Change in Credit Score – How Often Does it Happen?

Last Updated : April 9, 2019, 4:45 p.m.

The change in the credit score depends on your credit-related activities. If you are applying for loans and credit cards frequently, the lenders would keep doing a hard credit enquiry. This would bring a change in the score in proportion to the frequency of the application made by the borrowers. Lenders, for instance, report individual’s repayment track to CIBIL every month. The credit bureau studies the repayment track thoroughly before making a change in the score or maintaining the status quo in about 30-45 days from receiving the report from lenders. So, if the score does change, you can expect to see an updated credit score in a maximum of 60 days.