Credit Card Offers on Swiggy

Last Updated : Oct. 17, 2024, 3:48 p.m.

If you're looking to save on your next meal or grocery order through Swiggy, take advantage of these enticing credit card offers from leading banks such as Axis, Federal, HDFC, ICICI, RBL, YES, IDBI, and PNB. Each bank provides unique discounts that can help reduce your spending on both Swiggy’s food delivery and Instamart services. Let’s explore how you can benefit from these promotions.

Best Credit Card Offers on Swiggy

Below, we have mentioned instant credit card offers by leading banks that will help you save more on your food and grocery orders.

Axis Bank Credit Card Offer

Axis Bank credit cards provide discounts on Swiggy for both food delivery and Instamart purchases. Customers can enjoy a flat discount on food orders with MyZone Credit Cards and a percentage discount on Instamart orders above a certain cart value, valid on specific days of the week.

Terms and Conditions

• The maximum discount is capped at INR 120 per order
• The offer is available on a minimum spend of INR 500
• This offer is valid on all restaurant offers where alliance offers are applicable.

Steps to Avail the Offer

• Add your favorite food to the cart.
• On the payment page, use the coupon code.
• The discount will be applied.
• Make the payment using a MyZone credit card.

Terms and Conditions

• The offer is valid on all Wednesdays in October, November and December 2024.
• The offer is applicable to EMI transactions as well.
• This offer cannot be combined with any other offer.

Steps to Avail the Offer

• Visit Swiggy Instamart on their app or website.
• Add products in the cart worth above INR 999.
• Use an Axis Bank credit card to pay while checking out.
• Apply coupon code: AXISINSTA
• An eligible discount will be applied instantly to your cart when paying.

Federal Bank Credit Card Offers

Federal Bank provides a 10% discount on Swiggy food orders and Instamart purchases, with a minimum order value required. This discount can be availed twice per month and is valid every day until the end of December 2024.

Terms and Conditions

• You can use this offer twice per month for each user.
• It's available every day.
• This offer is only valid when using Federal Bank Credit Cards.
• You must spend at least INR 499 to qualify for this offer.

Steps to Avail the Offer

• Visit the Swiggy app/website.
• Select items of your choice and add them to the cart.
• Apply the coupon code on the payment page.
• Click on ‘Make Payment.’
• Pay using a Federal Bank credit card.

Terms and Conditions

• Offer valid on Instamart bill value only.
• This offer is applicable twice per month per user.
• The offer is valid on all days.

Steps to Avail the Offer

• Visit Swiggy Instamart.
• Add products of your choice.
• Make the payment using your credit card.
• The discount will be applied automatically.

HDFC Credit Card Offers

HDFC credit cardholders can get cashback on Swiggy across various services including food ordering and Instamart. Additionally, new card activations are rewarded with a complimentary Swiggy One membership for three months.

Terms and Conditions

• Customers must activate 'Swiggy One' on the Swiggy app after their card is activated to access the benefit.
• This option will appear on the Swiggy app within 2-3 days of activating the card.

Steps to Avail the Offer

• Order food or add products of your choice to your cart on Swiggy. Make payment using your HDFC credit card . You will receive cashback once payment is done.

ICICI Bank Credit Card Offers

ICICI Bank offers discounts for both new and repeat customers on Swiggy food orders, with different minimum order values. There's also a discount available for Instamart purchases, with each offer valid once per card per month.

Terms and Conditions

• Go to the Swiggy app or website and navigate to the Food section.
• Choose your products and add them to your cart.
• Click on ‘Proceed to Pay’ when you're ready to check out.
• Complete your payment with an ICICI Bank Credit Card to get the discount.

Steps to Avail the Offer

• Go to the Swiggy app or website and navigate to the Food section.
• Choose your products and add them to your cart.
• Click on ‘Proceed to Pay’ when you're ready to check out.
• Complete your payment with an ICICI Bank Credit Card to get the discount.

Terms and Conditions

• To use the offer, visit the Instamart section on the Swiggy website or app.
• You can use this offer once per user, per card, each month.
• The offer is available from October 1, 2024, to December 31, 2024, inclusive of both days.
• The transaction amount must be ₹900 or more after applying bank and other discounts.
• The offer does not apply to ICICI Bank Corporate cards and Net Banking.

Steps to Avail the Offer

• Go to the Swiggy app or website and click on the Instamart section.
• Choose the items you want and add them to your cart.
• Enter the valid coupon code on the payment page.
• Click on “Make Payment” or “Pay Now.”
• Complete your payment using the appropriate ICICI Bank payment method as specified in the offer.

RBL Bank Credit Card Offers

RBL Bank offers a flat discount on Swiggy Instamart orders that exceed a minimum spend requirement. This offer is applicable twice per month per user and is valid when paying with RBL Bank credit cards.

Terms and Conditions

• You can use this offer twice per month for each user.
• The offer requires a minimum cart value of INR 499.
• It's valid when paying with RBL Bank Credit Cards.

Steps to Avail the Offer

• Visit the Swiggy app or website, and select Instamart.
• Add your items to the cart.
• Apply the coupon code at checkout.
• Click “Pay Now.”
• Pay with an RBL Bank card as per the offer.

YES Bank Credit Card Offers

YES Bank provides discounts on both Swiggy food delivery and Instamart. Discounts apply to the base bill amount, and users can avail the offer twice per month. Separate terms apply for food and Instamart, focusing on minimum order values.

Terms and Conditions

• This offer is valid only for Swiggy food orders.
• You can use it twice per user each month during the campaign.
• The discount applies to the base amount, and the merchant decides the final discount.

Steps to Avail the Offer

• Go to the Swiggy app or website and choose the Food section.
• Pick the products you want and add them to your cart.
• Click on “Proceed to Pay” for payment.
• Complete the payment using a valid YES Bank method as specified in the offer.

Terms and Conditions

• This offer applies only to the Instamart bill amount.
• Customers must pay for taxes, packaging charges, and delivery fees separately; these are not included in the offer.

Steps to Avail the Offer

• Visit the Swiggy app or website, and select the Food section.
• Add your chosen items to the cart.
• Click “Proceed to Pay” to move to payment.
• Pay with a YES Bank method as the offer requires.

IDBI Bank Credit Card Offers

IDBI Bank offers a 20% discount on food and Instamart purchases through Swiggy, with a minimal order value. The offer covers a single restaurant or store bill per session and excludes additional fees like taxes and delivery charges.

Terms and Conditions

• This offer is valid for one restaurant bill for food orders and one store bill for Instamart orders.
• The coupon does not cover taxes, packing charges, delivery fees, or any other additional charges. These costs must be paid by the customer.
• If an order is canceled because the restaurant, store, or item is unavailable, the coupon will be reissued.

Steps to Avail the Offer

• Open the Swiggy app or website and head to the Food section.
• Choose your items and add them to the cart.
• Enter the coupon code on the payment page.
• Click “Proceed to Pay” to move forward with the payment.
• Complete the payment with a valid IDBI Bank credit card .

PNB Credit Card Offers

PNB offers a flat discount on Swiggy orders that meet a minimum order amount. This offer can be utilized twice per card each month and remains valid through the end of November 2024, with specific steps to redeem the discount using PNB credit cards.

Terms and Conditions

• You can use this offer twice per card each month.
• The offer is available until December 31, 2024.

Steps to Avail the Offer

• Go to the Swiggy app or website and navigate to the Food section.
• Pick the products you want and add them to your cart.
• On the payment page, use the coupon code "PNBCC75".
• Click on "Proceed to Pay" to go to the payment.
• Complete the payment with a valid PNB credit card.

Wrapping Up!

Using the right credit card for your Swiggy orders can lead to substantial savings, thanks to the variety of discounts offered by these major banks. Remember to check the specific offer days and conditions to make the most out of your purchases. These offers not only make ordering more affordable but also more rewarding.

Disclaimer: All the information related to offers are subjected to their official website. Check the offer and validity of the offer first on the current date before using them.