ICICI Bank Kolkata

Last Updated : May 28, 2021, 9:07 p.m.

ICICI Bank Kolkata Main Branch Address with IFSC Code

Branch Name: Kolkata-Kankurgachi
Complete Address: ICICI Bank Ltd., 188 1A Manicktala Main Road, Kankurgachi, Kolkata-700 054
IFSC Code: ICIC0001049
MICR Details: 700229031
Customer Care Number: 033-23201958, 9836799221

ICICI Bank Kolkata Branches with IFSC Codes

Branch	Address	IFSC	MICR	Contact details
RN Mukherjee Road	22, R N Mukherjee Road, Kolkata, West Bengal 700001	ICIC0000006	700229002	03333667777 / 03344455000
Ballygunge	Rishikesh, 1/1, Ashutosh - Chowdhury Avenue Ballygunge Kolkata 700019 West Bengal	ICIC0000034	700229003	03333667777 / 03344455000
Salt Lake	BJ - 140, Sector II, Salt Lake City, Kolkata 700091 West Bengal	ICIC0000042	700229004	03333667777 / 03344455000
Chowringhee	36 Chowringhee Road, Kolkata 700071 West Bengal	ICIC0000187	700229011	03333667777 / 03344455000
Sector - 1, Salt Lake City	Ac - 4, Sector - 1, Salt Lake City Kolkata West Bengal 700064	ICIC0000305	700229013	03333667777 / 03344455000
Minto Park	2 B Gorky Terrace Kolkata 700017 West Bengal	ICIC0000312	700229014	03333667777 / 03344455000
New Alipore	23 A, Diamond Harbour Road, Block L, New Alipore (Near Durgapur Bridge) Kolkata, West Bengal 700053	ICIC0000317	700229015	03333667777 / 03344455000
Behala	Diamond Towers; 70 B Diamond Harbour Road, Behala Chowrasta, Kolkata 700008 West Bengal	ICIC0000328	700229016	03333667777 / 03344455000
Garia	No.384, Netaji Subhash Chandra Bose Road, Laxmi Narayan Colony, Garia, Kolkata, West Bengal 700047	ICIC0000349	700229017	03333667777 / 03344455000
Lake Town	Block A , Plot 111, Lake town, Kolkata, West Bengal 700089	ICIC0000355	700229018	03333667777 / 03344455000
VIP Road	Nazrul Sarani, VIP Road, Swastik Ward. No. 7, Kolkata, West Bengal 700059	ICIC0000371	700229019	03333667777 / 03344455000
Sarat Bose Road	95, Sarat Bose Road, Near Sishu Mangal Hospital, Kalighat, Kolkata, West Bengal 700026	ICIC0000372	700229020	03333667777 / 03344455000

Products offered by ICICI Bank in Kolkata

People who live in the city of Joy- Kolkata can always look up to the bank for any kind of requirement. The bank has a wide array of financial products like a loan against the property, personal loan , home loan , business loan, gold loan , education loan or car loan . The bank is more than ready to offer a lending hand to the interested applicants who can pass the eligibility criteria and complete the procedure of documentation work. You can also read more to know the impact of GST on loans , eligibility criteria, and other related information of all the products offered by ICICI Bank in your city.

ICICI Home Loan Details

The home loan interest rate, eligibility criteria, and documents checklist of ICICI Home Loan details are as follows:

Particulars	Details
Interest Rate	9.00% - 10.05%
Loan Amount	From INR 30 lakhs to above INR 5 crore (for few cases)
Tenure	30 years
Processing Fees	0.50 to 1% of the loan amount or INR 1,500 along with GST
Eligibility Criteria	The applicant should have obtained at least 21 years of age when the loan is sanctioned. 65 years is the age when the loan should be fully repaid. The applicant should be salaried individual or a self-employed. The co-applicant must at least be 18 years old. In order to enhance his loan eligibility, the applicant can add his/her spouse, who is earning well, as a co-applicant
Documents Required	Completely filled application which is duly signed Photographs of passport size Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card Proof of Residence:- Utility Bill / Passport/Leave and License Agreement Proof of Age- Passport/Birth certificate/ High school marksheet Bank statement of the last six months Salary slip of the past three months Processing fee cheque For Self-employed Professional: Proof of existence of Business Education qualification certificate Income tax returns of the past three years For Self-employed Non Professional: Proof of existence of Business Education qualification certificate Business Profile Income tax returns of the past three years P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA Other documents related to property: Power of Attorney Format In case, the loan account holder dies, documents required are: Request letter Letter of relinquishment

ICICI Personal Loan Details

If you are in urgent need of money, a personal loan from ICICI Bank is one of the best options you can opt for. Have a look at the ICICI Personal Loan details below to apply now:

Particulars	Details
Interest Rate	10.75% - 19.00%
Loan Amount	Salaried - INR 20 Lakhs Self-employed - INR 30 Lakhs Doctor - INR 40 Lakhs
Tenure	1-5 years
Processing Fees	2.25% of the loan amount plus GST
Eligibility Criteria	Salaried employee The applicant should be between the age group of 23 to 58 years. Monthly Income requirement: New Delhi and Mumbai - INR 25,000 Kolkata, Bengaluru, Hyderabad, Pune, Chennai - INR 20,000 For other cities - at least INR 17,500 Work experience of two years Should live in the current residence for at least on year. Self-employed individual The applicant should be between the age group of 28 to 65 years. For doctors, the minimum age has been kept at 25 years A business stability of five years is needed. For Doctors it is three years. Liability or Asset relationship with the bank for a period of at least one year is required. Minimum profit after tax:- Self- employed/proprietorship firm: INR 2 Lakhs Non-Professional: INR 1 Lakh Minimum turnover:- Non-Professional - INR 40 Lakhs Professional - INR 15 Lakhs
Documents Required	Salaried Employee: Identity Proof:- Aadhaar card/Driving License/Passport/PAN Card/Voters ID Card Two Photographs of Passport size Proof of Residence:- Utility Bill/ Passport/Leave and License Agreement Bank Statement of the past three months in which the salary is credited Salary slips of the past three months. Self-employed Individuals: Proof of Identity - Aadhaar card/PAN card/Passport/Voter ID Card Address Proof - Utility Bill/Passport/Leave and License Agreement Proof of Age - Passport/Birth certificate/High school marksheet Bank statement of the previous six months Proof of continuity of business. Proof of Income - Audited Balance Sheet and Profit & Loss account of the previous two years Proof of Office address Proof of office ownership

ICICI Car Loan Details

To buy a dream car today, have a look at ICICI Bank car loan details below:

Particulars	Details
Interest Rate	7.90% Onwards
Loan Amount	100% of ex-showroom price
Tenure	7 years
Processing Fees	INR 2,500 to INR 5,000+GST
Eligibility Criteria	Salaried employee The age of the applicant should be between 23 to 58 years. Annual income should be at least INR 2.5 Lakhs Employment stability of more than two years is needed. Applicant should be working with the current employer for a period of at least one year. Self-employed Professional The applicant needs to fall the age bracket of 28 to 65 years. The loan has to be fully repaid by the age of 65. Annual income should be at least INR 2 Lakhs. Business stability of more than three years Self-employed Non-Professional Profit after Tax of a minimum of INR 2 Lakhs Business stability of more than three years
Documents Required	Photographs of passport size Completely filled application form Proof of Identity - Aadhaar card/Voter ID card/PAN Card/Passport/Driving License Proof of Age - Birth certificate/Passport/High school marksheet/PAN card Proof of Residence - Allotment letter/Passport/Telephone Bill/Electricity Bill/Leave and license agreement Bank statement with verification of signature Proof of Income Salaried employee: Latest salary slip and Form 16 Self-employed Professional: Income tax (IT) returns of the previous two years Self-employed Non Professional: Income tax returns of the last two financial years along with audited Balance Sheet and Profit & Loss account Proof of ownership or Proof of business stability (Self-employed) Partnership deed and a letter duly signed by the present partners whereby they give complete authority to one partner (Self-employed Non Professional). For companies and societies two things are needed -Memorandum & Articles of Association plus Resolution by board of directors

ICICI Business Loan Details

A business loan from ICICI Bank will help you in giving a shape to your dream of becoming an entrepreneur. Below is the ICICI Business Loan related details:

Particulars	Details
Interest Rate	As per the bank guidelines. It depends on the business profile, loan amount, previous track record and tenure period.
Loan Amount	Up to INR 1 crore
Tenure	Up to 7 years
Processing Fees	2% along with GST applicable
Eligibility Criteria	Anybody who is engaged in service, manufacturing or trade can apply for a business loan. Must belong to any of the following segments - Sole Proprietorship, Private Limited Company, Partnership firm, Public Limited Company
Documents Required	Completely filled Application form Proof of Entity - Partnership deed/Shops and Establishment certificate/Certificate of Incorporation PAN Card copy of Entity, Partners/Proprietors/Directors, guarantors and Security providers Proof of Address of Entity, Partners/Proprietors/Directors, guarantors and Security providers Bank statement of the last six months Audited Balance Sheet and Profit & Loss account of the last three financial years The performance of the current year and estimated turnover on the letterhead of the entity Income Tax returns of the past one year of the borrowing entity

ICICI Loan Against Property Details

Whenever you are in need of large funds, a mortgage loan is surely going to help you. To know ICICI Bank Loan Against Property details, have a look at the below-given table:

Particulars	Details
Interest Rate	Depending upon the value of the mortgage property
Loan Amount	Up to INR 5 crore
Tenure	Up to 15 years
Processing Fees	0.50% of the loan amount plus GST
Eligibility Criteria	A self-employed professional or a salaried individual The applicant should fall in the age bracket of 21 to 65 years. Proprietors, partnership firms and companies
Documents Required	Completely filled application which is duly signed Photographs of passport size Identity Proof:- Aadhaar card/Driving License /Passport /PAN Card/ Voters ID card Proof of Residence:- Utility Bill / Passport/Leave and License Agreement Proof of Age- Passport/Birth certificate/ High school marksheet Bank statement of the last six months Salary slip of the past three months Processing fee cheque Extra documents needed are given under For Self-employed Professional: Proof of existence of Business Education qualification certificate Income tax returns of the past three years For Self-employed Non Professional: Proof of existence of Business Education qualification certificate Business Profile Income tax returns of the past three years P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA Property documents- Agreement for Sale & construction Letter of Allotment Tripartite Agreement which has to be given before disbursal of loan Certificate of possession Detailed cost of construction and Land tax receipt.

ICICI Fixed Deposit Details

To earn interest rate from your own money, have a look at the ICICI fixed deposit scheme details:

Particulars	Details
Interest Rate	2.50% - 6.30%
Deposit Amount	Minimum INR 10,000
Maturity Period	7 days to 10 years
Eligibility Criteria	Any resident Indian can open a fixed deposit account.
Documents Required	Proof of Identity- Passport/Voter ID card/PAN card/Aadhaar card/Driving License/Government ID card/Senior citizen ID card/Photo Ration card. Proof of Address- Passport/Telephone Bill/Bank statement with cheque/Electricity Bill/Leave and license agreement/ID card issued by a Post Office

ICICI Bank Kolkata

ICICI Bank Kolkata Main Branch Address with IFSC Code

ICICI Bank Kolkata Branches with IFSC Codes

Products offered by ICICI Bank in Kolkata

ICICI Home Loan Details

ICICI Personal Loan Details

ICICI Car Loan Details

ICICI Business Loan Details

ICICI Loan Against Property Details

ICICI Fixed Deposit Details

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