Apply for PRAN Card & Get PRAN Number

You must have heard that NPS provides a selection of PFS and other options so customers can responsibly plan their investments’ growth and keep tabs on expanding their pension funds. The NPS scheme allows users a PRAN number to connect to their accounts directly. Anyone after retirement could apply for the PRAN through any method. 

Now to get close to how you can apply for PRAN and how you can be allotted a number, continue to read the article briefed below. 

What is NPS PRAN?

A Permanent Retirement Account Number (PRAN) is a unique 12-digit number that allows you to access your account.

Types of accounts permitted under PRAN are as follows:

Tier I Account: It is a non-withdrawable account designated for retirement savings.

Tier II Account: This is merely a facility for voluntary savings. The subscriber has complete discretion over when to withdraw savings from this account. Also, there is no tax benefit on this account.

Please Note: All NPS subscribers are required to apply for PRAN as it is announced as mandatory.

Why do you Need PRAN?

Having a PRAN number has multiple benefits. Some of these are as follows: 

  •  It is a requirement for all government workers.
  • This number could be crucial in delivering the details to know your PRAN card status.
  • It is important as it always lets you keep an eye on your savings and earnings.

How to Apply for a PRAN Card?

To apply for a PRAN card, you must submit an application form using the NSDL platform. 

A subscriber must submit a properly filled-out form and any necessary KYC documents. Applying for a PRAN card is possible online or offline as per your needs.

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Offline Mode:

You must go to an NPS point of presence (POP), typically a bank. The POPs are licensed to carry out numerous NPS-related operations, including receiving applications for PRAN cards. You must deliver the filled-out NPS application form to the POP. You can obtain the identical application form from the NPS website to become a member.

You must fill out information such as your name, contact information, qualifications for the position, and a declaration, among other things. The POP will forward the application following review and provide a PRAN card shortly afterwards.

Online Mode:

If you want to enrol for PRAN card online using your Aadhaar card, follow these steps:

  • Visit NSDL’s official website.
  • Select the option “The National Pension System” link.
  • A dialogue box with the “Registration” option will appear on the screen when you click on it. Verify it.
  • You must now indicate how you want to carry out the registration process. To continue, select “Register using Aadhaar Offline e-KYC.”
  • By entering your Aadhaar OTP, you may finish the KYC process. Your Aadhaar-registered mobile number will receive it.
  • Your photo and demographic information will be downloaded and uploaded into the web form automatically.
  • Complete additional required information online.
  • The file size of your signature should be between 4 and 12 kilobytes in *.JPEG and *.JPG format.
  • You can upload a new photo to replace the one uploaded from your Aadhaar card if you want to.
  • The payment gateway will then be routed to you so you can contribute to your NPS account. You can complete the payment using a debit/credit card or internet banking.
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The procedures to follow to enrol for a PRAN card using your PAN card number also known as Permanent Account Number are listed below:

  • Visit NSDL’s official site.
  • There is a link to the “National Pension System” on the webpage. Just click it.
  • The screen will display a dialogue window. Proceed after selecting the “Registration” option.
  • After that, select “Register with Permanent Account Number” to continue with the KYC procedures.
  • For KYC verification, a bank account with an NPS-approved institution is essential.
  • Your name and address must match those on file with the bank for KYC to be valid.
  • Any discrepancy could result in the registration being denied. In such a situation, one should get in touch with the bank.
  • As previously noted, a user should upload a digital signature.
  • It’ll now take you to the payment gateway, where you may add money to your NPS account.

What are the documents necessary for applying for PRAN?

  • Application form for PRAN card
  • Aadhaar card
  • PAN card
  • Copy of bank passbook
  • Scanned copies of signature
  • Passport-size photocopies that have been scanned for use online.

Steps for NRIs in applying for PRAN

You must adhere to the instructions below if you’re an NRI and wish to know how to find the PRAN of NPS: 

  • Choose the correct bank account status from the non-repatriable or repatriable accounts selections.
  • Send a scanned copy of your passport along with the NRO/NRE bank account information.
  • Finally, choose the preferred address for correspondence between Indian permanent and international addresses.

How to Check your PRAN Card Status?

A subscriber typically receives the PRAN by mail 20 days after submitting the forms. In the event of a delay, you can use the following method to check the status of your card:

  1. Visit the NSDL website’s official NPS portal.
  2. The webpage of the NPS portal has a link that reads “PRAN Application Status”.
  3. You will arrive on a new page after selecting the option above.
  4. Select “Subscriber Registration Request Status” from the menu now.
  5. Enter Ack. No: and touch “Search” after entering a Captcha code.
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After you know the status, you can download the Permanent Retirement Account Number card from the NSDL website.

The article mentioned above could give you a helping hand in applying for your PRAN number from your comfort. You can visit the NSDL website portal.


1. Can a subscriber have many PRANs active at once?

No, a subscriber is only permitted to have one account.

2. Can you open a Tier I and Tier II account simultaneously?

You can apply to both accounts by submitting a composite form at once.

3. Is requesting a PRAN card required?

Yes, it is mandatory to have a PRAN card with you.

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