Personal Loan in Gurugram

Personal Loan

Quotes from 18 banks | Instant Approval | Maximum Loan Eligibility

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    Top Banks Offering Personal Loan in Gurugram

    Bank NameMain Branch AddressInterest Rate
    State Bank of India (SBI)Block M, Old DLF Colony, Sector 14, Gurugram, Haryana- 12200110.65% - 15.05%
    HDFC BankMain Market, Sector 14, Gurugram, Haryana-12200111.25% - 21.25%
    ICICI BankShop No:109, 110, 112, 140, 141, 142, 143,, Central Arcade, Dakshin Marg, DLF City Phase-II, Heritage City, Sector 25, Gurugram, Haryana-12200110.99% - 18.49%
    Axis BankHuda Market, Sector-46, SCO 120, Basement, Ground & 1st Floor, Gurugram, Haryana- 122001

    15.50% - 24.00%

    Punjab National Bank (PNB)Bhanu Complex, Mahatma Gandhi Road, Sukhrali, Gurugram, Haryana-12200211.20% - 14.95%
    Bank of IndiaDSS 84-85, Sector-40, Gurugram, Haryana 12200111.90% - 13.90%
    Bank of BarodaGround Floor, Peach 3 Building, Shushant Loak, Phase-1, Block C, Sector 43, Gurugram, Haryana- 122009

    11.70% - 16.70%

    Central Bank of IndiaMain Road, Near Bata Showroom, Sohna Road, Gurugram, Haryana-12500110.20% - 12.45%
    IDBI BankNo. 6-7, Vipul Square, Sector Road, Block B, Sushant Lok Phase-1, Gurugram, Haryana- 12200212.39% - 13.39%

    Personal Loan Interest Rates in Gurugram

    ParticularsDetails
    Interest Rate10.75% - 25.00%
    Processing Fee1%-2.50% of the loan amount plus service tax, if any
    Prepayment/Part-payment Charges3%-5% of the principal outstanding
    Tenure/Repayment1-5 years
    Lowest Per Lakh EMI₹ 2,204-2,935

    Personal Loan EMI Calculator Gurugram

    When it comes to a personal loan EMI calculator online, it would not be wrong to say that this magical device with its simple algorithm and fastest process allows you to know the exact calculations of your monthly installments, Interest Outgo and Total Amount Payable in just a few seconds. This smart tool functions so quickly and works on a functionality, wherein it calculates the results without any hassle. After taking into account-Interest Rate, Loan Amount and Tenure, this device fetches the results for you in the best way.

    For your reference, below is a table showing the calculations of a loan amount of ₹4 Lakh, taken for a tenure of 5 years at an interest rate of 12.49% per annum.

    Table Showing EMI, Interest Outgo, and Total Repayment Amount

    Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount

    EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

    Year Principal Interest Balance Amount

    Eligibility to Avail Personal Loan in Gurugram

    • Salaried, while applying for a car loan, must have attained a minimum age of 21 years at the time of application. Self-employed should be 24 years by the time he/she applies for a personal loan. Salaried and self-employed must not be over 58 years and 65 years, respectively, at the end of the loan tenure.
    • Salaried must have a net monthly income of ₹ 20,000, while self-employed should have an annual income of ₹ 1,00,000 to bag away the personal loan.
    • A minimum 1-year work experience is needed for a salaried. Self-employed must have been doing the business for not below 3 years.

    Documents You Need to Submit

    • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
    • Address Proof- Utility bill/Passport/Voter ID/Aadhar Card
    • Income Proof- Latest Salary Slip/ ITR/Form-16
    • Bank Statement- Last 3-6 Month Bank Statement

    About Personal Loan in Gurugram

    Come to the cyber city of Gurugram and you will never look back at all. Gurugram is a home to over 250 fortune 500 companies. The industrial growth of the city started when Maruti Suzuki, the leading automobile maker, set up a manufacturing facility there in the 1970s. During the twilight of the 20th century, came the American brand General Electric with a manufacturing unit in Gurugram in 1997. One of the most renowned offshore centres in the world, Gurugram today offers a gamut of offshore solutions in the areas of information technology, software and others.

    Virtually for realizing every single wish under the sun, a personal loan is what you have to apply for. Wishes, as you would know, cannot be measured both in quantitative and qualitative terms. While some would like to experience the riveting locales of Barcelona, there can be many wanting to bring home the all-new smartphone that would have taken the market by a storm. You can avail a loan for as many as 5 years and repay it through the EMIs, including the portions of both principal and interest repayments.

    People Also Look For

    Personal Loan Interest Rates June 2018
    Bajaj Finserv 10.99% - 16.00%
    Fullerton India 14.00% - 33.00%
    HDFC Bank 11.25% - 21.25%
    ICICI Bank 10.99% - 18.40%
    IndusInd Bank 10.99% - 16.00%
    Kotak Bank 10.99% - 20.99%
    RBL 13.00% - 18.00%
    Standard Chartered Bank 10.99% - 14.49%
    Tata Capital 10.99% - 18.00%
    Home Loan Interest Rates June 2018
    State Bank of India/SBI 8.45% - 9.00%
    HDFC 8.50% - 9.15%
    Bank of Baroda 8.45% - 9.45%
    LIC Housing 8.45% - 8.90%
    PNB Housing Finance 8.40% - 8.99%
    ICICI Bank 8.50% - 9.05%
    Axis Bank 8.50% - 8.85%
    Citibank 8.40% - 9.20%
    Indiabulls Housing Finance Limited 8.50% - 10.80%
    Kotak Bank 8.60% - 8.70%
    DHFL 9.05% - 9.95%
    Reliance Home Finance 8.75% - 10.00%
    EMI Calculator