Credit Card Offers on Groceries

Last Updated : Oct. 15, 2024, 1:01 p.m.

A great way for consumers to save on essentials is with credit card offers on groceries for everyday purchases. Many cards offer cashback, reward points, or discounts for grocery shopping, in-store or online. These offers typically include cashback, or the opportunity to accumulate reward points that can be redeemed for vouchers, merchandise, or travel rewards.

Best Credit Card Offers on Groceries

In this blog, we will discuss some of the best credit card offers on Groceries. Some cards also offer exclusive deals with partner supermarkets or e-grocery platforms. This enhances savings and convenience for cardholders, making these offers highly appealing for routine spending. To learn more about the best credit cards , read the content below.

Bank of Baroda

Description:

Bank of Baroda (BOB) credit cards offer attractive discounts and cashback on grocery purchases. Cardholders can enjoy benefits like cashback or reward points on both in-store and online grocery shopping. Select cards may offer up to 5% cashback or exclusive discounts at partner stores, making everyday grocery spending more affordable and rewarding.

Zepto:

Get 10% off, up to ₹200, on orders above ₹750 through the Zepto app, available for both Android and iOS users. This offer is valid once per card, per month, for all BOBCARD LTD. credit cardholders. It is applicable in major cities, including Mumbai, Bangalore, Chennai, Gurgaon, Pune, Hyderabad, Delhi, Ghaziabad, Kolkata, Noida, Jaipur, Ahmedabad, Lucknow, Chandigarh, and Nashik.

Terms and Conditions:

• The offer is valid once per card, per month
• Valid from October to November 2024.
• It is applicable on all days.
• It can be availed through the Zepto app for both Android and iOS users and applies to all BOBCARD LTD. BINs.
• Please note, that the offer does not apply to purchases of baby food, cigarettes, atta and other flours, oil, milk, hookah flavors, cables, chargers, and select other items.

How to Redeem?

1. Open the Zepto Application on your mobile phone.
2. Select the grocery items you want to order.
3. Go to the cart and scroll below for the BOB Card Credit Card offers.
4. Click on the card and enter the card details.
5. Below you will find the coupon code option, you can type BOBCCZEP.
6. After applying the discount will be applied to your overall amount.
7. After that, you can checkout.

Big Basket:

With Bank of Baroda credit card offers, you can get a 10% instant discount, up to ₹100, on a minimum purchase of ₹600 on a big basket now. The offer is valid once per card, per month. Use the code BOBCCNOW to avail the discount.

Terms and Conditions;

• The offer is applicable on the website, app, and mobile site.
• It is only valid for online payments and not for card-on-delivery.
• The voucher must be applied at the time of placing the order.
• If Big Basket wallet credit is used during checkout, the voucher cannot be applied after selecting the 'Pay Now' option.
• This offer cannot be combined with any other promotions and excludes the following products and categories: Baby Cereals, Baby Foods, Infant Formula, Organic Baby Foods, and Srilalitha Rice in all pack sizes.

How to Redeem?

1. Open the Bigbasket Application or visit their website.
2. Select all the items you want to order.
3. After checking out, choose your credit card and enter the details.
4. After entering the details, click on the promo code option and enter BOBCCNOW .
5. The discount will be directly applied to the cart.

Big Basket Super Saver:

Big Basket is offering a 10% instant discount, up to ₹300, on a minimum order value of ₹2,000. Both offers are valid once per card and once per user during the first 25 days of each month in September, October, and November 2024.

Terms and Conditions:

• Please note that the codes BOBCC and BOBCCNOW will remain unchanged every month.
• Offer valid on BOBCARD only, one per card every month. It also applies to mobile sites, apps, and websites.
• This offer is only good for online payments. Not applicable to cards upon delivery.
• The coupon must be used at the time the order is placed.
• If Big Basket wallet credit is used at that time, it cannot be used after the order is placed using the "Pay Now" option.
• Baby Cereals, Baby Foods, Infant Formula, Organic Baby Foods, and Srilalitha Rice in all pack sizes are not eligible for redemption.

How to Redeem?

1. Open the website or the Bigbasket application.
2. Choose every item you want to place an order for.
3. Choose your credit card and provide the information after checking out.
4. Once the information has been entered, select the promo code option and type BOBCC.
5. The savings will be added to the cart right away.

Nature’s Basket:

Avail 5% off on a minimum order value of ₹1,000, with a maximum discount of ₹120. This offer is applicable only once per card, per month. It’s a great opportunity to save on your purchases while enjoying your favorite products. Make sure to take advantage of this discount within the month, as it provides a fantastic way to stretch your budget and get more value for your money.

Terms and Conditions:

• The coupon code is Not applicable.
• You have to pay through your credit card only by full swipe.
• Valid on all days.
• The offer is valid from October 1 to December 31, 2024.
• This offer applies to a wide range of products, including fruits and vegetables, meat, seafood and eggs, bakery and dairy items, delicatessen and cheese, chocolates, confectionery and desserts, world foods, breakfast items, jams, honey, spreads, groceries, gourmet platters, beverages, snacks, health and wellness products.
• It is also applicable to the Gift Studio items, baking ingredients, and tools.

Punjab & Sind Bank

Punjab & Sind Bank offers attractive credit card deals on groceries, providing cardholders with opportunities to save on essential purchases. With benefits like reward points and exclusive discounts at partner retailers, these offers make grocery shopping more affordable and rewarding.

SBI Card

SBI credit cardholders can take advantage of enticing offers on grocery purchases, making everyday shopping more economical and rewarding. With special promotions, cardholders can earn extra reward points or cashback on their grocery spending. This allows them to maximize their benefits while shopping for essentials. Note that these offers apply to all SBI credit cards except for Paytm SBI credit cards , Corporate cards, and Cashback cards while shopping at Suvidha Supermarket.

Terms and Conditions:

• The offer is not valid on Paytm SBI credit cards, Corporate cards, and Cashback cards.

How to Redeem?

• To redeem the promotion, shop at Suvidha Supermarket locations for any goods using your SBI credit card.
• Different Stores List - Click Here

Axis Bank

With Axis Bank Neo Credit Card , you can get Rs. 250 off every month and Rs. 3000 off on an annual basis. There is no validity period for this, the moment you own this credit card you will be eligible for the benefits.

Federal Bank

Federal Bank offers a range of credit cards that provide attractive rewards and cashback on grocery purchases. Cardholders can enjoy benefits on Swiggy Instamart and Zepto with different terms and conditions applied to each one of them.

Swiggy Instamart - On Swiggy Instamart you can get 10% off your minimum order value of ₹499.

Terms and Conditions

• This offer is applicable on all the days.
• Offer available with a cart value of at least INR 499.
• On Credit Cards, you can get up to Rs 150 off.
• Applicable twice a month for each user
• Offer available for Instamart bill value only.
• The discount will be refunded if the order is canceled for any reason, including unavailability of the items.
• Certain products in the categories of tobacco, baby food, ghee, milk, butter, and probiotic drinks are not eligible for coupon reductions, per manufacturer and regulatory rules.

Zepto - By ordering from Zepto you can get instantly 10% off.

Terms and conditions:

• You can get a 10% immediate discount on a minimum order of ₹599 using a Credit Card
• The maximum discount on credit cards is Rs. 150
• The offer is applicable on all the days.
• The Campaign period is valid till 31st December 2024
• The Offer is only valid for purchases made during the marketing period.
• During the promotion period, the offer is valid once per card, each month.
• The Jupiter/Epifi Cards are not eligible for the offer.
• Credit cards issued by Federal-OneCard are not eligible for the offer.

ICICI Bank Credit Card

ICICI Bank offers great savings on groceries with its credit cards, providing cashback and reward points on grocery purchases. Cardholders can enjoy discounts at leading supermarkets and earn rewards that can be redeemed for future savings.

Terms and Conditions:

• Only full swipe transactions made using ICICI Bank credit card and debit cards are eligible for this promotion.
• The promotion is limited to groceries.
• During the marketing period, only one use of the offer is permitted.
• The deal is available every Tuesday through December 31, 2024.
• The corporate credit from ICICI Bank is not eligible for this offer.
• Offers can be availed once during the promotional period.

RBL Bank

RBL Bank credit cards offer 20 reward points for every INR 100 spent on grocery shopping, allowing cardholders to earn up to 1,000 reward points per month. This makes it a valuable option for frequent grocery shoppers looking to earn rewards while managing everyday expenses.

Terms and Conditions:

• The Shoprite Credit Card is accepted on the RuPay, VISA, and MasterCard networks.

YES BANK

The Yes Prosperity Cashback Credit Card is a highly rewarding card that offers 5% cashback on movies, groceries, and utility payments. In addition to cashback, cardholders earn reward points on everyday purchases, which can be redeemed for AirMiles or items from the rewards catalog.

Conclusion

Credit card offers on groceries provide significant value for everyday spending, allowing cardholders to enjoy cashback, reward points, and exclusive discounts. These benefits help maximize savings on essential purchases, making them ideal for frequent grocery shoppers. With various banks offering grocery benefits, selecting the best credit card can lead to substantial long-term savings and added convenience.

Disclaimer: All the information related to offers are subjected to their official website. Check the offer and validity of the offer first on the current date before using them.