Get Best Returns with Dena Bank Fixed Deposit Bengaluru - Wishfin

Dena Bank Fixed Deposit in Bengaluru

About Dena Bank Fixed Deposit Bengaluru

Dena Bank was founded by the family of Devkaran Nanjee on 26th May 1938 under the name Devkaran Nanjee Banking Company. In July 1969 the bank became nationalized by the Government of India, along with 13 other major banks. It is now a Public Sector Bank established under the Banking Companies(Acquisition & Transfer of Undertakings) Act, 1970.

Dena Bank laid down its presence with respect to branches in the heart of Silicon Valley of India i.e. Bengaluru. The bank offers a host of innovative products and services such as Personal Baking Services involving Deposit, Loan and Investment Services, Priority and Small & Medium Enterprises (SME) services, International Baking Services, Corporate Banking Services and a host of other Value Added Services. Amongst the products, fixed deposit is one such financial instrument which is offered by the bank.

Fixed deposit provides the customers with a higher rate of interest than a regular savings account, until the given maturity date. They are also known as high-interest yielding Term deposit offered by the banks in India. Due to low liquidity provision in the savings account, fixed deposit compensate the regular savings account by providing higher rates of interest.The longest admissible tenure for FDs provided by Dena Bank is 10 years. Moreover, the tax deducted by the banks on FDs is applicable when the interest amount exceeds ₹ 10,000 in a financial year.

However, the prominent industrialists of Bengaluru region prefer to choose fixed deposit for parking their surplus funds as the returns on fixed deposit have no connection with the stock market.

Dena Bank Fixed Deposit Bengaluru at a glance

Interest Rate2.90% - 6.30%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Eligibility Criteria

1. The entities mentioned below are eligible to apply for fixed deposit :

  • Individuals
  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

2. The eligibility details for Dena Maha Tax Bachat Yojna is as follows:

  • Minimum Lock-in period should be of 5 years.
  • Minimum size of deposit per receipt must be ₹ 1 lakh through a single deposit receipt.
  • Senior Citzens will get an additional interest rate of 0.50% over and above card rate except NRI Deposits.

Documents Required with Dena Bank Fixed Deposit Bengaluru


An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

For getting additional details, visit Fixed Deposit Bengaluru

Address of Dena Bank Branches in Bengaluru

Branch NameComplete AddressIFSCMICRContact Number
Kempegowda Rd.) Kempegowda Road, PB No.9901, Bangalore, Karnataka - 560009 BKDN0610078560018002080-2200676/2268918
JC Road2, Corporation Shops, Jayachamrajendra Road, Bangalore - 560002BKDN0610279560018003080-2226661/2247983
Budigere433, Main Road, TAL. Devanahalli, Via Sulibele, Dist. Budigere BKDN0610433NON-MICR080-27604181
Indira NagarNo.2990/C, 12th Amain, Hal, II Stage, Indira Nagar, Bangalore - 560038 BKDN0610521560018006080-5281667/5200704
Brigade RoadSri Sabari Complex No. 24, Resedency Road, Bangalore - 560025BKDN0610670560018004080-25588463
Jayanagar36 By A Cross, 9TH Main Road, 5TH Block, Jayanagar, Dist. Bangalore, KarnatakaBKDN0610930560018007080-22445563 / 22446944
Nagashetti HalliMaruthi Complex, 1st Floor, Nagasetty HalliBKDN0611080560018010080-3416829/3414386
JP Nagar127 / A, 8th Main, J.P.Nagar, III Phase, Bangalore - 560078BKDN0611150560018011080-6580826
Nagarbhavi5.SRS Complex, 80 Feet Road, NGEF Layout Bangalore - 560072BKDN0611192560018012080-23212937
Chola Nagar # 38 , C I L Main Road, Thimmakka Layout, Near Acharya Institute, Cholanagar, Bangalore - 560032 BKDN0611213560018013080-23530004



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