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Home Loan in Jaipur

Home Loan in Jaipur

Last Updated : Sept. 25, 2019, 3:14 p.m.

Top Home Loan Providers in Jaipur with Branch Addresses

Have a look at some of the best home loan providers in Jaipur where there is an instant approval facility. You can compare the housing loan interest rates by different banks and contact the main branch in case of doubts before applying for the loan. You may note that Jaipur Development Authority (JDA) housing scheme 2015 is all set to for allotments. So, if you are one of the lucky winners who is about to get his own home, you may apply for a home loan at any of the below mentioned banks:

Best Bank for Home Loan in Jaipur with Address

Banks NameMain Branch AddressHome Loan Rate Of Interest
SBISambhar lake, Jaipur, Rajasthan- 3036049.15% - 11.30%
HDFC Ltd10-B, Tarang Apartment, Opp. Vaibhav Multiplex, Gautam Marg, Vaishali Nagar, Jaipur - 3020218.50% - 9.40%
ICICI BankC - 99, Shreeji Towers, Subhash Marg, Near Ahimsa Circle, C Scheme, Jaipur- 3020019.00% - 10.05%
Axis BankO - 15, Green House Ashok Marg, C-Scheme- 3020018.75% - 9.15%
PNB HFLSB UDB Towers, 1st Floor, opp. Jaipur Nagar Nigam, 59, Tonk Rd, Jaipur, Rajasthan 3020158.50% - 11.95%
Indiabulls HFL1St Floor, Bearing No. 2 & 3, C-1, C Block, Vaibhav Cine Multiplex, Vaishali Nagar, Jaipur9.30% Onwards
Bank of BarodaAdarsh Nagar Branch, 304/4, Raja Park Adarsh Nagar, Jaipur- Rajasthan-3020048.50% - 10.60%
DHFLD - 244, Hanuman Nagar, 3rd Floor, Above Union Bank Of India, Amrapalli Marg, Vaishali Nagar, Jaipur - 3020219.05% - 9.95%
IDBI BankD-24, Durlabh Niwasprithviraj Road, C-Scheme, Jaipur8.80% - 12.25%

Home Loan in Jaipur Details

ParticularsDetails
Interest Rate6.70% - 14.00%
Processing Fee0% to 1.25 % of the loan amount
Tenure/ Repayment1-30 years

Eligibility Criteria Required

ParticularsSalaried IndividualsSelf-Employed IndividualPartnership FirmPrivate/Public Ltd. Company(in existence for at least 3 years)
AgeThe applicant should be above 21 years old at time of application, and less than 58 years of age at time of maturity of the loanAny proprietor, partner, professional or director above 21 years but below 65 years at the time of the loan maturity.
IncomeGross annual income of at least ₹ 1,80,000 per annumGross annual income of at least ₹1,80,000lakhsFirm should have a minimum PAT (profit after tax) of ₹3 lakhsMinimum PAT (profit after tax) of ₹3 lakhs
Job StabilityThe total employment stability should be more than 2 years and current employment stability of minimum 1 yearBusiness stability should be more than 3 years

Documents required

  • Proof of Identity – PAN Card/Driving license/ Voter ID/Passport/Aadhar Card.
  • Proof of address- Passport/Utility bill/Aadhar card
  • Proof of Income- Latest salary slip/ ITR/Form-16
  • Bank Statement – Last 3 months bank statement/ last 6 months bank passbook.
  • Property Documents- Agreement sale copy, Certificate of possession, Land tax receipt, the Detailed cost of construction, Letter of allotment, Original NOC.

About Jaipur

Jaipur, one of the prominent city of Rajasthan, is also famously known as “the Pink City”. It is famous for its forts and architecture. This is one of the famous tourist destination and a part of the economy is also dependent on it. The city has a lot of medium to small enterprises which are growing rapidly. The city is one of the main destination of many tourists due its heritage, culture, and architecture. The main part of the economy is based on the tourism sector, hotels, and the medium sector enterprises.The finances of the city is taken care by a number of banks opening several branches throughout the city which tries to build up the customer

The home loan is offered by all most all the banks and NBFC to help you in construction/ buying/ renovation/ enlargement of property. The home loan has one of the least interest rates as compared to other loan products which makes it cheaper than other loans. So, the EMI is relatively lower and can be availed instead of paying the rent. Also, the repayment tenure is long, the maximum tenure of repayment is 30 years. it gives you the time to repay the loan amount. To avail the home loan the eligibility criteria should be met and the documents required should be valid and complete. The Rajasthan Housing Board (RHB) has initiated an exercise to sell its unsold flats and houses on 30-40% discount rates. At present, the board has 11,349 unsold flats in its nine circles, including Jaipur, Jodhpur, Kota, Udaipur, Alwar and Bikaner.

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