FAQ

Yes, you are allowed to pay the overdue amount after the debt settlement. Before elaborating on the process for the same, it pays to know what debt settlement is and its negative impacts. Many when they find it hard to pay the total due go for a... Read More

Personal loans are unsecured which means the interest rate on it is higher than secured loans. But if you compare the personal loan offers of different lenders, you can choose the low-cost offer available. The low-cost will mean a lower rate of... Read More

Most families don’t have the savings to ensure their kids pursue higher studies. The cost of higher studies, be it in India or overseas, is quite high and is likely to go up further. But there are ways by which students can pursue their higher... Read More

A personal loan is an amount you borrow from a bank for your financial needs. These loans can be used for any purpose of the borrower. Personal loans are convenient because they are unsecured and do not need collateral against them. Secondly, you... Read More

A lot of individuals opt for a personal loan to fulfill their various financial needs. Borrowers have a definite tenure to pay the loan amount back to the lender. But there are so many people who do not repay the loan amount back due to the lack of... Read More

A personal loan helps you meet your various financial needs. This loan is unsecured and you don’t require to pledge any asset as security for the borrowed amount. Since there’s no security involved in it, the loan approval depends on various... Read More

To meet your instant fund requirements, you can apply for a personal loan. You can get high loan amounts without having to submit security or collateral. But which are the banks that can approve the loan quickly? After all, personal loan... Read More

Personal loans are unsecured in nature and do not require any collateral or security. It can be obtained with minimal documentation. Like any other loan, however, it is to be paid in monthly installments. You can use the loan to fund expenses such... Read More

You can book your fixed deposit at HDFC Bank to earn interest on the same. HDFC FD rates come with an attractive interest rate and thus help you build a good surplus over time. And an FD provides a fixed interest to your invested amount which keeps... Read More

Credit cards come in handy to make purchases and payment in EMIs. But not all transactions can be converted into EMIs. Lenders usually allow instant EMI conversion, and if you want to convert after making a purchase, they would like you to do it... Read More