FAQ

Change in Credit Score – How Often Does it Happen?

FAQ312 views

The change in the credit score depends on your credit-related activities. If you are applying for loans and credit cards frequently, the lenders would keep doing a hard credit enquiry. This would bring a change in the score in proportion to the... Read More

Why GST on Personal Loan

FAQ349 views

If we talk about GST, this in-direct tax has been levied by the Government on various Goods and Services. And, under the banking sector, a personal loan is one such product on which GST is applicable. The government collects the tax from various... Read More

Can home loan be insured?

FAQ309 views

Yes, you can insure your home loan. Almost all the banks and NBFCs give home loan insurance along with the loan. Some make it mandatory to get a home loan insurance from them but you can check if the lender is giving you the option to get it from... Read More

How Personal Loan Balance Transfer Works?

FAQ314 views

When it comes to a personal loan balance transfer, it is a process of transferring your existing outstanding personal loan balance from one loan provider to another, offering a lower interest rate. In simple words, now you just have to pay your EMIs... Read More

How Credit Card Industry Works?

FAQ379 views

The credit card industry basically involves four participants - banks, merchant establishments (online and offline stores), payment processing networks such as VISA, Mastercard, and customers. The process starts with the customer making a purchase,... Read More

Can CIBIL defaulter get Home Loan?

FAQ363 views

A home loan is given on the basis of your income, age, property value and authorization of both builder and location, and credit score. Since home loans are secured loans, credit score does not have much importance in this case, unlike a personal... Read More

Can Credit Card be Used as Debit Card?

FAQ320 views

Regular credit cards can’t be used as debit cards. However, a prepaid credit card mimics debit card in a certain way. Prepaid cards, much unlike regular cards, don’t incur interest for the customers. These cards, which are issued by banks and... Read More

Free CIBIL Score
Personal Loan Interest Rates August 2019
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.45%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 18.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates August 2019
State Bank of India/SBI8.35% - 9.10%
HDFC8.40% - 9.00%
LIC Housing8.60% - 9.15%
PNB Housing Finance9.25% - 12.00%
Piramal Capital & Housing Finance9.00% - 9.10%
Tata Capital9.20% - 9.35%
ICICI Bank9.05% - 9.30%
Bank of Baroda8.45% - 9.45%
Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%