A Shining Honda City Waiting for You at a Starting EMI of 13K

Highlights

  • Want a Honda City at your house on a loan? An EMI of 13K-26K would be required
  • Check eligibility, processing fee, etc, before applying for a car loan

Honda City, a popular sedan model, is arguably the most successful car of the Japanese auto major. The car, which is in its fourth generation now, got updated in 2017 with the addition of a new fascia and fresh bumpers, giving it a sporty look. The latest enhancements align with the design philosophy of the automobile company. Yes, it’s a car which people with a monthly income band of ₹50,000 and above would find it affordable and enjoyable at the same time. The EMI payable on the same amounts to 13K-26K. As the car has a slew of petrol and diesel variants having different EMIs and engine specifications, it’s only better to read about the same through this article.

Honda City Price, EMI and Down Payment Options

Car VariantFuel OptionsEngine Displacement (In CC)Mileage (In KMPL)Ex-showroom Price (In Lakhs)On-road Price (In Lakhs)Expected Loan Amount (In Lakhs)Estimated EMI (In ₹)Estimated Down Payment Required (In ₹)
S PetrolPetrol149717.48.779.688.23 - 8.7113,241 - 15,84597,000 - 1,45,000
SV Petrol Edge EditionPetrol149717.49.7510.749.13 - 9.6714,689 - 17,5921,07,000 - 1,61,000
SV PetrolPetrol149717.49.7510.749.13 - 9.6714,689 - 17,5921,07,000 - 1,61,000
V PetrolPetrol149717.410.2611.719.95 - 10.5416,009 - 19,1741,17,000 - 1,76,000
SV Diesel Edge EditionDiesel 149825.611.112.9411 - 11.6517,698 - 21,6941,29,000 - 1,94,000
SV DieselDiesel 149825.611.112.9411 - 11.6517,698 - 21,6941,29,000 - 1,94,000
V CVT PetrolPetrol14971811.7813.4311.42 - 12.0918,374 - 21,9941,34,000 - 2,01,000
VX PetrolPetrol149717.411.8913.5511.52 - 12.2018,535 - 22,1941,35,000 - 2,03,000
V DieselDiesel149825.611.8913.8511.78 - 12.4718,953 - 22,6851,38,000 - 2,07,000
VX CVT PetrolPetrol14971813.0814.912.67 - 13.4120,385 -24,3951,49,000 - 2,23,000
VX DieselDiesel149825.613.1915.3513.05 - 13.8220,996 - 25,1411,53,000 - 2,30,000
ZX CVT PetrolPetrol14971813.7515.6613.31 - 14.0921,415 - 25,6321,57,000 - 2,35,000
Anniversary Edition PetrolPetrol14971813.815.7113.35 - 14.1421,479 - 25,7231,57,000 - 2,36,000
ZX DieselDiesel149825.613.8816.1513.73 - 14.5422,090 - 26,4511,61,000 - 2,42,000
Anniversary Edition DieselDiesel149825.613.9316.213.77 - 14.5822,155 - 26,5241,62,000 - 2,43,000
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Note – The loan amount calculation has taken into consideration the on-road price of different Honda City models to be sold in New Delhi. Since the on-road price can differ across different locations due to the variation in cess and other charges, the loan amount would stand to differ accordingly. The EMI is calculated taking into consideration an interest rate of 9%-13% per annum and a maximum tenure of 7 years.

A Take on Processing Fee Regarding Honda City Models

You would need to pay a processing fee equaling 1%-2% of the loan amount plus applicable GST. However, as the festive season is about to come in a month or two, lenders may come with an offer of processing fee waiver or a bit of concession on the same.

Take a Look at Impressive Honda City Features

The car has come with features to grab your attention at the very outset. Take a look at the following features.

  • Popular beige and black interior
  • LED DRLs
  • 16-inch Alloy Wheels
  • 7-inch Touchscreen System with Standard Apple Car Play
  • Bluetooth Telephony
  • Electrically Operated Sunroof
  • Automatic Climate Control
  • Electric Wing Mirrors
  • Rain-sensing Wipers
  • Auto On or Off Headlamps
  • Dual Airbags
  • Standard ABS

Personal Loan Interest Rates September 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank11.25% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates September 2018
State Bank of India/SBI8.65% - 9.20%
HDFC8.70% - 9.40%
Bank of Baroda8.55% - 9.55%
LIC Housing8.60% - 8.95%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.85% - 9.10%
Axis Bank8.50% - 8.75%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
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