Home Loan in Noida
Last Updated : Sept. 28, 2019, 12:06 p.m.
About Home Loan in Noida
Noida is the one of the uprising city of Uttar Pradesh. It is one of the major hub of industry, multinational ventures, outsourcing and IT services. It is one of the most developed and highest revenue earner through taxes. The recent advancement in the infrastructure has attracted many large and medium to small companies. many new start-up companies are also setting up their camps in the city. it is one of the fastest city in Delhi- NCR region. There are several banks that offer affordable interest rates on housing loans to deal with the financial requirements of the city. Have a look at the rates and main branch addresses of the banks offering home loans in Noida.
Top Banks Home Loans in Noida with Address
| Banks Name | Main Branch Address | Home Loan Rate Of Interest |
|---|---|---|
| SBI | Sector-2, Noida, Uttar Pradesh | 9.15% - 11.30% |
| HDFC Ltd | Ansals Fortune Arcade, K Block, Sector 18, Near Atta Peer, Noida - 201301, Uttar Pradesh | 8.50% - 9.40% |
| ICICI Bank | K - 1, Senior Mall, Sector-18, Gautam Budh Nagar, Noida, Uttar Pradesh-201301 | 9.00% - 10.05% |
| Axis Bank | B2 - B3, Sector-16, Noida, Uttar Pradesh-201301 | 8.75% - 9.15% |
| PNB HFL | F -4 18/19, Wave first Silver tower, Plot No. 6, Block - D, Sector - 18, Noida, Uttar Pradesh 201301 | 8.50% - 11.95% |
| Indiabulls HFL | First Floor, Sector-63, Noida, Uttar Pradesh | 9.30% Onwards |
| Bank of Baroda | Shop No. 334 - 337, Sector-29, Ganga Shopping Complex, Noida, Uttar Pradesh-201303 | 8.50% - 10.60% |
| DHFL | Plot No. - 6, Block - A, Ground Floor, Phase - I, Sector - 2, Noida, Uttar Pradesh 201301 | 9.05% - 9.95% |
| IDBI Bank | H 1 A/30, Sector-63, Noida, Uttar Pradesh-201301 | 8.80% - 12.25% |
Home Loan in a nutshell
| Particulars | Details |
|---|---|
| Interest Rate | 6.70% - 14.00% |
| Processing Fee | 0% to 1.25 % of the loan amount |
| Tenure/ Repayment | 1-30 years |
Eligibility criteria for home loans in Noida
| Particulars | Salaried Individuals | Self-Employed Individual | Partnership Firm | Private/Public Ltd. Company(in existence for at least 3 years) |
|---|---|---|---|---|
| Age | The applicant should be above 21 years old at time of application, and less than 58 years of age at time of maturity of the loan | Any proprietor, partner, professional or director above 21 years but below 65 years at the time of the loan maturity. | ||
| Income | Gross annual income of at least ₹ 1,80,000 per annum | Gross annual income of at least ₹1,80,000lakhs | Firm should have a minimum PAT (profit after tax) of ₹3 lakhs | Minimum PAT (profit after tax) of ₹3 lakhs |
| Job Stability | The total employment stability should be more than 2 years and current employment stability of minimum 1 year | Business stability should be more than 3 years | ||
Documents required
Proof of Identity- PAN Card/Driving license/ Voter ID/Passport/Aadhar Card.
Proof of address- Passport/Utility bill/Aadhar card
Proof of Income- Latest salary slip/ ITR/Form-16
Bank Statement- Last 3 months bank statement/ last 6 months bank passbook.
Property Documents- Agreement sale copy, Certificate of possession, Land tax receipt, the detailed cost of construction, Letter of allotment, Original NOC.
About Home Loan
The home loan is the product which helps you to realize your dream of owning the home. The interest rate charged on the home loan is relatively less than other loan products. The tenure of repayment is long that is up to 30 years and it has easy repayment option as well. The home loan can be used to purchase/ construct/ enlarge/ renovate the home or property. The amount you spend in giving the rent can be used to pay the monthly installment to the bank. If you successfully fulfill the eligibility criteria and possess all the required documents then you can avail the home loan.
Home Loan Calculator by Top Banks
- SBI Home Loan EMI Calculator
- HDFC Bank Home Loan EMI Calculator
- Tata Capital Home Loan EMI Calculator
- LIC Home Loan EMI Calculator
- PNB Housing Finance Home Loan EMI Calculator
- ICICI Home Loan EMI Calculator
- Bank of Baroda Home Loan EMI Calculator
- Axis Bank Home Loan EMI Calculator
- Indiabulls Home Loan EMI Calculator
- Reliance Home Loan EMI Calculator
