Home Loan in Noida

About Home Loan in Noida

Noida is the one of the uprising city of Uttar Pradesh. It is one of the major hub of industry, multinational ventures, outsourcing and IT services. It is one of the most developed and highest revenue earner through taxes. The recent advancement in the infrastructure has attracted many large and medium to small companies. many new start-up companies are also setting up their camps in the city. it is one of the fastest city in Delhi- NCR region. There are several banks that offer affordable interest rates on housing loans to deal with the financial requirements of the city. Have a look at the rates and main branch addresses of the banks offering home loans in Noida.

Top Banks Home Loans in Noida with Address

Banks NameMain Branch AddressRate Of Interest
SBISector-2, Noida, Uttar Pradesh8.70% - 9.25%
HDFC LtdAnsals Fortune Arcade, K Block, Sector 18, Near Atta Peer, Noida - 201301, Uttar Pradesh8.35% - 9.05%
ICICI BankK - 1, Senior Mall, Sector-18, Gautam Budh Nagar, Noida, Uttar Pradesh-2013018.85% - 9.10%
Axis BankB2 - B3, Sector-16, Noida, Uttar Pradesh-2013018.80% - 9.05%
PNB HFLF -4 18/19, Wave first Silver tower, Plot No. 6, Block - D, Sector - 18, Noida, Uttar Pradesh 2013019.00% - 13.00%
Indiabulls HFLFirst Floor, Sector-63, Noida, Uttar Pradesh8.80% - 11.05%
Bank of BarodaShop No. 334 - 337, Sector-29, Ganga Shopping Complex, Noida, Uttar Pradesh-2013038.55% - 9.55%
DHFL Plot No. - 6, Block - A, Ground Floor, Phase - I, Sector - 2, Noida, Uttar Pradesh 2013019.05% - 9.95%
IDBI BankH 1 A/30, Sector-63, Noida, Uttar Pradesh-201301 8.60% - 8.90%

Home Loan  in a nutshell

ParticularsDetails
Interest Rate8.50% - 17.00%
Processing Fee0% to 1.25 % of the loan amount
Tenure/ Repayment1-30 years

Eligibility criteria for home loans in Noida

ParticularsSalaried Individuals Self-Employed IndividualPartnership FirmPrivate/Public Ltd. Company(in existence for at least 3 years)
AgeThe applicant should be above 21 years old at time of application, and less than 58 years of age at time of maturity of the loanAny proprietor, partner, professional or director above 21 years but below 65 years at the time of the loan maturity.
Income Gross annual income of at least ₹ 1,80,000 per annumGross annual income of at least ₹1,80,000lakhsFirm should have a minimum PAT (profit after tax) of ₹3 lakhsMinimum PAT (profit after tax) of ₹3 lakhs
Job StabilityThe total employment stability should be more than 2 years and current employment stability of minimum 1 yearBusiness stability should be more than 3 years

Documents required

  • Proof of Identity- PAN Card/Driving license/ Voter ID/Passport/Aadhar Card.

  • Proof of address- Passport/Utility bill/Aadhar card

  • Proof of Income- Latest salary slip/ ITR/Form-16

  • Bank Statement- Last 3 months bank statement/ last 6 months bank passbook.

  • Property Documents- Agreement sale copy, Certificate of possession, Land tax receipt, the detailed cost of construction, Letter of allotment, Original NOC.

About Home Loan

The home loan is the product which helps you to realize your dream of owning the home. The interest rate charged on the home loan is relatively less than other loan products. The tenure of repayment is long that is up to 30 years and it has easy repayment option as well. The home loan can be used to purchase/ construct/ enlarge/ renovate the home or property. The amount you spend in giving the rent can be used to pay the monthly installment to the bank. If you successfully fulfill the eligibility criteria and possess all the required documents then you can avail the home loan.

People Also Look For

Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
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