EPF Forms for Different Purposes

Both you and your employer contribute to your provident fund. Every month, your employer deducts 12% of your basic salary and dearness allowance and marks it as your contribution to the salary slip. An equitable contribution is also made by the employer. The contributions also earn you interest at a rate decided by the government of India. Yes, you can withdraw from your EPF account for various purposes such as marriage, education, home purchase, etc. To do so, you need to fill certain forms. We, in this post, have explained EPF forms for both employee and employer. So, read and know what these forms are for.

EPF Forms for the Employer

The organization or company in which you are working may allow you to get the benefit under the EPF scheme if your salary is less than INR 15,000. Look at the forms mentioned below which the employer required to enroll the employee.

Form 5: It is the registration form for the EPF which the employer submit every 15th of the month. And if there are no new joinings or no employees are hired then it is submitted as NIL.

Form 10: When the employee resigns or leaves his job, the employer needs to submit Form 10 to stop the contribution of the employee. It is also needed to be submitted every 15th of the month.

Form 3A: The employer provides the Form 3A to show the monthly contribution of the employee.

Form 6A: Your annual salary which is contributed to the EPF is mentioned in it. So the employer can showcase the total contribution of each employee.

Form 12A: To save tax on the surplus income, non-profitable organizations like NGOs, religious organizations and charitable trusts can claim this exemption.

EPF Form for Employees

Employees can fill the following forms for specific purposes.

Form 2: To add a nominee to your EPF account, it is necessary to submit Form 2 which you can do either online or offline. Why is it important? It is necessary to secure the family member of the employee in case of the latter’s unfortunate death. You can change your nominee anytime and it is mandatory after the marriage.

Form 15(IF): To claim the Employee Deposit Linked Insurance (EDLI) after the sudden death of the employee, you can fill Form 15 (IF). You need to provide an attested form by the employer to claim this benefit. If the form is not attested by the employer due to any reason, the gazetted officer can do so. When the beneficiary of the insurance is minor, it’s legal guardian can fill the form.

Form 10C: For the withdrawal of the pension amount from the EPS scheme, you can submit this form offline or online. But, before doing so, you should look at the essentials.

• The withdrawal from EPS can be made if you have worked for 10 years
• Your age must be below 50 years

In case the employee is above 50 years old but below 58 years at the time of pension withdrawal, the employee can receive a reduced pension amount after filling the Form 10D. In both cases, the employee is set to receive a scheme certificate.

Form 11: When an employee swaps his job, he needs to submit Form 11.

Form 13: To transfer the balance of your old EPF account to a new PF account just after the job change, you can fill form 13. Remember the UAN remains the same wherever you go. The thing that changes with a job change is the provident fund account number. It is included in the composite claim form for a quick transfer.

Form 14: For paying the Life Insurance Corporation (LIC) policy from the PF account, you need to fill this form, do a self-attestation and submit it to the employer, which will submit it to the EPF commissioner.

Form 19: If you don’t have the Universal Account Number (UAN), you can still make withdrawals using Form 19. Only the PF contribution and interest can be withdrawn using this form. The form does not apply to the withdrawal of pension contributions.

Form 20: The nominee can claim for the settlement by filling and submitting the Form 20 after the death of the employee. If the nominee was a minor or disabled individual, the legal guardian can fill-up the form and submit it on his/her behalf. The PF amount would be disbursed to the bank account directly or via money order.

Form 31: To meet your urgent financial needs when you require funds, you can submit Form 31 and make a partial withdrawal from the PF account. This form applies to withdrawal for marriage, education, home & plot purchase, home loan repayment, etc.