Axis Bank Net Banking

Last Updated : April 3, 2025, 3:36 p.m.

Axis Bank is one of India's leading private-sector banks, offering a wide range of financial services to individuals, businesses, and corporate customers. Here are some key details about Axis Bank:

1. Overview of Axis Bank

• Founded : 1993
• Headquarters : Mumbai, Maharashtra, India

2. Services Offered

Axis Bank provides a variety of banking and financial products, including:

Retail Banking (Personal Banking)

• Savings & Current Accounts : Regular, premium, and salary accounts
  
• Fixed Deposits & Recurring Deposits
  
• Loans : Home loans, personal loans, car loans, education loans
  
• Credit Cards : Various types of credit cards, including cashback and reward cards
  
• Insurance & Investments : Mutual funds, insurance, and Demat services.

Features of Axis Bank Net Banking

Axis Bank Net Banking offers a wide range of features to enhance your banking experience:

• Account Management : View account balances, Axis Bank mini statements , and access details of savings, demat, loan, and credit card accounts.
• Fund Transfers : Transfer money seamlessly between your own Axis Bank accounts, to other Axis Bank accounts, or to accounts in other banks using NEFT, RTGS, IMPS, or UPI.
• Bill Payments : Pay utility bills (electricity, gas, water, broadband, etc.), recharge mobile/DTH, and settle credit card bills for over 200 registered billers.
• Service Requests : Request cheque books, demand drafts, stop cheque payments, update PAN or address details, and redeem reward points.
• Investments : Open Fixed Deposits (FD), Recurring Deposits (RD), invest in mutual funds, or apply for IPOs directly through the platform.
• Value-Added Services : Register for e-statements, create virtual cards, pay Visa credit card bills, Axis bank balance check number , and enable SMS banking alerts.

Benefits of Axis Bank Net Banking

• Convenience : With Axis Bank savings account you can access banking services 24/7 from anywhere, eliminating the need to visit a branch.
• Time Savings : Perform transactions instantly without standing in queues.
• Security : Multi-layered protection with 128-bit encryption, dual passwords, and two-factor authentication (Netsecure) ensures safe transactions.
• Cost-Effective : Most basic services like balance inquiries and intra-bank transfers are free, reducing transaction costs.
• Flexibility : Schedule payments, manage investments, and monitor multiple accounts in one place.
• Global Access : Ideal for both resident and NRI customers to manage finances remotely.

Axis Bank Net Banking Registration Process

To register for Axis Bank Net Banking, follow these steps:

1. Visit the official Axis Bank website and go to the "Internet Banking" section.
2. Click on "Register" under the "Personal" login section.
3. Select "First Time User? Register Now" and enter your Customer ID (found in your welcome kit or chequebook).
4. Authenticate using one of these options:
   • OTP: Provide your registered mobile number and date of birth or PAN to receive an OTP.
   • Debit Card: Enter your debit card number, PIN, and expiry date.
5. Set a new login password and confirm it.
6. Submit the details and receive a confirmation message on your registered mobile number or email.
7. Your net banking is now activated, and you can log in with your Customer ID and password.

Alternatively, visit a branch to fill out an internet banking form and register your mobile number.

How to activate Axis Bank net banking?

Below are steps to activate net banking for Axis Bank savings accounts.

Steps to Activate Axis Bank Net Banking

1. Visit the Official Website :
   • Go to Axis Bank's official website.
   • Navigate to the "Internet Banking" section and click on "Login."
2. Start Registration :
   • Under the "Personal" login section, click on "Register" or "First Time User? Register Now."
3. Enter Customer ID :
   • Provide your Customer ID (found in your welcome kit, passbook, or chequebook). If you don’t have one, contact customer care or visit a branch.
4. Choose Authentication Method :
   • You’ll be prompted to verify your identity. Select one of these options:
     • Using OTP :
       • Enter your registered mobile number and either your date of birth or PAN number.
       • An OTP will be sent to your registered mobile number.
     • Using a Debit Card :
       • Enter your Axis Bank debit card number, PIN, and expiry date.
   • Choose the method based on what you have handy.
5. Set Login Password :
   • After successful verification, create a new login password.
   • Confirm the password by entering it again. Ensure it meets the security requirements (e.g., a mix of letters, numbers, and special characters).
6. Submit and Activate :
   • Submit the details.
   • You’ll receive a confirmation message on your registered mobile number or email indicating that your net banking is activated.
7. First-Time Login :
   • Return to the login page, enter your Customer ID and the newly set password.
   • You may be asked to answer security questions or verify with an OTP for the first login.
   • Once logged in, your net banking is fully active and ready to use.

Alternative Method (Via Branch)

• If you don’t have a debit card or registered mobile number:
  1. Visit your nearest Axis Bank branch.
  2. Fill out the Internet Banking application form.
  3. Submit it with your registered mobile number details.
  4. The bank will activate net banking and provide login credentials, which you can later customize online.

Prerequisites

• A valid Axis Bank account (savings, current, etc.).
• Registered mobile number linked to your account.
• Access to either an OTP (via mobile) or debit card details.

Steps for Axis Bank Net Banking Login

• Go to the official website and click "Login" under "Internet Banking."
• Select "Personal Login" from the dropdown.
• Enter your Customer ID (or personalized alphanumeric Login ID) and password.
• For first-time login, answer three security questions and verify with an OTP sent to your registered mobile number.
• Click "Login" to access your account dashboard and start banking.

How to Reset the Password of Axis Bank Net Banking?

If you forget your password, reset it with these steps:

1. Visit the Axis Bank Net Banking login page.
2. Click "Forgot Password?" below the login fields.
3. Enter your Login ID (Customer ID) and click "Proceed."
4. Verify your identity by entering your debit card number, PIN, and registered mobile number.
5. Set a new password by entering it twice for confirmation.
6. Receive a confirmation message, and use the new password to log in.

If you don’t have a debit card, contact customer care or visit a branch for assistance.

How to Transfer Money through Axis Bank Net Banking?

To transfer money:

1. Log in to your Axis Bank Net Banking account.
2. Navigate to the "Fund Transfer" or "Payments" section.
3. Choose the transfer type:
   • Own Account : Transfer between your Axis Bank accounts.
   • Other Axis Bank Account : Transfer to another Axis Bank account.
   • Other Bank Account : Use NEFT, RTGS, or IMPS for external transfers.
4. Select the account to debit and the beneficiary (add a new beneficiary if needed by providing their account number, IFSC code, and name).
5. Enter the amount and optional remarks.
6. Authenticate the transaction with your Login ID, password, and NetSecure code (received via SMS, app, or 1-Touch device).
7. Confirm the details and submit. You’ll receive a confirmation message upona successful transfer.

What is Axis Bank Netsecure?

Netsecure is a two-factor authentication (2FA) system by Axis Bank to enhance the security of online transactions. It requires a one-time password (OTP) or code in addition to your login credentials, ensuring protection against unauthorized access even if your password is compromised.

Types of Netsecure

• Netsecure with SMS : An OTP is sent to your registered mobile number for each transaction or login. Available for both domestic and NRI customers.
• Netsecure with 1-Touch : A physical device generates a unique code when pressed. Ideal for users preferring offline authentication.
• Netsecure with Mobile App : Generate OTPs via the "Axis Netsecure" app on your smartphone. Currently available for NRI customers, with plans to expand.
• Netsecure OTP via Email : An OTP is sent to your registered email (exclusive to NRI customers).
• Display Debit Card : Use your debit card details to generate a code (less common).

Netsecure Registration

1. Log in to Axis Bank Net Banking.
2. During your first login or transaction, you’ll be prompted to register for Netsecure.
3. Choose your preferred Netsecure type (e.g., SMS, 1-Touch, or Mobile App).
4. For SMS: Confirm your registered mobile number.
5. For 1-Touch: Request the device (delivered within 10 days) and activate it online.
6. For Mobile App: Download "Axis Netsecure" from the app store and link it via internet banking.
7. Submit the registration, and you’ll receive a confirmation.

For NRI customers, Netsecure registration is mandatory for financial transactions; otherwise, access is limited to "View Only."

Fee & Charges of Netsecure

• Netsecure with SMS : Free of charge.
• Netsecure with Mobile App : Free of charge.
• Netsecure with 1-Touch :
  • One-time fee: ₹1,000 (non-refundable).
  • Replacement fee: ₹800 + taxes (if lost or damaged).
• Other Variants : No additional fees beyond standard banking charges.