Credit Card Offers on Croma

Credit Card Offers on Croma

Last Updated : Oct. 8, 2024, 11:41 a.m.

Croma, a leading electronics retail chain, frequently collaborates with various banks and credit card providers to offer exclusive benefits to customers. Credit Card Offers on Croma typically include instant discounts at checkout, cashback on purchases, and No-Cost EMI options, making it easier for customers to afford high-value products over time without added interest. Additionally, select the best credit cards in India that provide extra perks like extended warranties, product insurance, and accelerated reward points.

Best Credit Card Offers on Croma

Several banks provide a variety of promotions based on their best credit cards, which vary by card issuer and current deals. These offers provide shoppers with valuable opportunities to maximize savings on their electronics purchases, making high-value items more affordable through instant discounts, cashback, and flexible EMI options.

Here is the list of banks with the best credit card offers on Croma. Read below to know more about it.

HSBC Bank Credit Card Offer

Bank Name

Offer

Validity

HSBC Credit Card

  • Croma offers a 5% discount up to INR 2,000 on non-EMI transactions for purchases of INR 20,000 or more, both in-store and online.
  • Croma provides a 7.5% discount up to INR 5,000 on instant EMI transactions for purchases of INR 20,000 or more, both in-store and online.

29 December 2024

Description:

This offer is valid till 29 December 2024 and can be used once per card per month on Saturdays and Sundays for both online and in-store purchases at Croma. It applies to payments made via the HSBC Credit Card Instant EMI facility but will be paused during Croma's tactical or festive sale periods.

Terms and Conditions:

  • It is available to both new and existing resident HSBC credit cardholders, excluding corporate cardholders.
  • Cardholders who have yet to make their minimum payment due within 30 days of the due date on their credit card statement will not be eligible.
  • To avail of the offer, cardholders must use their valid HSBC credit card .
  • During the offer period, from 1 July 2024 to 29 December 2024, on Saturdays and Sundays, cardholders can access the offer at Croma stores or on the Croma website.
  • The offer cannot be combined with any other promotions by Croma, Original Equipment Manufacturers (OEM), or brands during the offer period.
  • It is also applicable for payments made through EMI on HSBC credit cards.

How to Redeem?

  1. Visit your nearest store branch and use this card when making your purchase.
  2. Visit the Croma website, select the product, and click on buy now.
  3. You will be able to see the credit card with offers on it.
  4. Make the payment and get instant cashback.

HDFC Bank Credit Card Offer

Credit Card Name

Offer

Validity

Tata Neu HDFC Bank Credit Card

INR 500 Croma eGV will be awarded to you on your first Tata Neu HDFC Bank Credit Card transaction.

20 October 2024

Description:

The customer will receive instant credit card offers on Croma eGV valued at Rs. 500 on the first purchase they initiate during the offer window, as stated in the offer email or SMS. There is no minimum amount required for the first transaction to be eligible. To complete the transaction, you must use your Tata Neu HDFC Bank Credit Card .

Terms and Conditions:

  • These credit card holders are eligible for the offer - The HDFC Bank Credit Card Tata Neu Plus or Credit Card from Tata Neu Infinity HDFC Bank.
  • Only cardholders who receive the offer via email or SMS are eligible for this promotion.
  • If a technical problem causes a customer's transaction to fail, HDFC Bank will not be held accountable in any way.
  • The eGV voucher will be disbursed within 90 days from the end of the offer period, as communicated via SMS/Email. Any delay in disbursement, based on a mutual agreement between Tata Digital and HDFC Bank, will not be the Bank's liability.
  • Customers should contact the bank within 60 days of the proposed date, and if eligible, the bank will ensure timely fulfillment.

*For detailed terms and conditions, visit .

How to Redeem?

  • Eligible consumers will receive offer notification from HDFC Bank via SMS or Email.
  • To qualify for the offer benefit, eligible consumers have to execute a transaction of any amount using their Tata Neu HDFC Bank credit card within the offer time as indicated in the offer SMS or Email.
  • Customers who meet the offer's requirements will get the eGV on their registered email addresses or cell numbers 90 days after the offer's end date, as stated in the message.

YES Bank Credit Card Offers

Credit Card Name

Offer

Validity

YES BANK Credit Card

  • Home Appliances: Instantly save up to 10% with INR 15,000 minimum transaction value for offline stores.
  • Laptops: Get up to 5% discount with INR 25,000 minimum transaction value for offline stores.
  • Mobiles/ Smartphones: Get up to a 5% discount with INR 25,000 minimum transaction value for offline stores.

3 Nov 2024

Description:

  • Offer is good for full swipe transactions made with YES BANK credit cards .
  • During the offer time, each card may use the offer just once.
  • The category "Home Appliances" includes a variety of small appliances such as microwaves, washing machines, air conditioners, refrigerators, and TV panels.
  • Brands Not Included: Dyson, TCL, OnePlus, Apple, and Nothing
  • This offer is not combinable with any other deals.
  • Only valid on a full credit card swipe by the goods.
  • YES BANK retains the right to assess a Cardmember's eligibility for the Offer at any time during the Offer period.

How to Redeem?

  1. Go to the Croma shop.
  2. Choose the item of your choosing.
  3. Make a credit card swipe transaction in full.
  4. Receive a discount right away.

Federal Bank Credit Card Offers

Credit Card Name

Offer

Validity

Federal Bank Credit Card

  • Get 10% off up to INR 3000 on Credit Card EMI.
  • Get a 10% instant discount up to INR 2000 on a Credit Card full swipe.

31 Dec 2024

Description:

Avail exciting instant discounts of up to 10% at Croma stores when you use your Federal Bank Credit Cards. This offer is valid across all products and brands, with some exclusions for select categories.

Terms and Conditions:

  • There is only 1 transaction per card per month limit.
  • This offer is valid till 31st of Dec 2024.
  • There should be a minimum transaction of Rs.15000 in both, offline and online stores.
  • The internet and offline offers are effective on Wednesday, Saturday, and Sunday.
  • Offer not valid on Federal-OneCard.

How to Redeem?

  1. Go to the Croma shop or visit the Croma Website online.
  2. Choose the item of your choosing.
  3. Make a credit card swipe transaction in full or through the EMI option.
  4. Receive a discount right away based on your payment option.

ICICI Bank Credit Card Offers

Credit Card Name

Offer

Validity

ICICI Bank Credit Card

You can get ₹12,500 discount on a ₹2 Lakh minimum purchase

31st Dec 2024

Description:

ICICI Bank provides attractive offers on purchases at Croma, including cashback and easy EMI options on a wide range of electronics and appliances. ICICI credit cardholders can enjoy exclusive discounts on gadgets, home appliances, and more when shopping online or in-store at Croma, making it easier to upgrade to the latest tech while saving money.

Terms and Conditions:

  • Acceptable for Credit Card EMIs
  • Applicable on every Saturday and Sunday.
  • The offer is valid from Sep 20 to Dec 31, 2024.

Conclusion

Credit card offers on Croma provide valuable opportunities for shoppers to save on electronics, with benefits such as instant discounts, EMI options, cashback, and accelerated reward points. These offers are available both in-store and online, and can be further enhanced with specific card features like instant EMI facilities. However, it's important to be mindful of terms such as offer validity, exclusions during tactical sales, and the limit of one offer usage per card per month. Always search for the Croma offers today, to know more about the available offers.

Disclaimer: All the information related to offers are subjected to their official website. Check the offer and validity of the offer first on the current date before using them.

Frequently Asked Questions (FAQs)

What types of discounts can I avail of on credit card purchases at Croma?

Are the credit card offers valid online and in-store?

Can I combine credit card offers with other Croma promotions?

How often can I use the credit card offer?

Is this offer valid on EMI transactions?

How will I receive the eGV voucher?

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