FAQ

Usually, an individual checks his Cibil Score at the time of applying for any debt or loan. If he gets a high Cibil Score then the chances for loan disbursal are high. So, every individual needs to maintain a good Cibil Score. On the other hand, if... Read More

You must have been familiar with the concept of EMI that helps you to repay the amount via easy monthly installments over a fixed tenure. But when you hear the term ‘EMI’, you often associate with it a Loan or a Credit Card. What if we tell you... Read More

Getting an unsecured loan from any lender can be difficult for individuals having a poor credit score (considered a score below 650). Lenders also like to charge higher interest rates when such individuals want a loan. Such individuals, therefore,... Read More

When you make a transaction with your credit card, it provides you the option of paying this amount later within an interest-free period. But what if you want to make a big purchase with your credit card and have this feeling that you won’t be... Read More

Sometimes one may require funds immediately to meet their financial needs. In such times, you cannot wait for the lengthy process of application, documentation, sanction, approval and disbursal involved in different types of loans. So how to fulfill... Read More

If you borrow some money from a bank or financial institution, you can repay the amount via Equated Monthly Installments - commonly known as EMI. The EMI amount includes a portion of both principal and interest amount. The concept of EMI was... Read More

No, you can’t hide your loan history in your CIBIL report! Doesn’t matter whether the loan history remains good or bad, the lender can access the same when you apply for a fresh loan. So, instead of thinking about hiding your loan history, you... Read More

The two most popular loans of today’s times would most likely be - personal loans and home loans. These two loans together could constitute a massive chunk of banks’ loan books. Given the popularity of these two, lenders often come with... Read More

Do you know your car can come handy when you need instant cash? A lot of customers ask - can they mortgage their car to get a loan? Well, the answer to this question is a resounding YES! An individual can get a loan against his or her car. Several... Read More

The experience of receiving the first salary remains etched in our memory for a very long time. After all, it marks our beginning in work life, which dictates the way we maintain our lifestyle. But how do people use their first salary? Well, some... Read More