of paying the dues on time. The bank, in order to retain such customers, can raise their limit after finding the repayment track to be smooth for at least a year.
Central Bank of India Eligibility Criteria
Anyone with 18-65 years can apply for a credit card of their choice at Central Bank of India.
Documents Required
Get the following documents ready while applying for a credit card.
Identity Proof – Any from PAN Card,Voter ID, Passport, Driving License or Aadhaar Card
Residence Proof – Any from Voter ID, Passport, Driving License, Aadhaar Card or Utility Bill
Income Proof – Latest salary slips for salaried, ITR & audited balance sheet for self-employed
Passport size photographs
Central Bank of India Credit Card Application Form
You can find the application form online or visit the bank branch to get the same. Just enter your personal and professional details correctly before submitting the form. These details would then be examined by the lender to check whether they are genuine or not.
Central Bank of India Credit Card Application Status
Check the application status by dialing the branch or customer care executives. Whatever the status would be, you will get to know that from the executives. In addition, you would know the reasons for rejection if it has happened. So, if you can fill the void in your application by making the required correction, do so and then apply to get the nod from the bank.
Central Bank of India Credit Card Online Payment
Pay card bills using any of net banking, mobile banking or payment gateway modes. If you have the tendency to forget due date and all, you can thus set an Auto Pay on the same online and get the bills paid automatically from your end. You can even just add the bill on the net banking or mobile banking page and choose to pay manually.
Central Bank of India Credit Card Customer Care Number
Dial the 24×7 toll free number – 1800222368 or 022-66387737, 66387743 for any query regarding Central Bank of India Credit Card. Be it the loyalty points to be earned on retail spends or fees & charges on card usage, the executives would tell you everything in detail.
Central Bank of India Credit Card PIN Generation
You can generate your credit card pin if lost or forgotten. Just visit any Central Bank ATM and generate the PIN.