Central Bank of India Titanium Credit Card
Last Updated : May 13, 2017, 5:57 p.m.
About Central Bank of India Titanium Credit Card
Central Bank of India, a well-known public sector bank, offers multiple banking products and services, including credit cards. It offers various cards as per the requirement and eligibility of the customers. Among the cards, there is Titanium credit card which can fulfill all your shopping needs. It is a premium card that is issued to the candidates maintaining an account with the bank and having a minimum annual income of ₹ 1.50 lakh. The card is accepted at all merchant outlets across the globe. The bank does not levy any joining and annual fees. The customer is entitled to earn high reward points on every spent made via the card. The features of the bank’s credit card are discussed below.
Features of Central Bank of India Titanium Credit Card
- No Enrolment /Annual Fee
- 5 years validity
- Maximum 55 days of free credit
- No fee for add-on cards
- Secured transactions through EMV Chip
- SMS Alerts facility to cardholders on all transactions, payment reminders, payment received & seasonal offers
- Active customer care service
- Get instant access to cash through ATMs
- Revolving credit facility
- E- Statement facility
- Auto debit facility to our bank account holders
- Various MasterCard offers and other seasonal offers
- Complimentary Airport Lounge accesses at selected Airport’s across India
- Exciting rewards
Fees & Charges
The Bank levies charges on the issuance and usage of the card, the details of which are provided below:
- Card / Add-on Card Issuance Fee – NIL
- Card / Add-on Card Renewal / Cancellation – ₹ 100
- ATM Transaction Charges – ₹ 100 per withdrawal + 2.99% per month from date of withdrawal till date of repayment
- Markup Fee (For Foreign Currency Transaction) – 3.50%
- Railway Ticket Surcharge – 2.5% + ₹ 30
- Petrol Transaction Surcharge – 2.50%
- Dishonour of Auto debit – ₹ 150 per auto debit dishonour
- Late Payment Charges – ₹ 100
- Service charge on unpaid amount beyond due date – 2.99% per month
Eligibility Criteria
The eligibility criteria determined by the bank is stated below-
- The age of the applicant should be 18 years & above but should not exceed 65 years
- Applicant should have an account in the bank
- The Gross Annual Income of the applicant should be ₹ 1.50 lakh and above
Documents Required
The customer has to present certain documents in order to avail the credit card from the bank. The list of documents needed is as follows:
- Proof of Address – Voter ID, Utility Bills, Passport, Aadhar Card
- PAN Card
- Contact details – Mobile number, E-mail id etc
- Salary slip for (for salaried individuals)
- Copy of latest Income Tax return
Central Bank of India Titanium Credit Card Apply Online
You can apply for Titanium card online by visiting the website of Central Bank of India. All you need then is to search for credit card application form, fill the details and submit to the bank desk to do the rest. The bank, subsequent to receiving the application, will screen your candidature based on the details provided. Only when the details are verified successfully does the bank give its nod to the application.
Application Status
The application status for the credit card can be traced either by contacting the customer care or by using online banking facility.
Central Bank of India Titanium Credit Card Statements
Credit card statement is the detailed list of the expenditure you have made during the period. It is the bill that you have to pay to the bank against the credit card expenditure. The bank provides the e-statement. It delivers the statement to the registered e-mail ID.
Customer Care Number
To resolve your queries and get more details about the credit card call on the customer care number. The customer care cell is active 24x7x365. Call on the toll-free number 1800 222 368.