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Top Home Loan Providers in Jaipur with Branch Addresses
Have a look at some of the best home loan providers in Jaipur where there is an instant approval facility. You can compare the housing loan interest rates by different banks and contact the main branch in case of doubts before applying for the loan. You may note that Jaipur Development Authority (JDA) housing scheme 2015 is all set to for allotments. So, if you are one of the lucky winners who is about to get his own home, you may apply for a home loan at any of the below mentioned banks:
Eligibility & Quotes from top PSU & Pvt. Banks | Lowest Interest Rates | Comfortable Tenure
Best Bank for Home Loan in Jaipur with Address
|Banks Name||Main Branch Address||Home Loan Rate Of Interest|
|SBI||Sambhar lake, Jaipur, Rajasthan- 303604||6.95% - 7.60%|
|HDFC Ltd||10-B, Tarang Apartment, Opp. Vaibhav Multiplex, Gautam Marg, Vaishali Nagar, Jaipur - 302021||6.90% - 7.65%|
|ICICI Bank||C - 99, Shreeji Towers, Subhash Marg, Near Ahimsa Circle, C Scheme, Jaipur- 302001||6.90% - 8.05%|
|Axis Bank||O - 15, Green House Ashok Marg, C-Scheme- 302001||7.75% - 8.55%|
|PNB HFL||SB UDB Towers, 1st Floor, opp. Jaipur Nagar Nigam, 59, Tonk Rd, Jaipur, Rajasthan 302015||7.50% - 9.20%|
|Indiabulls HFL||1St Floor, Bearing No. 2 & 3, C-1, C Block, Vaibhav Cine Multiplex, Vaishali Nagar, Jaipur||8.99% Onwards|
|Bank of Baroda||Adarsh Nagar Branch, 304/4, Raja Park Adarsh Nagar, Jaipur- Rajasthan-302004||6.85% - 8.25%|
|DHFL||D - 244, Hanuman Nagar, 3rd Floor, Above Union Bank Of India, Amrapalli Marg, Vaishali Nagar, Jaipur - 302021||9.05% - 9.95%|
|IDBI Bank||D-24, Durlabh Niwasprithviraj Road, C-Scheme, Jaipur||7.15% - 7.25%|
Home Loan in Jaipur Details
|Interest Rate||6.70% - 14.00%|
|Processing Fee||0% to 1.25 % of the loan amount|
|Tenure/ Repayment||1-30 years|
Eligibility Criteria Required
|Particulars||Salaried Individuals||Self-Employed Individual||Partnership Firm||Private/Public Ltd. Company(in existence for at least 3 years)|
|Age||The applicant should be above 21 years old at time of application, and less than 58 years of age at time of maturity of the loan||Any proprietor, partner, professional or director above 21 years but below 65 years at the time of the loan maturity.|
|Income||Gross annual income of at least ₹ 1,80,000 per annum||Gross annual income of at least ₹1,80,000lakhs||Firm should have a minimum PAT (profit after tax) of ₹3 lakhs||Minimum PAT (profit after tax) of ₹3 lakhs|
|Job Stability||The total employment stability should be more than 2 years and current employment stability of minimum 1 year||Business stability should be more than 3 years|
- Proof of Identity– PAN Card/Driving license/ Voter ID/Passport/Aadhar Card.
- Proof of address- Passport/Utility bill/Aadhar card
- Proof of Income- Latest salary slip/ ITR/Form-16
- Bank Statement– Last 3 months bank statement/ last 6 months bank passbook.
- Property Documents- Agreement sale copy, Certificate of possession, Land tax receipt, the Detailed cost of construction, Letter of allotment, Original NOC.
Jaipur, one of the prominent city of Rajasthan, is also famously known as “the Pink City”. It is famous for its forts and architecture. This is one of the famous tourist destination and a part of the economy is also dependent on it. The city has a lot of medium to small enterprises which are growing rapidly. The city is one of the main destination of many tourists due its heritage, culture, and architecture. The main part of the economy is based on the tourism sector, hotels, and the medium sector enterprises.The finances of the city is taken care by a number of banks opening several branches throughout the city which tries to build up the customer
The home loan is offered by all most all the banks and NBFC to help you in construction/ buying/ renovation/ enlargement of property. The home loan has one of the least interest rates as compared to other loan products which makes it cheaper than other loans. So, the EMI is relatively lower and can be availed instead of paying the rent. Also, the repayment tenure is long, the maximum tenure of repayment is 30 years. it gives you the time to repay the loan amount. To avail the home loan the eligibility criteria should be met and the documents required should be valid and complete. The Rajasthan Housing Board (RHB) has initiated an exercise to sell its unsold flats and houses on 30-40% discount rates. At present, the board has 11,349 unsold flats in its nine circles, including Jaipur, Jodhpur, Kota, Udaipur, Alwar and Bikaner.