ICICI Bank Patna

Last Updated : May 28, 2021, 9:07 p.m.

ICICI Bank Patna Main Branch with IFSC Code

Branch Name: Patna Main
Complete Branch Address: Exhibition Road, Shahi Bhawan, Patna, Bihar-800001
IFSC Code: ICIC0006259
MICR Details: 800229001
Customer Care Number: 022 – 67574314 / 4322

ICICI Bank Patna Branches with IFSC Codes

Branch	Address	IFSC	MICR	Contact details
Kankarbagh	H - 39 Doctors Colony, Kankarbagh, Patna, Bihar 800020	ICIC0000307	800229003	6123366777
Boring Road	Sumitra Sadan, West Boring Canal Road, Patna 800001 Bihar	ICIC0000404	800229004	6123366777
BSFC Fraser Road	Bihar State Financial Corporation, Fraser Road, Old Jakkanpur, Rajaji Salai, Indira Nagar, Patna, Bihar 800001	ICIC0000579	800229005	6123366777
Shahi Bhawan	Exhibition Road, Ground Floor Shahi Bhawan, Patna, Bihar 800001	ICIC0006259	800229001	6123366777
Anisabad	Hullas Vihar, H 1, Opposite - Police Colony, Anisabad, Patna, Bihar 800002	ICIC0001333	800229007	6123366777
Ashiana Nagar	Tawheed Complex, Ashiana Nagar, Ashiana Digha Road, Patna, Bihar 800014	ICIC0001943	800229009	6123366777
Bhootnath Road	Bahadurpur Housing Colony, New Colony, Mahatma Gandhi Nagar, Chitragupta Nagar, Patna, Bihar 800026	ICIC0002382	800229012	6123366777
Patna city	Kesari Tola, Khajekala Post Jhauganj, Patna, Bihar 800008	ICIC0002383	800229013	6123366777
Danapur	Moti Darbar, Opp. Vishal Mega Mart Danapur, Gola Road, Danapur Nizamat, Danapur, District- Patna Bihar 801503	ICIC0002436	800229010	6123366777
Ashok Rajpath	Draupadi Baranwal Complex, Opp. Of Pmch Gate, Ashok Rajpath, Patna, Bihar 800004	ICIC0002385	800229011	6123366777
Mahendru	Gandhi Chowk, Above SBI, Mahendru, Patna, Bihar 800006	ICIC0003340	800229014	6123366777
Mithapur	Viswanath Plaza,, Khagaul Road, Mithapur, Patna, Bihar 800001	ICIC0003343	800229017	6123366777

Products offered by ICICI Bank in Patna

Human beings have varied needs and for that they need finance. Keeping this in mind, ICCI Bank has designed certain financial products that are guaranteed to meet the needs of any person. The list of products offered by the bank includes a personal loan, business loan, home loan, gold loan, car loan, education loan and loan against property. Now that GST has replaced all indirect taxes like service tax, you can see the impact of GST on loans as well. Check out the tables below to know the details of all the products offered by ICICI Bank in Patna.

ICICI Home Loan Details

The home loan interest rate, eligibility criteria, and documents checklist of ICICI Home Loan details are as follows:

Particulars	Details
Interest Rate	9.00% - 10.05%
Loan Amount	From INR 30 lakhs to above INR 5 crore (for few cases)
Tenure	30 years
Processing Fees	0.50 to 1% of the loan amount or INR 1,500 along with GST
Eligibility Criteria	The applicant should have obtained at least 21 years of age when the loan is sanctioned. 65 years is the age when the loan should be fully repaid. The applicant should be salaried individual or a self-employed. The co-applicant must at least be 18 years old. In order to enhance his loan eligibility, the applicant can add his/her spouse, who is earning well, as a co-applicant
Documents Required	Completely filled application which is duly signed Photographs of passport size Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card Proof of Residence:- Utility Bill / Passport/Leave and License Agreement Proof of Age- Passport/Birth certificate/ High school marksheet Bank statement of the last six months Salary slip of the past three months Processing fee cheque For Self-employed Professional: Proof of existence of Business Education qualification certificate Income tax returns of the past three years For Self-employed Non Professional: Proof of existence of Business Education qualification certificate Business Profile Income tax returns of the past three years P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA Other documents related to property: Power of Attorney Format In case, the loan account holder dies, documents required are: Request letter Letter of relinquishment

ICICI Personal Loan Details

If you are in urgent need of money, a personal loan from ICICI Bank is one of the best options you can opt for. Have a look at the ICICI Personal Loan details below to apply now:

Particulars	Details
Interest Rate	10.75% - 19.00%
Loan Amount	Salaried - INR 20 Lakhs Self-employed - INR 30 Lakhs Doctor - INR 40 Lakhs
Tenure	1-5 years
Processing Fees	2.25% of the loan amount plus GST
Eligibility Criteria	Salaried employee The applicant should be between the age group of 23 to 58 years. Monthly Income requirement: New Delhi and Mumbai - INR 25,000 Kolkata, Bengaluru, Hyderabad, Pune, Chennai - INR 20,000 For other cities - at least INR 17,500 Work experience of two years Should live in the current residence for at least on year. Self-employed individual The applicant should be between the age group of 28 to 65 years. For doctors, the minimum age has been kept at 25 years A business stability of five years is needed. For Doctors it is three years. Liability or Asset relationship with the bank for a period of at least one year is required. Minimum profit after tax:- Self- employed/proprietorship firm: INR 2 Lakhs Non-Professional: INR 1 Lakh Minimum turnover:- Non-Professional - INR 40 Lakhs Professional - INR 15 Lakhs
Documents Required	Salaried Employee: Identity Proof:- Aadhaar card/Driving License/Passport/PAN Card/Voters ID Card Two Photographs of Passport size Proof of Residence:- Utility Bill/ Passport/Leave and License Agreement Bank Statement of the past three months in which the salary is credited Salary slips of the past three months. Self-employed Individuals: Proof of Identity - Aadhaar card/PAN card/Passport/Voter ID Card Address Proof - Utility Bill/Passport/Leave and License Agreement Proof of Age - Passport/Birth certificate/High school marksheet Bank statement of the previous six months Proof of continuity of business. Proof of Income - Audited Balance Sheet and Profit & Loss account of the previous two years Proof of Office address Proof of office ownership

ICICI Car Loan Details

To buy a dream car today, have a look at ICICI Bank car loan details below:

Particulars	Details
Interest Rate	7.90% Onwards
Loan Amount	100% of ex-showroom price
Tenure	7 years
Processing Fees	INR 2,500 to INR 5,000+GST
Eligibility Criteria	Salaried employee The age of the applicant should be between 23 to 58 years. Annual income should be at least INR 2.5 Lakhs Employment stability of more than two years is needed. Applicant should be working with the current employer for a period of at least one year. Self-employed Professional The applicant needs to fall the age bracket of 28 to 65 years. The loan has to be fully repaid by the age of 65. Annual income should be at least INR 2 Lakhs. Business stability of more than three years Self-employed Non-Professional Profit after Tax of a minimum of INR 2 Lakhs Business stability of more than three years
Documents Required	Photographs of passport size Completely filled application form Proof of Identity - Aadhaar card/Voter ID card/PAN Card/Passport/Driving License Proof of Age - Birth certificate/Passport/High school marksheet/PAN card Proof of Residence - Allotment letter/Passport/Telephone Bill/Electricity Bill/Leave and license agreement Bank statement with verification of signature Proof of Income Salaried employee: Latest salary slip and Form 16 Self-employed Professional: Income tax (IT) returns of the previous two years Self-employed Non Professional: Income tax returns of the last two financial years along with audited Balance Sheet and Profit & Loss account Proof of ownership or Proof of business stability (Self-employed) Partnership deed and a letter duly signed by the present partners whereby they give complete authority to one partner (Self-employed Non Professional). For companies and societies two things are needed -Memorandum & Articles of Association plus Resolution by board of directors

ICICI Business Loan Details

A business loan from ICICI Bank will help you in giving a shape to your dream of becoming an entrepreneur. Below is the ICICI Business Loan related details:

Particulars	Details
Interest Rate	As per the bank guidelines. It depends on the business profile, loan amount, previous track record and tenure period.
Loan Amount	Up to INR 1 crore
Tenure	Up to 7 years
Processing Fees	2% along with GST applicable
Eligibility Criteria	Anybody who is engaged in service, manufacturing or trade can apply for a business loan. Must belong to any of the following segments - Sole Proprietorship, Private Limited Company, Partnership firm, Public Limited Company
Documents Required	Completely filled Application form Proof of Entity - Partnership deed/Shops and Establishment certificate/Certificate of Incorporation PAN Card copy of Entity, Partners/Proprietors/Directors, guarantors and Security providers Proof of Address of Entity, Partners/Proprietors/Directors, guarantors and Security providers Bank statement of the last six months Audited Balance Sheet and Profit & Loss account of the last three financial years The performance of the current year and estimated turnover on the letterhead of the entity Income Tax returns of the past one year of the borrowing entity

ICICI Loan Against Property Details

Whenever you are in need of large funds, a mortgage loan is surely going to help you. To know ICICI Bank Loan Against Property details, have a look at the below-given table:

Particulars	Details
Interest Rate	Depending upon the value of the mortgage property
Loan Amount	Up to INR 5 crore
Tenure	Up to 15 years
Processing Fees	0.50% of the loan amount plus GST
Eligibility Criteria	A self-employed professional or a salaried individual The applicant should fall in the age bracket of 21 to 65 years. Proprietors, partnership firms and companies
Documents Required	Completely filled application which is duly signed Photographs of passport size Identity Proof:- Aadhaar card/Driving License /Passport /PAN Card/ Voters ID card Proof of Residence:- Utility Bill / Passport/Leave and License Agreement Proof of Age- Passport/Birth certificate/ High school marksheet Bank statement of the last six months Salary slip of the past three months Processing fee cheque Extra documents needed are given under For Self-employed Professional: Proof of existence of Business Education qualification certificate Income tax returns of the past three years For Self-employed Non Professional: Proof of existence of Business Education qualification certificate Business Profile Income tax returns of the past three years P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA Property documents- Agreement for Sale & construction Letter of Allotment Tripartite Agreement which has to be given before disbursal of loan Certificate of possession Detailed cost of construction and Land tax receipt.

ICICI Fixed Deposit Details

To earn interest rate from your own money, have a look at the ICICI fixed deposit scheme details:

Particulars	Details
Interest Rate	2.50% - 6.30%
Deposit Amount	Minimum INR 10,000
Maturity Period	7 days to 10 years
Eligibility Criteria	Any resident Indian can open a fixed deposit account.
Documents Required	Proof of Identity- Passport/Voter ID card/PAN card/Aadhaar card/Driving License/Government ID card/Senior citizen ID card/Photo Ration card. Proof of Address- Passport/Telephone Bill/Bank statement with cheque/Electricity Bill/Leave and license agreement/ID card issued by a Post Office

ICICI Bank Patna

ICICI Bank Patna Main Branch with IFSC Code

ICICI Bank Patna Branches with IFSC Codes

Products offered by ICICI Bank in Patna

ICICI Home Loan Details

ICICI Personal Loan Details

ICICI Car Loan Details

ICICI Business Loan Details

ICICI Loan Against Property Details

ICICI Fixed Deposit Details

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