Kotak Mahindra Bank Credit Card Payment Online


  • See the different Methods for Kotak Mahindra Credit Card Online Payment.
  • Pay Kotak Mahindra Credit Card Bills Through Mobile Banking and Net Banking.
  • Steps Involved in NEFT/RTGS and Payment through WebPay.

Kotak Mahindra Bank Credit Card Payment – Nowadays almost everyone is aware of credit cards and they know how to use them. Also know the benefits of using a credit card like earning rewards, gift vouchers, dining discounts, cashback, and many others. Some of them opt for Kotak Mahindra Credit Card for getting the payment advantages. But they are unaware of the methods for making Kotak Mahindra Credit Card online payment. So, you can see here some of the quick and hassle-free methods for paying credit card bills anywhere and anytime as per your convenience.

Methods of Paying Credit Card Bill Online

Now you can see the different modes of online payment so that you can make your payment easily. You can transfer the bill amount from your savings account for the payment of your credit card.

Mobile Banking

It is the easiest method of paying the credit card bill. You have to simply download the Kotak Mahindra Bank application to your mobile phone. This app will be downloaded from the Apple iOS store and google play store.

Steps to Pay Bill Through Mobile Banking

  • Open the Kotak Mahindra Bank App on your mobile.
  • Go to the home page.
  • Select the credit card section.
  • Fill in the amount you want to pay.
  • Then, click on the submit button.
  • After the submission of the application, the amount will be debited from your savings account.

Net Banking

If you want to pay your credit card bill through Net Banking. So firstly, you have to register on the net banking facility. You can pay the bill from your savings and current account. It takes 24 hours to credit your payment.

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Methods of Pay via Net Banking

  • Visit the official Kotak Mahindra Bank website.
  • Login into the Net Banking.
  • Select the credit card section.
  • Go to the payment section.
  • Fill in the payment amount you are willing to pay.
  • Finally, click on the Make Payment option.

Payment with WebPAY

WebPAY payment option basically used for non-Kotak Bank accounts holder. This process is very quick and hassle-free. The Turnaround time (TAT) of credit is 3 banking working days.

Steps to Pay with WebPAY

  • Open the WebPAY page.
  • Give the necessary payment details of your credit card.
  • From the drop-down given list select any other bank’s savings account.
  • Enter the amount you are willing to pay.
  • Confirm the Payment once all the details are filled in correctly.
  • After submission of the payment, you’ll get a transaction reference number and receive an online confirmation.

Kotak Mahindra Bank Credit Card Payment via NEFT/IMPS

This is the most opted method of doing credit card payments. You can easily pay the amount without any hassle by following a simple process. The turnaround time of NEFT takes a minimum of 30 minutes and a maximum of 3 banking working days.

Steps of Paying via NEFT / IMPS

  • Visit the official website of Kotak Mahindra Bank.
  • Select the fund’s transfer option NEFT / IMPS.
  • Register the Kotak Credit Card on the page as a payee.
  • Fill in the necessary details such as Payee Name, Location City, Bank Destination, Bank Address, IFSC code, Update Payee Account Number. (IFSC – KKBK0000958)
  • Enter the amount as per your wish and make the payment.
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Kotak Mahindra Bank Credit Card Payment Through Auto Debit

If you are using credit cards for many years and your schedule is very busy and forgot to pay the bills on time. So no need to worry because the Auto Debit method will help you to pay credit card dues on time.

Steps to Start the Auto-Debit Method

  • Visit the official website of Kotak Mahindra Bank.
  • Download the Auto Debit Authorisation Form.
  • Fill in all the necessary details in the form.
  • Once all the form is duly filled, you can courier it to the below-mentioned address.
    Manager – Customer Correspondence Centre
    Kotak Mahindra Bank
    Attn: Customer Correspondence Unit – Credit Cards
    Neptune Element, 3rd Floor, Road-no-22, Wagle Estate
    Thane (W) 400604

Get Payment Done via Visa Card

This visa payment method is very simple, secure, and convenient. If you are using net banking then log in. Add your visa debit card for the payment so that you can make Kotak Mahindra Bank Credit Card online payment by transferring money with your visa debit card. You can start the visa payment anytime and anywhere. The turnaround time will be 2-3 working days.

Some offline Methods of Credit Card Bill Payment

Kotak Mahindra Bank Credit Card Payment via Phone Banking

You can easily do a payment with Kotak Mahindra Bank phone banking. The turnaround time is within 24 hours.

Step to pay with Phone Banking

  • You can contact customer care service 18602662666
  • From the menu select the banking option.
  • Then, you can request the executive to transfer the amount from your savings or current account to pay credit card dues.
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Payment Done Through Branch Counter

You can visit any nearest Kotak Mahindra Bank branch and deposit the cash so your dues will be clear. The charges will be applicable to Rs. 100 + Services Taxes. The turnaround time is within 24 hours. You can easily find the nearest Kotak Mahindra Bank by sending an SMS “K Branch <6-digit Pin code>” to 5676788 or 9971056767.

Kotak Mahindra Bank Credit Card Payment via Cheque

The payment can be done by local cheques, payable to Kotak Mahindra Bank Credit Card A/C with 16 digits of your credit card number. So drop the cheque at any of its drop boxes located at ATMs and branches. The turnaround time of cheque payment non-Kotak is 5 working days and turn around time within Kotak is 1 working day.
Note:- This payment will appear in your Kotak Credit Card account within 5 working days upon receipt of the check.

Advantages of Online Payment over Offline Payment

  • Online payment is convenient and you don’t have to visit the branch for payment.
  • Every online payment is secured with a one-time password.
  • Make Kotak Mahindra Bank Credit Card Online Payment in a few clicks.

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