ICICI Bank Mumbai

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ICICI Bank Mumbai Main Branch with IFSC Code

  • Branch Name: Fort Branch
  • Complete Address: 240, Navsari Building, D. N. Road, Fort, Mumbai, Maharashtra-400001
  • IFSC Code: ICIC0006235
  • MICR Details: 400229016
  • Customer Care Number: 022-67574314 / 4322

ICICI Bank Mumbai Branches with IFSC Codes

BranchAddressIFSCMICRContact details
Nariman Point215, Free Press House, Free Press Marg, Nariman point, Mumbai, Maharashtra 400021ICIC000000440022900202233667777 / 02244455000
Andheri WestSagar Avenue, Ground Floor, Opp. Shoppers Stop, S.V. Road, Andheri West, Mumbai. 400058 Maharashtra ICIC000001140022900302233667777 / 02244455000
BorivaliAbhilasha - 1, Punjabi Lane, Borivali (W), Mumbai. 400092 Maharashtra ICIC000001840022900502233667777 / 02244455000
PowaiGalleria Shopping Mall, Hiranandani Gardens, Powai, Mumbai 400076 MaharashtraICIC000002040022900402233667777 / 02244455000
GhatkoparKailash Plaza, Final Plot 355, Vallabh Baug Lane, Opp. Odeon Cinema, Ghatkopar East, Mumbai-400077 MaharashtraICIC000002640022900902233667777 / 02244455000
Dadar167 - C, Poonawadi, Dr. Ambedkar Road, Dadar, Mumbai-400014 MaharashtraICIC000003240022901002233667777 / 02244455000
BandraPlot No.206 - 221, Krystal Bldg, Waterfield Road, Bandra(West), Mumbai 400050 MaharashtraICIC000003840022901202233667777 / 02244455000
PrabhadeviGr. Flr., Kala Academy, Ravindra Natya Mandir, Prabhadevi, Mumbai 400028 Maharashtra ICIC000005740022901302233667777 / 02244455000
VashiGround Floor, Arti, Shivaji Chowk, Sector 2, Vashi, Navi Mumbai. 400703 MaharashtraICIC000015140022901502233667777 / 02244455000
MaladShivam Shopping Centre, S.V.Road, Opp. New Era Cinema, Malad (W), Mumbai. 400064 MaharashtraICIC000015840022901702233667777 / 02244455000
SantacruzGround Floor, Indraprastha, Opposite Premnarayan Indra Narayan Chowk, Linking Road, Santacruz West, Mumbai 400054 MaharashtraICIC000020940022902302233667777 / 02244455000
Vile Parle RoadKadamgiri Complex, Hanuman Road, Vile Parle East, Mumbai. 400057 MaharashtraICIC000021140022902502233667777 / 02244455000

Products offered by ICICI Bank in Mumbai

ICICI Bank carries a big basket full of different loan products for the people of the city of dreams, Mumbai. Interested applicants can avail a loan product from the bank according to their choice. The products offered are a car loan, business loan, education loan, home loan, gold loan, loan against property and personal loan. It is very important for the applicant to meet the norms of eligibility set by the bank. You can also read more to know the impact of GST on loans, eligibility criteria, and interest rates of all the products offered by ICICI Bank in your city.

ICICI Home Loan Details

The home loan interest rate, eligibility criteria, and documents checklist of ICICI Home Loan details are as follows:

ParticularsDetails
Interest Rate9.10% - 9.35%
Loan AmountFrom ₹ 30 lakhs to above ₹ 5 crore ( for few cases)
Tenure30 years
Processing Fees0.50 to 1% of the loan amount or ₹ 1,500 along with GST
Eligibility Criteria
  • The applicant should have obtained at least 21 years of age when the loan is sanctioned.
  • 65 years is the age when the loan should be fully repaid.
  • The applicant should be salaried individual or a self-employed.
  • The co-applicant must at least be 18 years old.
  • In order to enhance his loan eligibility, the applicant can add his/her spouse, who is earning well, as a co-applicant
Documents Required
  • Completely filled application which is duly signed
  • Photographs of passport size
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card

  • Proof of Residence:- Utility Bill / Passport/Leave and License Agreement

  • Proof of Age- Passport/Birth certificate/ High school marksheet

  • Bank statement of the last six months

  • Salary slip of the past three months

  • Processing fee cheque

Extra documents needed are given under-
For Self-employed Professional:
  • Proof of existence of Business

  • Education qualification certificate
  • Income tax returns of the past three years

For Self-employed Non Professional:

  • Proof of existence of Business

  • Education qualification certificate

  • Business Profile

  • Income tax returns of the past three years

  • P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA

Other documents related to property-
  • Power of Attorney Format

In case, the loan account holder dies, documents required are:
  • Request letter

  • Letter of relinquishment

ICICI Personal Loan Details

If you are in urgent need of money, a personal loan from ICICI Bank is one of the best options you can opt for. Have a look at the ICICI Personal Loan details below to apply now:

ParticularsDetails
Interest Rate10.99% - 18.49%
Loan Amount
  • Salaried- ₹20 Lakhs
  • Self-employed- ₹30 Lakhs
  • Doctor- ₹40 Lakhs
Tenure1-5 years
Processing Fees2.25% of the loan amount plus GST
Eligibility CriteriaSalaried employee-
  • The applicant should be between the age group of 23 to 58 years.
  • Monthly Income requirement:
    New Delhi and Mumbai-₹ 25,000
    Kolkata, Bengaluru, Hyderabad, Pune, Chennai- Kolkata, Bengaluru, Hyderabad, Pune and Chennai ₹ 20,000
  • For other cities- at least ₹ 17,500
  • Work experience of two years
  • Should live in the current residence for at least on year.

Self-employed individual
  • The applicant should be between the age group of 28 to 65 years. For doctors, the minimum age has been kept at 25 years
  • A business stability of five years is needed.
  • For Doctors it is three years.

  • Liability or Asset relationship with the bank for a period of at least one year is required.
  • Minimum profit after tax:
    -Self- employed/proprietorship firm: ₹2 Lakhs
    -Non-Professional: ₹1 Lakh
  • Minimum turnover-
    Non-Professional- ₹40 Lakhs
    Professional- ₹15 Lakhs
Documents RequiredSalaried employee
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card

  • Two Photographs of Passport sizeProof of Residence:- Utility Bill / Passport/Leave and License Agreement

  • Bank Statement of the past three months in which the salary is credited
  • Salary slips of the past three months.

Self-employed Individuals:
  • Proof of Identity- Aadhar card/PAN card/ Passport/Voter ID card
  • Address Proof- Utility Bill / Passport/Leave and License Agreement

  • Proof of Age- Passport/Birth certificate/ High school marksheet
  • Bank statement of the previous six months

  • Proof of continuity of business.
  • Proof of Income- Audited Balance Sheet and Profit & Loss account of the previous two years

  • Proof of Office address
  • Proof of office ownership

ICICI Car Loan Details

To buy a dream car today, have a look at ICICI Bank car loan details below:

ParticularsDetails
Interest Rate10.75% - 15.50%
Loan Amount100% of ex-showroom price
Tenure7 years
Processing Fees₹ 2,500 to ₹ 5,000+GST
Eligibility CriteriaSalaried employee
  • The age of the applicant should be between 23 to 58 years.
  • Annual income should be at least ₹ 2.5 Lakhs
  • Employment stability of more than two years is needed.
  • Applicant should be working with the current employer for a period of at least one year.
Self-employed Professional
  • The applicant needs to fall the age bracket of 28 to 65 years. The loan has to be fully repaid by the age of 65.
  • Annual income should be at least ₹ 2 Lakhs.

  • Business stability of more than three years

Self-employed Non-Professional
  • Profit after Tax of a minimum of ₹ 2 Lakhs
  • Business stability of more than three years
Documents Required
  • Photographs of passport size
  • Completely filled application form

  • Proof of Identity- Aadhar card/Voter ID card/PAN Card/Passport/Driving License
  • Proof of Age- Birth certificate/Passport/High school marksheet/PAN card
  • Proof of Residence- Allotment letter/Passport/Telephone Bill/Electricity Bill/Leave and license agreement
  • Bank statement with verification of signature

Proof of Income-
  • Salaried employee: Latest salary slip and Form 16

  • Self-employed Professional: Income tax (IT) returns of the previous two years
  • Self-employed Non Professional: Income tax returns of the last two financial years along with audited Balance Sheet and Profit & Loss account

  • Proof of ownership or Proof of business stability (Self-employed)
  • Partnership deed and a letter duly signed by the present partners whereby they give complete authority to one partner (Self-employed Non Professional).
  • For companies and societies two things are needed -Memorandum & Articles of Association plus Resolution by board of directors

ICICI Business Loan Details

A business loan from ICICI Bank will help you in giving a shape to your dream of becoming an entrepreneur. Below is the ICICI Business Loan related details:

ParticularsDetails
Interest RateAs per the bank guidelines.

It depends on the business profile, loan amount, previous track record and tenure period
Loan AmountUp to ₹ 1 crore
TenureUp to seven years
Processing Fees2% along with GST applicable
Eligibility Criteria
  • Anybody who is engaged in service, manufacturing or trade can apply for a business loan.
  • Must belong to any of the following segments-Sole Proprietorship,Private Limited Company,Partnership firm,Public Limited Company
Documents Required
  • Completely filled Application form
  • Proof of Entity – Partnership deed/Shops and Establishment certificate/Certificate of Incorporation

  • PAN Card copy of Entity, Partners/Proprietors/Directors, guarantors and Security providers

  • Proof of Address of Entity, Partners/Proprietors/Directors, guarantors and Security providers

  • Bank statement of the last six months

  • Audited Balance Sheet and Profit & Loss account of the last three financial years
  • The performance of the current year and estimated turnover on the letterhead of the entity
  • Income Tax returns of the past one year of the borrowing entity

ICICI Loan Against Property Details

Whenever you are in need of large funds, a mortgage loan is surely going to help you. To know ICICI Bank Loan Against Property details, have a look at the below-given table:

ParticularsDetails
Interest RateDepending upon the value of the mortgage property
Loan AmountUp to ₹ 5 crore
TenureUp to 15 years
Processing Fees0.50% of the loan amount plus GST
Eligibility Criteria
  • A self-employed professional or a salaried individual
  • The applicant should fall in the age bracket of 21 to 65 years.
  • Proprietors, partnership firms and companiesM/li>
Documents Required
  • Completely filled application which is duly signed
  • Photographs of passport size
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Proof of Residence:- Utility Bill / Passport/Leave and License Agreement

  • Proof of Age- Passport/Birth certificate/ High school marksheet
  • Bank statement of the last six months
  • Salary slip of the past three months
  • Processing fee cheque

Extra documents needed are given under-

For Self-employed Professional:
  • Proof of existence of Business
  • Education qualification certificate
  • Income tax returns of the past three years

For Self-employed Non Professional:

  • Proof of existence of Business
  • Education qualification certificate
  • Business Profile
  • Income tax returns of the past three years

  • P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA

Property documents-

  • Agreement for Sale & construction

  • Letter of Allotment

  • Tripartite Agreement which has to be given before disbursal of loan
  • Certificate of possession
  • Detailed cost of construction and Land tax receipt.

ICICI Fixed Deposit Details

To earn interest rate from your own money, have a look at the ICICI fixed deposit scheme details:

ParticularsDetails
Interest Rate4.00% - 7.55%
Deposit AmountMinimum ₹10,000
Maturity Period7 days to ten years
Eligibility CriteriaAny resident Indian can open a fixed deposit account.
Documents Required
  • Proof of Identity- Passport/Voter ID card/PAN card/Aadhar card/Driving License/Government ID card/Senior citizen ID card/Photo Ration card.
  • Proof of Address- Passport/Telephone Bill/Bank statement with cheque/Electricity Bill/Leave and license agreement/ID card issued by a Post Office

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Home Loan Interest Rates December 2018
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